Gary chats with Edmonton-based Wayne Hillier, host of the Real Estate Investor Dad Podcast. He has been an investor with partner and wife Gabrielle since 2013. Gabrielle leads the investment team, while Wayne primarily focusses on the podcast and mentoring, while their 5 year old daughter plays a big part of this business! They have successfully integrated their business and their family life, to ensure that the work/life balance is in check. They started with Buy/Hold, then moved into Joint ventures, then adding secondary suites, then into Agreement for sales, etc, leading to a large toolbox of strategies implemented daily, that turned into a nice portfolio. For Wayne now, it’s all about Work/Life balance and helping other investors turbo charge their entry into the investing arena!

What you'll learn:

• Gary provides a current market update - what does rolling back to a modified Stage 2 mean to investors, and the markets?
• How YOU can get into investing with NO money down, and ZERO credit!
• What’s happening in the Edmonton market
• They chatted about VTB’s - Vendor Take Back mortgages
• Agreements of sale and how Wayne uses them to his advantage
• Suited properties vs. Duplex
• Wayne provides insight on the benefits of mindset (a recurring theme on this show!)
• Why you should also listen to Wayne’s show, to just learn about trends and market performance in other markets
• Why your experiences in your local bubble might change your perception when learning of other market experiences
• Why a lot of new investors have the same or similar excuses and how they have overcome and persevered to SUCCEED! - What did they do differently to succeed, and what you can learn from it.
• The power of networking, hanging out with successful people and mirroring their successes, and learning from their failures
• Why Wayne feels the Edmonton market is not ‘sexy’ but predictable!
• Why Wayne focusses on cash flow - expenses, deferred maintenance, if you don’t have cash flow or a reserve fund like a normal business, you’ll have to put out your own money and potential set you up for failure!
• Treat it like a business, even if you only have 1 property and it’s a 1 bedroom condo
• They talk about rents in Edmonton as well, and the costs of renovations
• Coaching and mentoring - what’s the difference? Why does Wayne love one and ‘hate’ the other?
• BE CLEAR on what you want at the end - WHY are you investing? How many doors do you want?
• Focus is everything
• Find out more about Wayne’s mentoring retreat in November at the link below!
• And MORE!

Wayne’s Bio

Wayne is a real estate investor, a dad, and a podcaster in Edmonton, Alberta.

Specializing in creative investing strategies like Agreement for Sales, Rent to Own and VTBs.

He’s also the founder and CEO of Murabaha Homes. Canada’s only Sharia-Compliant, Islamic Seller Financing Institution.

Website: www.murabahahomes.com & www.prairiehomeinvestments.com

Retreat: www.rei-cabin-retreat.com/register

Facebook: www.facebook.com/waynehillier

Insta: @real.estate.investor.dad

Real Estate Investor Dad Podcast: https://podcasts.apple.com/ca/podcast/real-estate-investor-dad-podcast-investing-investment/id1474403526 


Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

Gary and guest co-host Christopher Hummel chat in this episode with good friend Ryan Carr, an investor since 2012 and investor coach who has evolved big time since Gary first interviewed him. Ryan always has about 7 or 8 projects going on at any one time, including being in the middle of authoring a new book called, “The Best & Highest Use Playbook”. Ryan understands the market like few do, and knows where to find great opportunities. Ryan is focusing right now on flips, wholesaling and new development. Gary and Ryan also discussed the “Napkin Formula”, a technique to quickly analyze a deal very quickly to determine if you’ll have a gain or a loss with any property. Too many beginning investors do not know the numbers, and either fail or get lucky with return on investments, so TUNE IN to learn about this quick and indispensable tool!

What you'll learn:

• How his upbringing played into his career choice, as his dad was entrepreneurial
• Money was NOT a topic of conversation growing up, and knew how hard his parents worked
• NOW money is a topic with his parents, and they are curious about his real estate investing
• A long discussion of the ‘victim card’ and now it relates to real estate investing
• Ryan says the ‘victim card’ is desire, not about how much money, or time - “if they don’t have the time, they are really saying they don’t have the desire”
• If you have time to watch Netflix or sleep in - your 9 to 5 is what starts making your income, but your 5-9 is what will get you ahead - what book are you reading, what extra shift are you taking, what business are you researching, WHAT are you doing with that time?
• Facebook is a HUGE time suck - just absorbing other’s content - you HAVE to put out your own!
• Ryan’s take on the market - stick with what you know
• Why Ryan believes a downturn in the market shakes out all the people not in it for the right reasons, and why it creates buying opportunities
• The difference between rural and city/suburban markets
• Why the higher end homes may be affected if the market shifts
• If there is a hiccup or dip in the market, government stimulus will likely prop the market up - the government doesn’t want homes
• Why real estate is the safest place to hold money, even during a crisis or pandemic
• Why supply and demand is in full effect now
• How he manages multiple projects at the same time, and what he does if he overbuys
• How he left his 9-5, and what he was doing with HIS 5-9 every night
• How his book “The Highest & Best Use Playbook” helps him determine the best use of the land, structure and the best use of his skills
• Keep the house or take it down? If he keeps it, rent or flip? If renting, renovating or keep it bare bones. 2. If the house is taken down, what is the best use of the land. 3. Does he have the skills to pull this off?
• Where is he finding the time to write a book?!
• Why real estate investing, buy and hold, is like buying your own ATM that never runs out of money
• What are the criteria Ryan uses to help people determine when to leave their full time job to become full time investor, when it costs you money to work
• And MORE!

Ryan’s Bio

Ryan Carr is a full-time real estate investor from the Greater Toronto Area.  He specializes in

finding the highest and best use of real property, and coaching other to do the same. 

Ryan has been known in the past for his knack at finding “hidden opportunity”, and is also a

regular contributor to Canadian Real Estate Wealth Magazine.

For a copy of his new book, go to www.TheHighestAndBestUse.com

Website: www.TheHighestAndBestUse.com


Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

Gary chats in this episode with good friend Mandy Branham, an investor and CEO of Solutions Driven who has experienced tremendous growth in the past few years and built an incredible investment portfolio. Gary and Mandy discussed the art of creating the life and lifestyle you desire, through investing, joint ventures, attracting money for JV, and that it’s ALL about the mindset and the belief in yourself! They also discussed the current market conditions, where things may be headed according to Mandy, and if you’re a potential investor sitting on the sidelines whether now is a good time to get into the game. The advice shared in this podcast from Mandy can kick start ANY investment portfolio! Gary’s quote for this show: “Haters are people that have forgotten their own dreams.” – K. West. TWO of the most important gems dropped in this podcast are here: “WHY YOU CAN’T SAVE YOUR WAY TO WEALTH!” & “Don’t let someone with a $40,000 income deter you from your Million Dollar goals!”

What you'll learn:

• How Mandy adapted to the new situation, both personally and professionally
• How real estate is one of the top basic needs, and the industry is more robust than ever
• Why Mandy describes herself as pulling the cart and carrying the horse
• Why action is very important to her and delivers results
• Why a good support system and team (accountant, lawyer, etc) are a must for success
• Why there are many investment strategies but she has chosen just one
• Why ‘win/win’ doesn’t mean an entirely painless process, and there may be discomfort
• It may cost more to get a property, but if it results in a gain for you, then it’s a win
• What are the traits needed to attract joint venture money
• Why you need an ‘abundance mentality’ to THRIVE and succeed
• Mandy: “Realize there is more money out there then there are people with proven strategies and track records to be able to put that money to work!”
• How to create an ideal joint venture avatar
• Why a vision for each property will help you make sure the asset performs
• Why your mistakes can be used as excuses or a platform for change
• Why joint venture partners value mistakes and learning – experience!
• How past resilient experiences can help you cope with future challenges
• Why Think & Grow Rich was a turning point
• She was learning during her commute and why everyone has time for this
• Why you need to choose and declare a portfolio value – why Mandy’s is 50 MILLION
• The difference between an active and a passive investor, and why motivation is important
• Three questions: 1. How do I buy this? 2. How do I change and add value? 3. How do I sell this?
• Can you qualify for an A lender? B lender? Vendor take back? Joint Venture?
• What you might think is a deal breaker might actually not be…
• Don’t let someone with a $40,000 income deter you from your Million Dollar goals!
• How $100,000 and 3 years got Mandy 6 doors and a 48% return on her money!!
• And MORE!

Mandy’s Bio

Mandy Branham CEO of Solutions Driven is a hard-working entrepreneur that realized back in 2007 that she was working hard to make others rich and she was just simply getting by.  Mandy is a Wife to Larry, mother to Megan and Jacob, daughter and sister. She is a great listener, straight shooter, no BS kinda girl. From the outside she is confident and strong.  From the inside she is, like many others, still finding the inner self-confidence and self-love. Mandy is a dedicated community supporter, providing many services and giving of her time on boards and committees to better the future of her town.  

Mandy has appeared as a panelist at the Investor Forum – Toronto Ontario – speaking on Joint Ventures and the Joint
Venture Agreements.  Mandy has also been a Guest on “THE EVERYDAY INVESTOR” SHOW hosted by Rav Toor along with several other local Real Estate Investing Podcasts sharing her expertise about Joint Ventures and Create Deal Structures to help expand a portfolio.  

Facebook: https://www.facebook.com/solutionsdrivenpropertygroup 

Instagram: http://instagram.com/J_v_Queen

Website: https://Mandybranham.com

Podcast: The Full Time Investor

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

Gary chats in this episode with Andrew Hines, a real estate investor and fellow podcaster. Gary has learned a lot from Andrew over the years. They talked about what’s happening in the condo market and what changes are taking place; inflation and the printing of money; what that means and where you should be putting your money; why some investors are experiencing some issues; what should you NOT do right now; why there’s no ONE Golden Rule for investors; and Andrew’s predictions of the next 3-6 months! Andrew got involved with with real estate as it could give him the life he dreamed of, coming from a family home where his parents struggled.

What you'll learn:

• How his upbringing played into his career choice
• His friends were living in student rentals and why he chose that and the difference it made in peoples lives
• The landlord has 80 units paying $500 per month!
• How when he compared this investment to his dad’s salary, he realized it was double his dad’s!
• He dabbled in US investing, development and why he moved on from them
• He’s still in building materials
• Why the ‘work hard all your life and retire on a pension and CPP’ no longer works, and is an outdated theory
• What reasons made Andrew want to pursue investing
• How he bought his first two properties in the first year, when he was 24
• He ran out of money, how did he get his next property?
• How a Heritage Control Bylaw derailed his plans
• What was his Plan B because of this
• What happens if you are losing money on an investment
• What Andrew thinks will happen in Toronto w C19
• What’s happening with commercial real estate, and how some are changing to residential
• Why condos above 5+ floors are selling less quickly
• What’s happening with the cottage market on the low and high end
• What’s the difference between nominal and real GDP
• Have we had real economic growth since the crash of 2008
• Why business continues to be bailed out, and how it hurts every Canadian
• How building material costs have skyrocketed, affecting starts and prices
• What is Andrew’s favourite investment strategy right now?
• Why our education system is not geared towards questioning and learning, but merely memorization
• And MORE!

Andrew’s Bio

Andrew Hines is a real estate investor from Burlington Ontario and he's primarily invested in London Ontario. As of the time of publishing this video Andrew has a approximately $4,000,000 in personal real estate holdings and aspirations of growing his personal cash flow to $20,000 per month. Andrew promotes the use of the BRRRR method to achieve financial independence and he has become quite proficient in construction management, building and development due to his value-add approach to real estate investing. Andrew owns several companies, including a construction general contractor, and has built out multiple investment property units in Southwestern Ontario Canada.

The Andrew Hines Real Estate Investing Podcast - https://linktr.ee/theandrewhines

Facebook: https://www.facebook.com/theandrewhines

Instagram: https://www.instagram.com/theandrewhines

Website: http://www.andrew-hines.com

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca