#136: Thia Velinor - From The Projects To A 6 Figure Income using RE Investing

On this week’s show Gary chats with Thia Velinor, a major player in the wholesaling market and owner of Velinor Properties Inc. A single mom, she’s faced some tremendous obstacles in her life, but always knew she wanted and could have more. She made more money in one month than her yearly salary, so made a decision to leave her full time job. Then she had trouble getting credit without a full time gig, but she found other ways to use other’s credit and money to build her portfolio. MUST LISTEN!

WHAT YOU’LL LEARN:

• What is wholesaling and why it’s not easy
• How can it help people with no downpayment or credit to get into the game
• The importance of mindset
• Why ‘white boarding’ is so useful and powerful
• How Thia finds her deals
• How she replaced her yearly income in 1 month
• How she left her job after only a short while of doing wholesaling
• How she uses OPM (other people’s money)
• How she uses OPC (other people’s credit)
• And MORE!

Thia’s Bio

Thia Velinor is a single mother who has faced tremendous obstacles and hardships. Through perseverance and being dedicated to her goals, Thia was able to quit her 9-5 in January of 2021. She has since grew her wholesaling business to a six figure business doing over 20 deals, and acquired 18 doors using OPM.

Website/contact info for guest

Web: http://velinorproperties.com

This episode proudly sponsored by AGHI Home Inspections and Brian Daley.

Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years!

Contact http://www.bookahomeinspection.com or call (416) 526-7482

#135: Jennifer Hunt - Understanding The Macro & Micro Trends of RE Investing

On this week’s show Gary chats with friend and investor Jennifer Hunt from Real Estate Wealth Lab. They discussed GDP, inflation, housing shortages, immigration policies, and getting down with the data to understand how real estate has trends, and how YOU can harness those trends to buy real estate, and then buy MORE! Her portfolio is worth $25 MILLION, so she knows what she's doing, so don't miss this one!

WHAT YOU’LL LEARN:

• What is the GDP and how does it impact you
• The role of inflation, both on real estate prices and your portfolio
• The housing shortage
• The role of immigration and the need for more housing
• Why 2023-2024 will be VERY interesting
• Why Jennifer is a data geek and how it helps her help her clients
• Why the housing market from 60 years ago can predict the future
• What are real estate cycles
• Interest rate changes
• How can governments influence the markets
• And MORE!

Jennifer’s Bio

Ms. Hunt is a veteran of the real estate investment business with over twenty (20) years of experience in investment, management, development, construction, and financing in excess of US$ 25 million in projects.  During her career she has served as a director on numerous occasions and has also served as an executive of over ten (10) different companies directly and indirectly involved in real estate ownership and investment. Ms. Hunt’s diverse portfolio has been spread across much of Canada and the United States, with multiple projects in the Oahu, Hawaii area. She enjoys a national reputation as an international real estate specialist and analyst and is an expert consultant emphasizing strategic repositioning of real estate. Ms. Hunt has extensive experience in various phases of the real estate business, including but not limited to acquiring, managing, repositioning and divesting real estate, including: vacation rentals, short-term rentals, single family, student housing, duplexes, triplexes, multifamily properties, industrial, and commercial properties. Her greatest expertise lies in creating and sustaining value in co-ownership of vacation homes.

With a portfolio spanning the US and Canada and over 20+ years of real estate investment experience, Jennifer delivers unparalleled asset management.

Website/contact info for guest

Web: https://www.realestatewealthlab.com/

This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you’re planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises., including a legal bill you didn’t expect.

Find them at: https://www.mcmurter.com

#134: Natasha Cultraro - Living Life On Your Terms In Costa Rica

On this week’s show Gary chats with good friend and entrepreneur Natasha Cultraro about leaving Canada and establishing new roots in Costa Rica. Natasha is the owner of Investor’s Choice Property Management service in Ontario, as well as an established real estate investor. They dove into living in various parts of the country, the cost of living, buying property there, the unique financing challenges as well as continuing to run an Ontario-based business from Costa Rica.

WHAT YOU’LL LEARN:

• The challenges and opportunities of buying property in Costa Rica
• Why they are building their dream house with a BnB component
• The interesting financing options in CR
• VTB (Vendor Take Backs)
• How a slow government poses challenges for living
• The cost of living in CR
• How to be adaptable to a new country
• How to run an Ontario-based business from CR
• The political environment
• Lifestyle in CR
• And MORE!

Natasha’s Bio

Natasha Cultraro is a creative real estate investor and owner of Investor's Choice Property Management, Inc, based in Ontario, Canada. She and her family have recently moved to Costa Rica where she continues to buy Ontario and Costa Rican properties while living the “Pura Vida” lifestyle.

Website/contact info for guest

Web: www.icpmpros.com

This episode proudly sponsored by BM Select - https://bmselect.ca

Are you looking to become a millionaire through real estate investing? Then BM Select is for you!

BM Select has helped more people become millionaires over the past 15 years than ANY OTHER mortgage broker in Canada!

BM Select focuses on working with Real Estate Investors who are looking to begin or expand their portfolio, as well as specializing in working with customers that are engaged with our host of Realtor contacts across Canada. At BM Select we offer strategic mortgage solutions with dedicated Agent Support along with leading-edge Underwriting and Fulfillment Services that allow you to sleep well knowing your mortgage transactions are being handled by top quality professionals.

#133: Josh Stevenson - The Millionaire Schoolteacher, From The Classroom To RE Wealth

On this week’s show Gary chats with former ESL and regular teacher Josh Stevenson from InvestNorth.ca. While he began as a teacher, both overseas and in Canada, his grandparents, not his parents were entrepreneurs, owning hotels and various properties. His parents were also teachers and loved the steady income, but Josh wanted more, so after going bankrupt, decided he needed to reinvent himself, and did he ever! He now owns over 80 doors worth $18 Million+ and is not stopping! Take notes, you’ll learn quite a few things in this action-packed podcast!

WHAT YOU’LL LEARN:

• Why you should NOT be afraid of owning property at a distance
• How you can hack property management
• How he scaled his business with a partner
• How the cash flow from his properties allowed him quit teaching and ‘retire’, and allow he and his partner to live comfortably
• How he cashed in his pension to buy property (WHAAAAAT?!)
• Why he loves multi family units
• Why he hasn’t done ANY Joint Ventures
• VTBs - Vendor Take Backs
• Why financial literacy should be taught in school
• And MORE!

Josh’s Bio

Josh Stevenson is the co-owner of a property investment company called Invest North which holds 87 doors valued at over $14M in Orillia, Severn Township, Sundridge, Rutherglen, North Bay, Cobalt and New Liskeard. Josh retired from his grade 8 teaching job in November of 2020 after a 20-year career that took him to Japan, The Czech Republic, Taiwan, Australia and finally back to Ontario.

He and his business partner, Brent Peterson, manage all 87 doors with the help of their wives and they have managed to build their portfolio with absolutely no joint venture partners. Josh regularly works with credit unions to buy buildings with a “no-money-down strategy”. His use of creative financing techniques and vendor take-back mortgages has allowed Invest North to add over 60 doors during the past two years he and his partner plan to continue their expansion into Ontario’s northern markets for the foreseeable future.

Josh is married to the author Jessica Hamilton and they live with their two children in Orillia, Ontario.

Website/contact info for guest

Web: http://InvestNorth.ca

Instagram: @investnorth.ca

This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/

Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property.

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca