#143: Adrian Ede - How To Live An Abundant Life

On this week’s show Gary chats with good friend, real estate investor and fellow Our Neighbourhood Realty real estate agent, Adrian Ede. They talked about how Adrian left his steady job, how he always had an interest in investing, his feelings and fear about debt, but that GOOD debt is GREAT, mindset and goal setting and MUCH more in this not-to-be-missed podcast!

WHAT YOU’LL LEARN:

• How mindset and learning good habits from successful people can make YOU a success
• How Adrian is building out his business now that he wants to scale
• The HUGE difference between GOOD debt and BAD debt
• Wy taking bold steps can lead to MASSIVE success
• How he left his 9-5 and why he was scared sh*tless back in 2007
• How to stay focused on your goals
• How he succeeds with the BRRRR strategy
• Why rent to own was part of his strategy
• What his fears were early on
• How life is like now that he’s self employed
• And MORE!

Adrian’s Bio

Adrian Ede is a Realtor with Our Neighbourhood Realty who focuses on Buying, Selling, Rent to Owns & Investing in Real Estate. We Educate, Inspire and Connect our users to advance them toward their real estate Goals.

Website/contact info for guest

Web: www.RealAbundance.ca

Insta: @real_abundance

Facebook: https://www.facebook.com/RealWealthAbundance

Ph/Text: 905-244-2257

This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you’re planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises., including a legal bill you didn’t expect.

Find them at: https://www.mcmurter.com

Real Estate Investment Club visit https://www.smarthomechoice.ca

Gary's mentorship program visit https://garyhibbert.ca

Start your own Podcast visit https://www.podcastexperts.ca

#142: Dave Dubeau - The Art of Building a Business Around Real Estate Investing

On this week’s show Gary chats with good friend and seasoned investor and early mentor, Dave Dubeau. They had a wide ranging discussion on raising capital, leaving your 9-5, building a great team, paying experts to do something for you rather than learn it, and MUCH more great advice.

WHAT YOU’LL LEARN:

• How you transition from bootstrapping everything to using others
• How he raises capital for projects
• How the book Who, Not How is changing his life as an entrepreneur
• Why investors and solo-preneurs need a great team behind them
• Why it’s better to pay an expert to do something, rather than do it yourself
• If you have time and no money, do it
• Why you still can work IN your business and ON your business
• How you leave your full time gig
• The 8 different profit centres of real estate
• How to find a guru/mentor in today’s market
• Why Dave doesn’t consider himself a ‘coach’
• And MORE!

Dave’s Bio

Dave Dubeau is a Real Estate Entrepreneur, Best-Selling Author, Speaker and Investor Attraction Expert based in Kamloops, B.C. Canada. He began his real estate investing career in 2003 doing 18 deals in 18 months. He later switched his focus to client-first rent to own deals, and nowadays he invests in multi-family (apartment building) properties. For the last several years Dave has been the World’s #1 Investor Attraction “Imple-Mentor”. Using his proprietary 5 Step Money Partner Formula™, Dave helps his real estate entrepreneur clients to grow their portfolios significantly and in record time by attracting investors (instead of chasing after them).

website: www.InvestorAttractionBook.com – Get a complimentary copy of his new book

Website/contact info for guest

Web: www.DaveDubeau.com

This episode proudly sponsored by BM Select - https://bmselect.ca

Are you looking to become a millionaire through real estate investing? Then BM Select is for you!

BM Select has helped more people become millionaires over the past 15 years than ANY OTHER mortgage broker in Canada!

BM Select focuses on working with Real Estate Investors who are looking to begin or expand their portfolio, as well as specializing in working with customers that are engaged with our host of Realtor contacts across Canada. At BM Select we offer strategic mortgage solutions with dedicated Agent Support along with leading-edge Underwriting and Fulfillment Services that allow you to sleep well knowing your mortgage transactions are being handled by top quality professionals.

Real Estate Investment Club visit https://www.smarthomechoice.ca

Gary's mentorship program visit https://garyhibbert.ca

Start your own Podcast visit https://www.podcastexperts.ca

#141: Ishan & Side Khobare - From New Immigrants to Successful Real Estate Entrepreneurs

On this week’s show Gary chats with multi-discipline real estate investors, Sidd & Ishan Khobare. The brothers started with house hacking, have invested in student housing, air b&b, single family, multi-family and also dabbled in wholesaling. They are now firmly multi-family for the reasons you’ll discover in this podcast. Their wealthy father encouraged them to do anything in life, and they took his advice and in the last 1.5 years are rapidly expanding their portfolio while also holding down full time jobs as software professionals, after asking the question, “Is that all there is?”

WHAT YOU’LL LEARN:

• How they had a privileged upbringing in India, then lost it all
• They were sent to Canada to receive higher education
• Why they feel Canada is the land of opportunity, although their dad suggested the USA
• After graduating and getting great jobs, they asked ‘Is that all there is?’
• How they’ve financed many deals while having no money of their own with private lending
• How proper mindset is needed to succeed
• How they listened to podcasts and attended seminars to learn what was needed
• Why 2 weeks of vacation made them realize that you work all year for it, and there must be more to life
• Why they chose to spend $28,000 in ‘cash for keys’ and how it increased the value of their property by $150,000 IMMEDIATELY
• Why a legal second unit brings legal income and increases your net worth and available capital
• How they bought a 5 unit building with ZERO DOLLARS OF THEIR OWN MONEY
• And MORE!

Ishan & Sid’s Bio

Two Brothers with modest beginnings on their way to growing Real Estate Empire, the key lies in self-belief and willingness to constantly push yourself for personal development.

International Students - Masters Grad

Profession:
Working 9-5 – Ishan (Data Architect at Microsoft) & Sid (Software Developer at Russel Metals)

Passion:
Real Estate Portfolio - 9 doors in 1 year:
• Leverage Lines of Credit
• House Hack
• Student Rentals
• Joint Venture
• Profitable BRRRR Venture
• Short Term Rental Model
• Multi-Family Investing
• Real Estate Coaching
• Wholesaling Business

In this episode we will dig deep on how Sid & Ishan were able to achieve all this in a span of 1 year with barely any money to put down at 5% in the beginning to currently buying multi-family property with 0 money down.

Website/contact info for guest

Instagram: @Khobare.capital
@kidyounot_sid
@ishan.khobare

This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/

Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property.

#140: Allan Bell - How To Print Money By Using A Barn

On this week’s show Gary chats with investor, mortgage agent and private lender, Allan Bell. They took a deep dive in Allan’s real estate investing journey, starting with his first investment which turned bad, but was rescued by some creative thinking. Allan is currently converting a barn into a multi family residence, and he also shares some of his successes as a “B” lender.

WHAT YOU’LL LEARN:

• What is Allan’s Why
• What happened with his first investment, and  why it didn’t discourage him
• How his next major project is a barn conversion - converting it to a multi family home
• How B Lenders can help you get a property that A lenders won’t help with
• Why low interest rates aren’t always the best offer
• How B lenders’ rates compare with credit cards
• BILL 108 and how it impacts investors, especially multifamily investors
• Why no regrets are good
• How to get through a really bad day and push forward through tough times.
• And MORE!

Allan’s Bio

Almost 15 years in Finance industry, almost 4 years as a mortgage agent with over 700 deals funded under my belt.  I have been private lending for over 3 years and started real estate investing in Feb 2021.  Since Feb I have completed 1 successful flip and working on a garden suite conversion in Peterborough.

Website/contact info for guest

Instagram: @allanbell_REI

Email: allanbell84@gmail.com

allan@mortgagebrokersnetwork.com

This episode proudly sponsored by AGHI Home Inspections and Brian Daley.

Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years!

Contact http://www.bookahomeinspection.com or call (416) 526-7482

#139: Samuel Spencer - Reviewing The Perfect BRRRR

On this week’s show Gary chats with investor, investment coach and former mentee Samuel Spencer. Only 1 year ago, Samuel spent some time with Gary in his office, learning the fundamentals of investing. A year later, Samuel has transitioned from condo pre-construction investing and the many mistakes he made, to the  BRRRR strategy. Gary and Samuel take a DEEP dive into the numbers to understand this purchase that became the perfect BRRRR, from beginning to refinancing. This podcast will help both new investors and seasoned ones who haven’t considered the BRRRR strategy.

WHAT YOU’LL LEARN:

• Why and how Samuel learned from his mistakes in condo investing
• Why patience is needed when doing pre-construction investing
• Why it’s not for everyone
• How and what he renovated his recent purchase
• How long the actual renovation took
• How he worked with the city and got his permits
• How he managed the renovation during COVID, with work crews
• Why he’s not afraid to do some renovation work on his own
• And MORE!

Samuel’s Bio

Girl Dad, Techie, Investor, Realtor

Website/contact info for guest

Web: Myrealestaterep.com

Instagram: @myrealestaterep

Email: info@myrealestaterep.com

This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you’re planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises., including a legal bill you didn’t expect.

Find them at: https://www.mcmurter.com

#138: Alfonso Cuadra - Street Fighting His Way to The Top

On this week’s show Gary chats with investor and President of hustle at the Cuadra group of companies, Alfonso Cuadra. Alfonso had a difficult upbringing in a 3rd world country, and how Canada is vastly different. They chatted real estate, but mainly how Alfonso has built his companies in Canada, how business has moved to online, and how mindset plays a huge role in his life.

WHAT YOU’LL LEARN:

• Why his past didn’t define his future
• His childhood in El Salvador and his transition to Canada
• His opinion of the various safety nets Canada offers its citizens
• Building his business through hard work and hustle
• His children are his life, and how his business served his lifestyle
• Fulfilment in life
• Mindset and his daily routine
• Why the move to online business was inevitable
• Perseverance and how its served him
• How he hustled when a lot of people sat idle during the early days of the pandemic
• His fears about rents due to his company on April 1, 2020
• And MORE!

Alfonso’s Bio

Alfonso Cuadra is a dynamic leader that’s passionate about sharing his story and inspiring others to create the life they want and to never give up on your dreams. He truly is in the business of changing lives and has a special gift in his ability to connect with people and move them forward.

• He is President/CEO of The Cuadra Group of Companies. 
• Founder of The Cuadra Youth Foundation 
• A Real Estate Investor with 21 plus years Experience and a Multi-Million dollar portfolio across Canada 
• He has shared his story with thousands of audiences around the world 
• Featured in Reader's Digest which did a 7 page profile that was published in 16 different countries in 5 different languages 
• Author of the book “From the Ground Up-Your 3 steps away from living the life of your dreams” you can pick it up on Amazon HERE ==> https://amzn.to/34eQjFZ
• An Award wining Business & Real Estate Investing Educator, Trainer, coach, and mentor to thousands of students across the US and Canada

Website/contact info for guest

Web: www.AlfonsoCuadra.Com 

This episode proudly sponsored by BM Select - https://bmselect.ca

Are you looking to become a millionaire through real estate investing? Then BM Select is for you!

BM Select has helped more people become millionaires over the past 15 years than ANY OTHER mortgage broker in Canada!

BM Select focuses on working with Real Estate Investors who are looking to begin or expand their portfolio, as well as specializing in working with customers that are engaged with our host of Realtor contacts across Canada. At BM Select we offer strategic mortgage solutions with dedicated Agent Support along with leading-edge Underwriting and Fulfillment Services that allow you to sleep well knowing your mortgage transactions are being handled by top quality professionals.

#137: Jim Kukral - Life Apocalypse: Legacy, Death, Lifestyle & Life Purpose

On this week’s show Gary chats with Jim Kukral, a successful entrepreneur, multi-book author, in demand keynote speaker, cancer survivor which caused him to retire from a 25 year career in marketing. This cancer scare caused him to ask himself what he REALLY wanted to do, question his legacy, life purpose, and what kind of lifestyle he wanted. He asks, if you’re not living your purpose and doing what you want now, then WHEN? Not to be missed!

WHAT YOU’LL LEARN:

• Why financial security is not always the best legacy
• What IS the best kind of legacy to leave
• How his cancer shifted his mindset on values and HIS legacy
• The ONE thing most people want MORE of on their deathbed
• Why yesterday was the best time to do something, but today is the 2ND best time
• How the pandemic created the biggest mindset shift in history
• Why the pandemic caused many to reevaluate their lifestyle
• Why no one, especially Gen Z DON’T want ‘jobs’ anymore
• Why YOU should be living your life purpose NOW!
• And MORE!

Jim’s Bio

For 25-years Jim Kukral has been writing books (10), keynote speaking (150+), and building successful lifestyle businesses as a marketing entrepreneur. But the pandemic and a near-death diagnosis of colon cancer changed everything for Jim in 2020, so he threw away all his past success to start something completely different, a new brand called Life Apocalypse. As an almost fifty-year-old successful businessman, husband, and father of two, Jim realized that he needed to spend his remaining days on this planet helping people figure out how to live a life of significance, impact, and purpose.

Jim created Life Apocalypse to help people like him who are thinking about legacy, death, lifestyle, and life purpose. Many people he has spoken to have told him that after this pandemic they want to do things differently. They want to live and think differently. They understand that the world could literally end any day now. With the Life Apocalypse brand and the free 21-day challenge, Jim is addressing mindset, impact, and purpose and helping people live a fulfilling life.

Website/contact info for guest

Web: http://JimKukral.com

This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/

Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property.

#136: Thia Velinor - From The Projects To A 6 Figure Income using RE Investing

On this week’s show Gary chats with Thia Velinor, a major player in the wholesaling market and owner of Velinor Properties Inc. A single mom, she’s faced some tremendous obstacles in her life, but always knew she wanted and could have more. She made more money in one month than her yearly salary, so made a decision to leave her full time job. Then she had trouble getting credit without a full time gig, but she found other ways to use other’s credit and money to build her portfolio. MUST LISTEN!

WHAT YOU’LL LEARN:

• What is wholesaling and why it’s not easy
• How can it help people with no downpayment or credit to get into the game
• The importance of mindset
• Why ‘white boarding’ is so useful and powerful
• How Thia finds her deals
• How she replaced her yearly income in 1 month
• How she left her job after only a short while of doing wholesaling
• How she uses OPM (other people’s money)
• How she uses OPC (other people’s credit)
• And MORE!

Thia’s Bio

Thia Velinor is a single mother who has faced tremendous obstacles and hardships. Through perseverance and being dedicated to her goals, Thia was able to quit her 9-5 in January of 2021. She has since grew her wholesaling business to a six figure business doing over 20 deals, and acquired 18 doors using OPM.

Website/contact info for guest

Web: http://velinorproperties.com

This episode proudly sponsored by AGHI Home Inspections and Brian Daley.

Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years!

Contact http://www.bookahomeinspection.com or call (416) 526-7482

#135: Jennifer Hunt - Understanding The Macro & Micro Trends of RE Investing

On this week’s show Gary chats with friend and investor Jennifer Hunt from Real Estate Wealth Lab. They discussed GDP, inflation, housing shortages, immigration policies, and getting down with the data to understand how real estate has trends, and how YOU can harness those trends to buy real estate, and then buy MORE! Her portfolio is worth $25 MILLION, so she knows what she's doing, so don't miss this one!

WHAT YOU’LL LEARN:

• What is the GDP and how does it impact you
• The role of inflation, both on real estate prices and your portfolio
• The housing shortage
• The role of immigration and the need for more housing
• Why 2023-2024 will be VERY interesting
• Why Jennifer is a data geek and how it helps her help her clients
• Why the housing market from 60 years ago can predict the future
• What are real estate cycles
• Interest rate changes
• How can governments influence the markets
• And MORE!

Jennifer’s Bio

Ms. Hunt is a veteran of the real estate investment business with over twenty (20) years of experience in investment, management, development, construction, and financing in excess of US$ 25 million in projects.  During her career she has served as a director on numerous occasions and has also served as an executive of over ten (10) different companies directly and indirectly involved in real estate ownership and investment. Ms. Hunt’s diverse portfolio has been spread across much of Canada and the United States, with multiple projects in the Oahu, Hawaii area. She enjoys a national reputation as an international real estate specialist and analyst and is an expert consultant emphasizing strategic repositioning of real estate. Ms. Hunt has extensive experience in various phases of the real estate business, including but not limited to acquiring, managing, repositioning and divesting real estate, including: vacation rentals, short-term rentals, single family, student housing, duplexes, triplexes, multifamily properties, industrial, and commercial properties. Her greatest expertise lies in creating and sustaining value in co-ownership of vacation homes.

With a portfolio spanning the US and Canada and over 20+ years of real estate investment experience, Jennifer delivers unparalleled asset management.

Website/contact info for guest

Web: https://www.realestatewealthlab.com/

This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you’re planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises., including a legal bill you didn’t expect.

Find them at: https://www.mcmurter.com

#134: Natasha Cultraro - Living Life On Your Terms In Costa Rica

On this week’s show Gary chats with good friend and entrepreneur Natasha Cultraro about leaving Canada and establishing new roots in Costa Rica. Natasha is the owner of Investor’s Choice Property Management service in Ontario, as well as an established real estate investor. They dove into living in various parts of the country, the cost of living, buying property there, the unique financing challenges as well as continuing to run an Ontario-based business from Costa Rica.

WHAT YOU’LL LEARN:

• The challenges and opportunities of buying property in Costa Rica
• Why they are building their dream house with a BnB component
• The interesting financing options in CR
• VTB (Vendor Take Backs)
• How a slow government poses challenges for living
• The cost of living in CR
• How to be adaptable to a new country
• How to run an Ontario-based business from CR
• The political environment
• Lifestyle in CR
• And MORE!

Natasha’s Bio

Natasha Cultraro is a creative real estate investor and owner of Investor's Choice Property Management, Inc, based in Ontario, Canada. She and her family have recently moved to Costa Rica where she continues to buy Ontario and Costa Rican properties while living the “Pura Vida” lifestyle.

Website/contact info for guest

Web: www.icpmpros.com

This episode proudly sponsored by BM Select - https://bmselect.ca

Are you looking to become a millionaire through real estate investing? Then BM Select is for you!

BM Select has helped more people become millionaires over the past 15 years than ANY OTHER mortgage broker in Canada!

BM Select focuses on working with Real Estate Investors who are looking to begin or expand their portfolio, as well as specializing in working with customers that are engaged with our host of Realtor contacts across Canada. At BM Select we offer strategic mortgage solutions with dedicated Agent Support along with leading-edge Underwriting and Fulfillment Services that allow you to sleep well knowing your mortgage transactions are being handled by top quality professionals.

#133: Josh Stevenson - The Millionaire Schoolteacher, From The Classroom To RE Wealth

On this week’s show Gary chats with former ESL and regular teacher Josh Stevenson from InvestNorth.ca. While he began as a teacher, both overseas and in Canada, his grandparents, not his parents were entrepreneurs, owning hotels and various properties. His parents were also teachers and loved the steady income, but Josh wanted more, so after going bankrupt, decided he needed to reinvent himself, and did he ever! He now owns over 80 doors worth $18 Million+ and is not stopping! Take notes, you’ll learn quite a few things in this action-packed podcast!

WHAT YOU’LL LEARN:

• Why you should NOT be afraid of owning property at a distance
• How you can hack property management
• How he scaled his business with a partner
• How the cash flow from his properties allowed him quit teaching and ‘retire’, and allow he and his partner to live comfortably
• How he cashed in his pension to buy property (WHAAAAAT?!)
• Why he loves multi family units
• Why he hasn’t done ANY Joint Ventures
• VTBs - Vendor Take Backs
• Why financial literacy should be taught in school
• And MORE!

Josh’s Bio

Josh Stevenson is the co-owner of a property investment company called Invest North which holds 87 doors valued at over $14M in Orillia, Severn Township, Sundridge, Rutherglen, North Bay, Cobalt and New Liskeard. Josh retired from his grade 8 teaching job in November of 2020 after a 20-year career that took him to Japan, The Czech Republic, Taiwan, Australia and finally back to Ontario.

He and his business partner, Brent Peterson, manage all 87 doors with the help of their wives and they have managed to build their portfolio with absolutely no joint venture partners. Josh regularly works with credit unions to buy buildings with a “no-money-down strategy”. His use of creative financing techniques and vendor take-back mortgages has allowed Invest North to add over 60 doors during the past two years he and his partner plan to continue their expansion into Ontario’s northern markets for the foreseeable future.

Josh is married to the author Jessica Hamilton and they live with their two children in Orillia, Ontario.

Website/contact info for guest

Web: http://InvestNorth.ca

Instagram: @investnorth.ca

This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/

Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property.

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

#132: Trevor McGregor - The 5 Reasons People Fail to Scale in Real Estate

On this week’s show Gary chats with seasoned investor and real estate coach Trevor McGregor in a JAM PACKED episode! Trevor was a master coach with Tony Robbins’ company, is a passive and active investor in real estate in single family homes up to multi unit apartment buildings; he also owns self storage units and a hemp farm! This is a podcast where you will NEED to take notes for all the fantastic ideas, or listen to it multiple times, it’s a home run out of the park!

WHAT YOU’LL LEARN:

• The five reasons people fail to scale their real estate business
• The importance of having a coach
• The four S's of real estate
• The five freedoms of a real estate business
• How the five freedoms have changed his life
• Why failure teaches more than success
• Why you should not be afraid of failure!
• And MORE!

Trevor’s Bio – 2021

Trevor is a High Performance - Master Coach with over 25,000 hours of coaching experience under his belt. He has worked with clients from around the world, including Fortune 500 executives, high level real estate investors, entrepreneurs, world-class athletes and business professionals and they all come to him for one reason: Life-Changing Transformation.

In addition to running his own private coaching practice, Trevor was a Master Platinum Coach with the Tony Robbins Group, offering elite coaching unlike any other program in the world.  Prior to that, he spent over 20 years in Corporate working as the Executive Director of Operations for a very successful Company.

Trevor is also an active and passive Real Estate Investor holding assets in his portfolio that range from owning single family homes, to Multi-family apartment buildings all over the US, Self-Storage units in Key West Florida, and even an Agricultural Hemp Farm in Colorado.  He has also been an impact investor in many exciting projects around the world including Costa Rica and as far away as Australia.

His mission is to assist others in realizing their true power and hidden potential to achieve more success, wealth, freedom and contribution than they ever thought possible.

Trevor lives with his wife Leesa and their 3 amazing boys in beautiful Vancouver, British Columbia, Canada.

Website/contact info for guest

Web: www.TrevorMcGregor.com

This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca

If you’re look to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.

As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses.

To find out more, visit the website or email hello@deep-pockets.ca

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

#131: Adelaide & Renate Carriere - Never Too Young, Never Too Late

On this week’s show Gary chats with Adelaide Carriere and her grandmother Renate, who bought their first investment property together. This episode is for new investors, or those considering getting into it. If you’re 18 or 60, this show talks about the basics and fundamentals of investing, searching for a property, screening, property management and more! Adelaide started as the admin at Smart Home Choice, and became interested in becoming a real estate investor by asking a lot of questions, and deciding to invest at age 18!

WHAT YOU’LL LEARN:

• How did Adelaide start out and become interested in real estate
• The books she read at age 12, and books her grandmother read as well
• Why they chose to invest together
• How they researched for a property
• Where they chose to invest
• The issues with the property and maintenance
• How they divide duties for joint ownership
• The tenant screening process
• Some of their favourite quotes
• And MORE!

Adelaide’s Bio

Adelaide Carriere is a 20-year-old entrepreneur, real estate agent & real estate investor on a mission to lead with intent, inspire people, and innovate.

As a young girl, Adelaide loved to read books and would take any opportunity to learn from the people around her. At age 12, Adelaide picked up 2 books that would change how she saw the world & reshape her mindset. The Secret by Rhonda Byrne and Rich Dad, Poor Dad by Robert Kiyosaki taught her the importance of financial literacy and a positive mindset. After reading both books several times, Adelaide knew her purpose was something greater than she’d imagined but didn’t know where to start. 

Adelaide was accepted into university but decided to pursue real estate instead and completed the Humber Real Estate Salesperson program in 2021. Her initial interest in real estate began in March 2019 while employed at Smart Home Choice. One day Adelaide asked at what age she could begin investing and Gary revealed that she could start now if she wanted to. The conversation propelled her on a journey of determination to see if it was true that she could own property despite being young, financially unstable, and unable to qualify for a mortgage.

October 2019 while at an event featuring the world’s best motivational speaker, Les Brown, Adelaide was introduced to Mathew Frederick, a real estate investor with over 30 years of experience and many mentees. After a little persistence, Mathew agreed to mentor Adelaide as well.

With the support and encouragement of her mentors, Adelaide convinced her grandparents to take a chance and invest with her. Now, she and her grandmother Renate, are on a mission together to create generational wealth and encourage others to do the same. Their goals are to show people under 30 that they don’t necessarily need to follow what society says and should feel comfortable taking a chance, while showing people over 30 the importance of building generational wealth for their families.

In March 2020 during the Covid-19 pandemic, Adelaide & Renate partnered to purchase their first investment property in Pembroke, Ontario.

Renate Carriere was born in the Czech Republic and was 13 years old when her family immigrated to what they called “the land of opportunities,” bringing only a suitcase and being unable to speak the English language. As her family attempted to establish a new life in Canada, Renate watched how her parents purchased land near water to build a cottage, purchased their primary home, and then several rental properties. Renate saw it, but never knew HOW it was done.

Growing into a young and curious adult, she became an entrepreneur and this spirit followed Renate throughout her life. She’s had businesses from cleaning, pizza takeout, to owning a working farm.

Aside from her parents, Renate’s first experience investing in real estate began when she and her husband purchased land and built a home in Pickering, Ontario. The home consisted of one 2-level main unit, and 2 lower basement units one under the other (as the home was on a hill.)  After considering the benefits of her own previous real estate investment, she decided to take a chance (now 37 years later) and invest with Adelaide as she trusted that Adelaide had the knowledge and tools that could contribute to a successful partnership. Renate plans to grow their portfolio and educate the rest of her grandchildren on the benefits of real estate investing.

