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Real Talk With Gary - Real Estate Investing

Gary Hibbert is a Full Time Real Estate Investor, Licenced Real Estate Agent, achieving various Realtor awards and an Educator. In 2008, he purchased his first investment property and through hard work and dedication, left the regiment of the corporate world to become a Full Time Entrepreneur in 2014. Gary has helped hundreds of clients with creating a wealth strategy plan through public speaking, online webinars and even has his own podcast channel dedicated to inspire and educate anyone willing to change their mindset. He continues to play an active role in his community by attending corporate, private and school events to educate adults and especially children. Gary’s inspiration and hard work comes from his passion in helping others and wanting to make a difference in their lives. “Being able to design a lifestyle of your choice is not an easy feat, however, it’s attainable as long as you have passion and know what your ‘why’ is. “ - Gary Hibbert
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Real Talk With Gary - Real Estate Investing
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Now displaying: July, 2021
Jul 29, 2021

#123: Pitfalls & Mistakes Lawyers Can Save You From w/Brian McMurter

On this week’s show Gary chats with good friend and Gary’s personal real estate lawyer for many years, Brian McMurter. He’s been in the business for 40 years, and June 2021 was his busiest month, EVER! He says everyone he’s ever known AND their children seem to be buying or selling right now! He’s built a solid team of professionals to help assist home buyers and sellers protect their interests and assets, for likely one of the biggest financial transactions of their lives. They had a wide-ranging discussion about current situations, and plain advice that never grows old.

WHAT YOU’LL LEARN:

  • Do you even NEED a lawyer to close a property in Ontario
  • Should you close a property in your own name, a corporation or a 3-tiered corp?
  • Who does the lawyer represent - you, the bank or both?
  • What types of delays happen upon closing, and how they affect many other properties down the line
  • Types of clauses and buyer protection YOU should be adding into real estate contracts
  • Types of clauses Brian thinks should be added
  • Challenges and rewards of private lending
  • How the pandemic has changed how McMurter does business
  • How personal marijuana growth at home is affected
  • Brian’s opinions on future market conditions
  • And MORE!

Brian’s Bio

Brian C. McMurter is a Whitby-based lawyer, specializing in Real Estate and Wills & Estates and also providing Notary services, having come to law following an extremely successful career in the banking industry.

With firm roots in the Durham Region in Ontario, Brian’s client base extends from Scarborough through to Clarington, and all the cities in between (Pickering/Ajax, Whitby, Oshawa, Bowmanville, Newcastle). Brian’s policy of “No Surprises” has made him a popular choice among residents and real estate professionals alike.

He actively supports his community as a member of the Chamber of Commerce, participates in the Durham Networking Association, and is a frequent speaker in the community on topics relating to real estate and wills.

Website/contact info for guest

Web: https://www.mcmurter.com

Facebook: https://www.facebook.com/Brian-C-McMurter-208879189123996

This episode proudly sponsored by AGHI Home Inspections and Brian Daley.

Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years!

Contact http://www.bookahomeinspection.com or call (416) 526-7482

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Jul 22, 2021

#122 (Archives): Self Made Confessions w/Stefan Aarnio

In this archive episode, Gary spoke in 2017 with the late Stefan Aarnio, who was a real estate investor with many years of experience.  Stefan had flipped thousands of properties, but also had experience with currency investing, is a historical and current currency expert, and award winning entrepreneur & a published author. Stefan always spoke with no filter, and whatever he was thinking usually came out. Stefan’s main motto was ‘Respect The Grind’.

What you'll learn

  • How Gary worked through a traumatic life event
  • Bubble in 2017
  • Market in 2018
  • Best strategy for beginning investors
  • Bitcoin
  • Avoid analysis paralysis
  • Why Stefan mentors people to choose a flip for their first few investments rather than buy & hold
  • And MORE!

Bio

Stefan Aarnio is an Award-Winning real estate Investor, Entrepreneur, Author and winner of the 2014 Rich Dad International Hall of Fame award. Starting with only $1200, Stefan has built a Multi-Million Dollar portfolio for himself and his partners and has been recognized on The Self-Made List.

Stefan runs a Podcast called “Respect The Grind” which is a series of interviews with elite people in various industries. The interviews are all about how it takes 10 years and 10 000 hours to achieve mastery in any practice and industry, and you must respect the grind!

Website/contact info for guest

Amazon: https://www.amazon.ca/s?k=stefan+aarnio&i=stripbooks&ref=nb_sb_noss 

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Jul 14, 2021

#121: Daniel Patton - Mortgages, The Middle Class & the Life of an Entrepreneur

On this week’s show Gary chats with good friend Daniel Patton, cofounder of BM Select mortgage broker. He and his lifelong friend Dave Butler started in the mortgage business before Daniel knew what a mortgage was! Their award winning business has helped thousands of people buy investment properties, while growing the business at a record breaking pace. What has Daniel learned over the years that benefits his clients?

WHAT YOU’LL LEARN:

  • How Daniel and Dave Butler started in the mortgage business, which is BM select
  • Why he got into mortgages, even though he didn’t know what a mortgage was
  • Some of the mistakes they made along the way
  • The hardest part of the RE transaction
  • Interest rates and where they are going
  • Inflation
  • Market predictions
  • Joint ventures and what the banks don’t like to see
  • What the middle class don’t see coming
  • Private lending
  • The pivotal point that brought Daniel to where he is today
  • The role of leadership, and how he transitioned into one
  • Mortgage structures, debt ratios and tax implications
  • Refinancing
  • Why being debt free and mortgage free is good, but what is your money doing for you?
  • What ‘smart’ money is doing these days
  • And MORE!