Website/contact info for guest

Instagram: callmeadey

Web: https://www.workwithadelaide.com

Resources:

The Secret

Rich Dad Poor Dad

This episode proudly sponsored by AGHI Home Inspections and Brian Daley.

Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years!

Contact http://www.bookahomeinspection.com  or call (416) 526-7482

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

#130: Austin Yeh - How To Retire From Your 9-5 in Under 3 Years

On this week’s show Gary chats Austin Yeh, a young investor who has made great progress in under 3 years as an investor! He went from 1 property to 17 to 40 units in a short time, and has tried wholesaling, BRRRR, flips and many other strategies in his short career. He left is 9-5 and is now a ‘retired’ investor at age 26, instead of his 50’s as he originally planned! LOTS of fantastic advice and lessons learned in this do-not-miss episode!

WHAT YOU’LL LEARN:

• How did Austin start out?
• How much money had he saved to start investing
• What important lessons did he learn along the way
• Where and why he chose to buy his first property
• A laundry list of mistakes he made - “I made every mistake in the book!”
• Why YOU shouldn’t panic if you make a mistake
• He acts instead of suffering ‘analysis paralysis’
• His philosophy on “Cash for Keys”
• How his RISE network helps its 6000 members
• He now has a wholesaling business
• His original plan for retiring
• And MORE!

Austin’s Bio

Austin Yeh is a 26 year old real estate investor and entrepreneur. Since closing on his first property in October 2018, Austin has since grown his portfolio to over 40 units, founded one of the largest online real estate communities in Ontario (RISE Network) with over 5.5k members, and also retired from his full-time corporate job. He primarily focuses on the BRRRR strategy, joint ventureships, and raising private money to scale his portfolio.

More recently, Austin is focused into growing a 7-figure wholesaling business, called Ontario Property Deals, with his business partner. Currently they’re on track to surpass their goal in their first year of operation.

Website/contact info for guest

Instagram: https://www.instagram.com/austinyeh6/?hl=en Facebook: https://www.facebook.com/groups/340680876607406

Resources:

Brandon Turn the book on investing in rental properties

Fix & Flip

Renos To Riches

Rich Dad Poor Dad

This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you’re planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises., including a legal bill you didn’t expect.

Find them at: https://www.mcmurter.com

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

#129: Brian Daley - Protecting Your Real Estate Investment For The Long Term

On this week’s show Gary chats with good friend and trusted home inspector for SmartHomeChoice, Brian Daley. Gary has personally been using Brian’s/AGHI services for over 10 years. AGHI helps investors make sure they are buying the best property for them, but also protecting their assets for the long term. Brian has personally built several homes and renovated others, so he has a detailed knowledge of the inner workings of properties. During this informative and fun conversation, Brian shares some information that even Gary was unaware of about home inspections!

WHAT YOU’LL LEARN:

• Why the outside of a property is critical for investors
• A review of vents, soffits, cracks, etc and their importance
• What types of insulation might be in a home, and are any of them harmful
• A discussion of mold and should you be afraid
• Plumbing fixtures and piping and which ones are BANNED
• What red flags you should be worried about
• The home structure and its importance
• What’s behind the wall?
• And MORE!

Brian’s Bio

Brian Daley is the President of AGHI Inc. He brings over 35 years of practical experience in marketing, client relations, education, and communication skills to the Home Inspection business. AGHI has provided residential home inspection services to owners of new homes and re-sale home buyers throughout Ontario since 2002. He works with top producing real estate brokerages providing trusted service to their agents and clients.

Brian has developed and taught programs to Home Inspectors providing field training and practical communication skills training. In 2021 he launched an on-line course through his publisher Orderline designed to educate consumers, trades and designers about how to inspect a house. The credit course offers participants the perfect launch for starting a career in Home Inspection.

Brian has written the book “Guide to Home Inspectors” through his publisher Orderline and he has published numerous articles in local and national print media that provide sound advice to consumers on home related items and the home inspection process. 

Brian has appeared as host and guest expert on numerous home related television programs on both HGTV and Investigation Discovery and is recognized as an industry leader and innovator in the field of home inspections in Canada.

He is a Registered Home Inspector (RHI) member of the Provincial (OAHI) and National (CAPHI) Home Inspection associations.

Website/contact info for guest

Web: http://www.bookahomeinspection.com

Phone: (416) 526-7482

This episode proudly sponsored by BM Select - https://bmselect.ca

Are you looking to become a millionaire through real estate investing? Then BM Select is for you!

BM Select has helped more people become millionaires over the past 15 years than ANY OTHER mortgage broker in Canada!

BM Select focuses on working with Real Estate Investors who are looking to begin or expand their portfolio, as well as specializing in working with customers that are engaged with our host of Realtor contacts across Canada. At BM Select we offer strategic mortgage solutions with dedicated Agent Support along with leading-edge Underwriting and Fulfillment Services that allow you to sleep well knowing your mortgage transactions are being handled by top quality professionals.

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

#128: Tax Strategies, Market Trends & The Life Of An Entrepreneur w/Daniel Dimanno

On this week’s show Gary chats with good friend and trusted accountant for SmartHomeChoice Daniel Dimanno. Daniel has experience in both the public and private accounting sectors, and has been assisting clients for many years. He counsels clients on business structure, tax strategies and good business practices that WON’T get you into trouble with tax authorities.

WHAT YOU’LL LEARN:

• Whether you need to or should incorporate as a real estate investor
• If you incorporate, is the corporation’s money YOUR money?
• How to borrow money from your corporation?
• How to and why you would sell your personal properties to your corporation
• What about dividends and profits?
• Why an accountant and bookkeeper are essential
• How to put family members on payroll
• Should you pay off your investment properties
• The difference between renovations and repairs
• What you CAN and CANNOT write-off
• Inflation right now
• CRA tax situations
• Setting up your own business
• And MORE!

Daniel’s Bio

Daniel DiManno holds a wealth of experience and knowledge developed through years of working in the business and financial market place. His experience includes positions held with one of Canada’s largest public accounting firms, where he worked with both large publicly traded companies and small to medium sized privately held businesses. He has experience both as a public and private accountant, working as an auditor and business advisor as well as holding accounting roles within the private sector.

Daniel also has experience as an investment advisor, focusing on wealth management under the guidance and mentorship of senior investment advisors from one of Canada’s top ranked investment banks.

Specialties: Business Consulting, Tax Compliance, Financial Statement Preparation, Review and Audit engagement services for Manufacturing, Distribution, Real estate, property management, retail, logistics and financial services businesses.

Website/contact info for guest

Daniel DiManno, CPA, CA  | Capstone LLP
Phone: 416-551-0760
email: daniel@capstonellp.ca
Website: capstonellp.ca

This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/

Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property.

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

#127: (From The Archives) The Different Stages of Real Estate Investing w/Mathew Frederick

On this week’s show Gary chats with friend and longtime investor Mathew Frederick. Mathew has thrived in real estate in many ways, including new builds. He got his first property at age 19 (NINETEEN!) and continues to look out for deals. He’s a JV master, and in this podcast he shares many of his unique strategies for creating deals!

WHAT YOU’LL LEARN:

• How Mathew bought his first investment property at the age of 19!
• Why he believes commercial investors should residential, and residential should understand commercial
• The different stages of investing and how you transition between them
• How to create deals by understanding someone else’s pain point
• The ‘art’ of the joint venture conversation
• What he’s learned from single family, multi family and self storage investing
• He’s bought land and become a developer
• Mathew has also invested in many parts of the world including Belize
• This podcast is for NEW and experienced investors looking to add some new tools and strategies to their skill set
• And MORE!

Mathew’s Bio

At 19 years of age Mathew purchased his first investment property, and to this day still continues to look for deals.

“I speak to businesses, networking groups and associations on the how to create wealth through land development investing. As a Real Estate Investment facilitator, I have spoken to over 100,000 Canadians over the past 8 years about Lease Options, Tax Sales, Buy/Fix Sales, Foreclosures.

I help bring industry-leading expertise and judgment to each step in the real estate land development investing process.”

• Specialties: Land Development Investing
• Real Estate Investing
• Author and TV Personality
• Professional Speaker
• Mentoring

Website/contact info for guest

Web: watermarkintl.ca 

LinkedIn: linkedin.com/in/mathewfrederick

Twitter: mathewfrederick

This episode proudly sponsored by AGHI Home Inspections and Brian Daley.

Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years!

Contact http://www.bookahomeinspection.com or call (416) 526-7482

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

#126: Build Back Better - Real Estate Investing Forecast 2021

On this week’s show Gary chats with friend and longtime investor Frank Taylor. Frank purchases his first property during the  1987-1988 boom (just like 20/21), then the market crashed in 1990, leading to a recession. He’s being going strong since then, with no signs of slowing down!

He believes in buy and hold, and putting equity into his properties so that they are part of his retirement, and will be lasting assets for his children. Check below for all the great details of what you can learn!

WHAT YOU’LL LEARN:

• How buying in a boom, like now, can still get you valuable assets
• How he navigated the recession of 1990, during the first Gulf War
• Why his first mortgage interest rates were 10 or 12%
• Why the banks got more cautious during the recession and locked LOCs!
• Why Frank believes that putting money into his assets is the way to go
• Why Frank develops great relationships with owners on all sides of his investment properties
• “Treat your tenants like gold, because they are your clients!”
• Why you should under promise and over deliver
• Why 50% of his clients that left real estate investing, called him back after leaving to get back in the game
• Why Frank ALWAYS buys for cash flow -‘cash flow will always be the fundamental part of investing’
• Why the current stress tests are designed to mimic a crash
• Why Frank considers himself an historical restoration expert
• Why his buildings lease quickly, and the tenant class is above average
• Why he believes ‘the world is dying, and a green economy is required to save it’
• And MORE!

Frank’s Bio

At 18 years of age I started my first company, CanClean, which specialized in commercial steam cleaning and restoration services throughout Toronto, Peel and Halton region. The company provided services to some of the largest commercial office space providers and several multi-residential rental asset firms as well as service calls for Leon’s Furniture, based from their Burlington location.

At 20, I began to invest in real estate for the future of my children's post secondary education and for retirement, purchasing older homes in Hamilton and converting them into duplexes and triplexes. I taught myself the ins and outs of total restoration as I engaged in rebuilding those properties. In 1992, having discovered that my true passion lay in the real estate, I divested from CanClean and became a licensed realtor who specialized in multi- residential and mixed-use commercial holdings. My business ranged widely, from single family flips to rebuilding older / historical multi-unit residential buildings of scale. Clients were able to take advantage of my background in reconstruction, as I offered project management services that included multiple million dollar restorations of many properties of distinction in Hamilton and Burlington. Over the span of 36 years as a multi-res / mixed use specialist, I was involved in the sale, acquisition, property management and full restorations of commercial and residential real estate worth hundreds of millions of dollars. 

I retired from organized real estate to open Frank Taylor Consulting Ltd in August 2020. 

Of course, my most rewarding job has been as a full-time father to three amazing adult children - Ryan, Sierra, and Mathison. I reside in downtown Toronto.

Website/contact info for guest

Web: https://www.franktaylorconsulting.ca 

Facebook: https://www.facebook.com/franktaylorconsulting

Instagram: https://www.instagram.com/frank.taylor.consulting 

This episode proudly sponsored by AGHI Home Inspections and Brian Daley.

Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years!

Contact http://www.bookahomeinspection.com or call (416) 526-7482

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

#125: How It All Started - Christopher Hummel Interviews Gary

On this week’s show the tables are turned - Gary is interviewed by Chris Hummell! They dig deep into the past, how SHC started, and where it’s headed in the future! They talked about how Gary and Darlene started the business many years ago, and how Chris and Quinton joined the growing business.

WHAT YOU’LL LEARN:

• * How SHC become one of the leading investor clubs
• * Why Gary left a safe and secure 9-5 for the wilds of entrepreneurship
• * The types of investing Gary tried
• * Why he initially screened ALL his tenants
• * Where SHC sees itself in the future
• * Inflation and the future
• * Market predictions
• * What gets Gary out of bed
• * Gary’s Morning routine
• * What drives Gary and motivates him
• * And MORE!

Chris & Gary’s Bio

Chris’s Bio

Chris has been investing in rental properties for near a decade.  He is a full time investor and a full time real estate agent.  Over this period Chris has contributed to various projects and has worked with some of the best in the industry.  Having won several real estate awards himself and being profiled in several RE Investment magazines and articles, he continues to contribute his knowledge and experience with web articles, videos, seminars and events.

Chris has a background in sales, public speaking and marketing. He prides himself on his people skills and aspires to teaching others how to achieve their financial goals through real estate investing and taking action. One of his personal goals is to mentor disadvantaged youth to show them that anybody can be successful and achieve their dreams. He has a family with two beautiful young children whom he adores and loves to spend time with.

Gary’s Bio

Gary Hibbert is a full-time Real Estate Investor, licensed and award-winning Real Estate Agent, Author, and Educator. In 2008, he made a decision that would be life-changing by purchasing his first investment property. Through hard work and dedication, Gary left the corporate world to become a full-time entrepreneur in 2014. Today, not only does he have a remarkable Real Estate Investing Portfolio and successful businesses, Gary continually inspires the same change that transformed his life, into others.