Daniel’s Bio

After graduating college with high honors, Daniel Patton teamed up with his childhood friend Dave Butler and in 2004 they began their careers together in the mortgage business. After winning the "National Rookie of The Year award" in their first year as Mortgage Agents they quickly translated that success into growing a Top 5 ranked team at Mortgage Intelligence where they started. 

In 2011 they formed Butler Mortgage. Daniel specializes in Mortgages for real estate investors and clients looking for long-term strategic planning.  He routinely ranks amongst the top 20 mortgage agents in Canada (as per CMP magazine), and his team was responsible for funding over $400,000,000.00 in mortgage volume in 2019 and $503,000,000.00 in 2020.

Website/contact info for guest

Web: https://bmselect.ca

Instagram: @BMSelect

Facebook: https://www.facebook.com/BMSelect

This episode proudly sponsored by BM Select - https://bmselect.ca

Are you looking to become a millionaire through real estate investing? Then BM Select is for you!

BM Select has helped more people become millionaires over the past 15 years than ANY OTHER mortgage broker in Canada!

BM Select focuses on working with Real Estate Investors who are looking to begin or expand their portfolio, as well as specializing in working with customers that are engaged with our host of Realtor contacts across Canada. At BM Select we offer strategic mortgage solutions with dedicated Agent Support along with leading-edge Underwriting and Fulfillment Services that allow you to sleep well knowing your mortgage transactions are being handled by top quality professionals.

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Jul 8, 2021

#120:  Health & Wellness Under Any Circumstances w/ Dr. Du La, ND

On this week’s show Gary chats with Dr. Du La, a Toronto-based Naturopathic Doctor registered in Traditional Chinese medicine, where naturopathic care treats the entire person, not just the symptom they are complaining about. Dr. La’s parents instilled in her a hard work ethic, and since she grew up in a family with not much money, her parents got creative in putting healthy food on their table.

WHAT YOU’LL LEARN:

  • Why it doesn’t take a lot of money to eat well
  • Why Naturopathic doctors believe the body has an innate ability to heal itself
  • When it can’t, they use natural therapies to supplement the immune system
  • Why NDs don’t apply ‘band aid’ solutions, but targeted therapies to get to the root cause
  • Then root cause of many health issues today
  • How meditation can help get rid of ‘monkey brain’
  • How mindfulness can help keep distracting thoughts away
  • The role of mindset and why it’s 90% important
  • What are Dr. La’s ‘non-negotiables’
  • How self talk should be conscientious, not perfect
  • How her practice changed during the pandemic, including acupuncture
  • What are the 5 pillars - sleep, movement, nutrition, mindset, community and how they work
  • Traditional Chinese energy meridians
  • What is the ‘blue zone’ and why some people live longer than others
  • And MORE!

Dr. La’s Bio

Du (Yo) La is a Toronto-based naturopathic doctor, registered traditional Chinese Medicine doctor and acupuncturist and an experienced birth doula. She is a co-founder and co-owner of Toronto Centre for Naturopathic Medicine established in 2004, a multi- disciplinary wellness clinic located in her home, in Riverdale, Toronto. She is a mom to two young girls (aged 9 and 12), an avid runner, nature enthusiast, conservationist and enjoys travel and cooking.

Website/contact info for guest

Web: www.torontonaturopathicmedicine.ca

Instagram: www.instagram.com/dula.nd/

Facebook: //www.facebook.com/DrDuLa.ND

This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/

Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property.

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Jul 1, 2021

#119: Are You Richer Than You Think w/ Jordan Bress

On this week’s show Gary chats with Jordan Bress from Scotiabank, Senior Managers of Sales for Durham Region. Many SmartHomeChoice investors have had their properties mortgaged by Scotia, and with their rental program, they will allow up to 10 properties to be mortgaged, including your primary residence! They talked about corporations and mortgages, ‘drive til you qualify’, his view on the market, and MUCH more!

WHAT YOU’LL LEARN:

  • Why you may have to ‘drive til you qualify’
  • Corporations and mortgages
  • Jordan and Scotiabank’s roadmap view of the market in the next 6, 12 and 18 months
  • What Jordan thinks about mortgage rates
  • The stress test and the impact
  • Interest rates
  • How appraisals are working in COVID
  • The programs Scotia offers for first time buyers and why they are unique
  • Jordan’s morning routine
  • And MORE!

Jordan’s Bio

Jordan has held several senior roles including Senior Manager Business and Personal for Royal bank managing 250 relationships during his tenure in the role.

In 2010 Jordan accepted the role as Senior Relationship Manager for Ontario North and East for Public Sector with RBC. He was responsible for managing clients such as Municipalities, Hospitals, Universities, and Colleges etc.  He also managed Request for Proposals ( RFP ) responses during this time. Managing a book of 500 Million in assets and lending requirements.

In 2015 Jordan joined Scotiabank as the Senior Manager of sales for Durham Region, managing a team of Mortgage specialists. In 2016 Jordan assumed the Ontario Central East region to align with his Durham territory. In 2017 he was awarded the Achiever trip Nationally for Senior Manager of Sales.

Jordan resides in Lindsay Ontario with his wife Morgan and his two daughters Olivia, Avery and Hudson

Website/contact info for guest

Web: http://scotiabank.com
Email: Jordan.bress@scotiabank.com
Phone: 289-928-9146

This episode proudly sponsored by AGHI Home Inspections and Brian Daley. Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years!

Contact http://www.bookahomeinspection.com or call (416) 526-7482

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

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