In the beginning, Gary lived pay cheque to pay cheque as many others do. He had been accustomed to the reality that at the end of the month, there was more month than money. Realizing that there must be another way to make ends meet, he became determined to educate himself and make a change. However, at that point, he hadn’t yet realized that by changing his own life, it would enable him to help 100’s of future investors to their path to finding financial freedom. In 2010, Gary launched Smart Home Choice, a company dedicated to educating new and experienced investors through a focus on SMART goals in order to allow them to make informed decisions in their investing strategies. Currently, Smart Home Choice is one of Durham Region’s largest groups of Real Estate Investors and although the company is continually growing, it offers networking, mentoring, and self-improvement opportunities to its members.

In addition to Smart Home Choice, Gary is the owner of a private investment company called Deep Pockets and most recently has joined in a partnership of ownership of a real estate brokerage; Our Neighbourhood Realty. Gary attributes his success to his focus on improving his mindset, rather than improving his skillset and most importantly discovering his “why”. He is also dedicated to helping others realize their “why”, because that is the realization that led Gary to where he is today.

“Being able to design a lifestyle of your choice is not an easy feat, however it’s attainable as long as you have passion and know what your ‘why’ is”. - Gary Hibbert

Website/contact info for guest

Web: http://SmartHomeChoice.ca

Instagram: https://www.instagram.com/smarthomechoiceinc/

This episode proudly sponsored by AGHI Home Inspections and Brian Daley.

Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years!

Contact http://www.bookahomeinspection.com or call (416) 526-7482

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

#124: The Last 8%: Why Avoiding The Difficult Is Keeping You Stuck w/Dr. JP Pawliw-Fry

On this week’s show Gary chats with New York Times bestselling author Dr. JP Pawliw-Fry. He’s consulted with large corporations such as IBM, Sony, Goldman Sachs, has coached Olympic, NBA and  NFL athletes! JP also hosts his own podcast called The Last 8%, and Gary highly recommends it. He explains his BIG strategy, his book club and the value of mindfulness!

WHAT YOU’LL LEARN:

• The power of meditation and how to properly do it
• How self awareness translates into success
• Are your thoughts REALLY yours?
• How JP has helped world class athletes banish self- doubting voices in your head
• The role of isolation in the past year and how to cope with the fallout
• How to live a more courageous life
• How emotions keep us up at night
• The more we practice mindfulness the more we see there’s us and our thoughts
• The more space between you and your thoughts leads you to “I don’t need to believe every thought!”
• His morning routine to avoid burnout and setting your day up for success!
• And MORE!

JP’s Bio

New York Times bestselling author Dr. JP Pawliw-Fry taught at a world class business school (Kellogg), has been an award-winning entrepreneur (Profit Magazine’s Fastest growing companies), and works with Olympic and NFL and NBA teams and many of the world’s top organizations such as Rolls Royce, Goldman Sachs, IBM, Johnson Controls, Airbus, BMW, Intel to perform and lead under pressure. His organization surveys over 40,000 people a year offers practical tools to help be better in your most difficult moments, what are known as Last 8% situations.

Website/contact info for guest

Web: https://last8percent.com/pages/academy

Facebook: https://www.facebook.com/last8project

Instagram: https://www.instagram.com/last8percent/

Resources: Performing Under Pressure - Dr. JP Pawliw-Fry

This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/

Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property.

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

#123: Pitfalls & Mistakes Lawyers Can Save You From w/Brian McMurter

On this week’s show Gary chats with good friend and Gary’s personal real estate lawyer for many years, Brian McMurter. He’s been in the business for 40 years, and June 2021 was his busiest month, EVER! He says everyone he’s ever known AND their children seem to be buying or selling right now! He’s built a solid team of professionals to help assist home buyers and sellers protect their interests and assets, for likely one of the biggest financial transactions of their lives. They had a wide-ranging discussion about current situations, and plain advice that never grows old.

WHAT YOU’LL LEARN:

• Do you even NEED a lawyer to close a property in Ontario
• Should you close a property in your own name, a corporation or a 3-tiered corp?
• Who does the lawyer represent - you, the bank or both?
• What types of delays happen upon closing, and how they affect many other properties down the line
• Types of clauses and buyer protection YOU should be adding into real estate contracts
• Types of clauses Brian thinks should be added
• Challenges and rewards of private lending
• How the pandemic has changed how McMurter does business
• How personal marijuana growth at home is affected
• Brian’s opinions on future market conditions
• And MORE!

Brian’s Bio

Brian C. McMurter is a Whitby-based lawyer, specializing in Real Estate and Wills & Estates and also providing Notary services, having come to law following an extremely successful career in the banking industry.

With firm roots in the Durham Region in Ontario, Brian’s client base extends from Scarborough through to Clarington, and all the cities in between (Pickering/Ajax, Whitby, Oshawa, Bowmanville, Newcastle). Brian’s policy of “No Surprises” has made him a popular choice among residents and real estate professionals alike.

He actively supports his community as a member of the Chamber of Commerce, participates in the Durham Networking Association, and is a frequent speaker in the community on topics relating to real estate and wills.

Website/contact info for guest

Web: https://www.mcmurter.com

Facebook: https://www.facebook.com/Brian-C-McMurter-208879189123996

This episode proudly sponsored by AGHI Home Inspections and Brian Daley.

Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years!

Contact http://www.bookahomeinspection.com or call (416) 526-7482

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

#122 (Archives): Self Made Confessions w/Stefan Aarnio

In this archive episode, Gary spoke in 2017 with the late Stefan Aarnio, who was a real estate investor with many years of experience.  Stefan had flipped thousands of properties, but also had experience with currency investing, is a historical and current currency expert, and award winning entrepreneur & a published author. Stefan always spoke with no filter, and whatever he was thinking usually came out. Stefan’s main motto was ‘Respect The Grind’.

What you'll learn

• How Gary worked through a traumatic life event
• Bubble in 2017
• Market in 2018
• Best strategy for beginning investors
• Bitcoin
• Avoid analysis paralysis
• Why Stefan mentors people to choose a flip for their first few investments rather than buy & hold
• And MORE!

Bio

Stefan Aarnio is an Award-Winning real estate Investor, Entrepreneur, Author and winner of the 2014 Rich Dad International Hall of Fame award. Starting with only $1200, Stefan has built a Multi-Million Dollar portfolio for himself and his partners and has been recognized on The Self-Made List.

Stefan runs a Podcast called “Respect The Grind” which is a series of interviews with elite people in various industries. The interviews are all about how it takes 10 years and 10 000 hours to achieve mastery in any practice and industry, and you must respect the grind!

Website/contact info for guest

Amazon: https://www.amazon.ca/s?k=stefan+aarnio&i=stripbooks&ref=nb_sb_noss 

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

#121: Daniel Patton - Mortgages, The Middle Class & the Life of an Entrepreneur

On this week’s show Gary chats with good friend Daniel Patton, cofounder of BM Select mortgage broker. He and his lifelong friend Dave Butler started in the mortgage business before Daniel knew what a mortgage was! Their award winning business has helped thousands of people buy investment properties, while growing the business at a record breaking pace. What has Daniel learned over the years that benefits his clients?

WHAT YOU’LL LEARN:

• How Daniel and Dave Butler started in the mortgage business, which is BM select
• Why he got into mortgages, even though he didn’t know what a mortgage was
• Some of the mistakes they made along the way
• The hardest part of the RE transaction
• Interest rates and where they are going
• Inflation
• Market predictions
• Joint ventures and what the banks don’t like to see
• What the middle class don’t see coming
• Private lending
• The pivotal point that brought Daniel to where he is today
• The role of leadership, and how he transitioned into one
• Mortgage structures, debt ratios and tax implications
• Refinancing
• Why being debt free and mortgage free is good, but what is your money doing for you?
• What ‘smart’ money is doing these days
• And MORE!

Daniel’s Bio

After graduating college with high honors, Daniel Patton teamed up with his childhood friend Dave Butler and in 2004 they began their careers together in the mortgage business. After winning the "National Rookie of The Year award" in their first year as Mortgage Agents they quickly translated that success into growing a Top 5 ranked team at Mortgage Intelligence where they started. 

In 2011 they formed Butler Mortgage. Daniel specializes in Mortgages for real estate investors and clients looking for long-term strategic planning.  He routinely ranks amongst the top 20 mortgage agents in Canada (as per CMP magazine), and his team was responsible for funding over $400,000,000.00 in mortgage volume in 2019 and $503,000,000.00 in 2020.

Website/contact info for guest

Web: https://bmselect.ca

Instagram: @BMSelect

Facebook: https://www.facebook.com/BMSelect

This episode proudly sponsored by BM Select - https://bmselect.ca

Are you looking to become a millionaire through real estate investing? Then BM Select is for you!

BM Select has helped more people become millionaires over the past 15 years than ANY OTHER mortgage broker in Canada!

BM Select focuses on working with Real Estate Investors who are looking to begin or expand their portfolio, as well as specializing in working with customers that are engaged with our host of Realtor contacts across Canada. At BM Select we offer strategic mortgage solutions with dedicated Agent Support along with leading-edge Underwriting and Fulfillment Services that allow you to sleep well knowing your mortgage transactions are being handled by top quality professionals.

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

#120:  Health & Wellness Under Any Circumstances w/ Dr. Du La, ND

On this week’s show Gary chats with Dr. Du La, a Toronto-based Naturopathic Doctor registered in Traditional Chinese medicine, where naturopathic care treats the entire person, not just the symptom they are complaining about. Dr. La’s parents instilled in her a hard work ethic, and since she grew up in a family with not much money, her parents got creative in putting healthy food on their table.

WHAT YOU’LL LEARN:

• Why it doesn’t take a lot of money to eat well
• Why Naturopathic doctors believe the body has an innate ability to heal itself
• When it can’t, they use natural therapies to supplement the immune system
• Why NDs don’t apply ‘band aid’ solutions, but targeted therapies to get to the root cause
• Then root cause of many health issues today
• How meditation can help get rid of ‘monkey brain’
• How mindfulness can help keep distracting thoughts away
• The role of mindset and why it’s 90% important
• What are Dr. La’s ‘non-negotiables’
• How self talk should be conscientious, not perfect
• How her practice changed during the pandemic, including acupuncture
• What are the 5 pillars - sleep, movement, nutrition, mindset, community and how they work
• Traditional Chinese energy meridians
• What is the ‘blue zone’ and why some people live longer than others
• And MORE!

Dr. La’s Bio

Du (Yo) La is a Toronto-based naturopathic doctor, registered traditional Chinese Medicine doctor and acupuncturist and an experienced birth doula. She is a co-founder and co-owner of Toronto Centre for Naturopathic Medicine established in 2004, a multi- disciplinary wellness clinic located in her home, in Riverdale, Toronto. She is a mom to two young girls (aged 9 and 12), an avid runner, nature enthusiast, conservationist and enjoys travel and cooking.

Website/contact info for guest

Web: www.torontonaturopathicmedicine.ca

Instagram: www.instagram.com/dula.nd/

Facebook: //www.facebook.com/DrDuLa.ND

This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/

Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property.

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

#119: Are You Richer Than You Think w/ Jordan Bress

On this week’s show Gary chats with Jordan Bress from Scotiabank, Senior Managers of Sales for Durham Region. Many SmartHomeChoice investors have had their properties mortgaged by Scotia, and with their rental program, they will allow up to 10 properties to be mortgaged, including your primary residence! They talked about corporations and mortgages, ‘drive til you qualify’, his view on the market, and MUCH more!

WHAT YOU’LL LEARN:

• Why you may have to ‘drive til you qualify’
• Corporations and mortgages
• Jordan and Scotiabank’s roadmap view of the market in the next 6, 12 and 18 months
• What Jordan thinks about mortgage rates
• The stress test and the impact
• Interest rates
• How appraisals are working in COVID
• The programs Scotia offers for first time buyers and why they are unique
• Jordan’s morning routine
• And MORE!

Jordan’s Bio

Jordan has held several senior roles including Senior Manager Business and Personal for Royal bank managing 250 relationships during his tenure in the role.

In 2010 Jordan accepted the role as Senior Relationship Manager for Ontario North and East for Public Sector with RBC. He was responsible for managing clients such as Municipalities, Hospitals, Universities, and Colleges etc.  He also managed Request for Proposals ( RFP ) responses during this time. Managing a book of 500 Million in assets and lending requirements.

In 2015 Jordan joined Scotiabank as the Senior Manager of sales for Durham Region, managing a team of Mortgage specialists. In 2016 Jordan assumed the Ontario Central East region to align with his Durham territory. In 2017 he was awarded the Achiever trip Nationally for Senior Manager of Sales.

Jordan resides in Lindsay Ontario with his wife Morgan and his two daughters Olivia, Avery and Hudson

Website/contact info for guest

Web: http://scotiabank.com
Email: Jordan.bress@scotiabank.com
Phone: 289-928-9146

This episode proudly sponsored by AGHI Home Inspections and Brian Daley. Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years!

Contact http://www.bookahomeinspection.com or call (416) 526-7482

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca