Gary chats this week with Mel and Dave Dupuis, who have become famous for buying 12 properties in 12 months, using other people’s money and creative financing! They think outside the box with marketing videos, and have embraced Tik Tok and Instagram and created some amazingly creative videos. The car crash they were involved in, in 2018 completely changed their lives. They knew about real estate investing and had a coupe of rental properties separately, but Dave was a full time firefighter and Mel was working at a college part time. Even thought they picked up odd jobs to get more money to invest, they realized they were trading time for money, and at best would be able to buy 1 property per year.

WHAT YOU’LL LEARN:

• How Rich Dad Poor Dad changed their lives and lead to them buying 12 properties in 12 months!
• This purchase was for 56 apartments
• They have NEVER done a JV (Joint Venture)
• They’ve mentored hundreds of people to get into real estate investing
• “The Rich don’t work for money” & “Debt makes you rich”
• Why 2020 was their best year, purchasing 119 apartments
• The more you do it, the easier it gets!
• Their use of creative financing - seller financing, RRSPs, promissory notes
• Why they studied people that had large portfolios and lost it all, and the lessons they learned
• Why Dave was confident, and why Mel was scared
• Their last deal was an 8 plex, 3 commercial units and 5 residential tenants on the second floor in North Bay
• What was their worst mistake in investing, and Mel owns up to it!
• The secrets they’ve learned to a successful marriage/work partnership
• Why they’ve ‘picked a lane’ for responsibilities within the partnership
• How success changed personal relationships including friends
• Why they still hustle, even on weekends
• Why work/life balance is important
• Why “The Secret” really impacted Mel’s life as a single mom
• How their horrific accident was life changing, they wrote a book and started mentoring others
• Why the best advice comes from those that have been an investor
• And MORE!

Mel and Dave’s Bio

Melanie and Dave Dupuis, also known as Investor Mel & Dave, are innovative real estate investors who have SOLELY acquired over 200 apartments in just a few short years. Using creative and successful strategies, they have been able to increase their portfolio significantly without using any of their own money. They impressively have 100% ownership of these properties, which means they keep 100% of the equity, appreciation, and cashflow.

Investor Mel & Dave are proof that as long as you don't let anything stop you, success can be yours. Following a horrific life-changing highway crash in 2018, they wrote a Real Estate Investing book "Real Estate Investing Secrets - A NO-B.S. Guide to Creating Wealth & Freedom" that achieved Amazon #1 Best Seller status very early into their launch. Mel is also co-author of "The Only Woman in the Room - Knowledge and Inspiration from 20 Women Real Estate Investors that was recently launched and also achieved Best Seller status.

With over 20 years of combined experience in real estate investing, property ownership and management, this self-made couple understands the ins and outs of building a business and of acquiring wealth through real estate. In 2019, they won the "Small Business of the Year" Award, in North Bay, have won the 2020 Canadian Business Award as Leading Experts in Real Estate Investing and have also won the 2021 Canadian Business Award as Top Real Estate Mentors. They are dedicated to helping others create their own time, location and financial freedoms.

They are both speakers and mentors throughout North America and have mentored hundreds of people on how to use creative financing and other people's money (OPM) to change their lives. Their online presence is impressive, with over 175,000 followers. You can find them on Instagram, Facebook, TikTok and YouTube under their user name Investor Mel & Dave and on their website at www.investormeldave.com. 

Free Creative Financing Masterclass: (How We Bought 12 Properties in Less Than 12 Months using OPM) www.bought12in12.com

Resources:

Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!- Robert T. Kiyosaki

The Secret - Rhonda Byrne

Website/contact info for guest

Web: https://www.bought12in12.com/ or www.investormeldave.com

Facebook: https://www.facebook.com/InvestorMelDave  or www.facebook.com/DupuisPropertiesWelcomeHome
Email: action@investormeldave.com

Instagram: https://www.instagram.com/singlemommillionaireofficial/

YouTube: https://bit.ly/SubscribeToMelDave

This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/

Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property.

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Tags: #investing, #mindset, #powercouple, #mentoring, #mentor, #DIY, #investorlife, #learning, #lifestyle, #passiveincome, #richdadpoordad, #singlemom

Gary chats this week with Sadhana Sabharwal, THE Single Mom MILLIONAIRE! She came to Canada at age 14, faced her fears of moving to a new country; got married at 19; had 3 kids before her 26th birthday; and then found herself a single mom and being divorced at 34. How could she provide for her kids and herself on ONE income? She eventually found real estate investing when she worked in a law office, and a client’s mortgage payment was LESS than her car payment! Sadhana challenged the myth that single people, or large families cannot find the money to invest in real estate! If you get creative with VTBs, or hard money lenders, YOU TOO can find a way to get into the lucrative investment market. Sadhana also tells Gary about some very important strategies that she used that will be useful for listeners. She doesn’t invest in one geographic market, she says as long as the numbers work, you can invest anywhere!

WHAT YOU’LL LEARN:

• How a client’s lower mortgage payment than Sadhana’s car payment made the light bulb go off for investing
• Her first real estate club experience
• Her first property was a JV with her client on a cottage
• How she bought a 2 bedroom bungalow in a tax sale, for $5000!
• Her next one was a tax sale for $11,000
• Her next one was $32,000
• How she ended up owning 18 properties at one time, most bought with no/low money down
• She bought a 10-plex where the SELLER LOANED HER MONEY for the down payment and closing costs!
• How’s she’s borrowed money from many sources
• She was doing BRRRR and hard lenders before they were called that!
• Why when the numbers work in her favour, she’ll invest almost anywhere
• Why she puts away 5% for vacancy and 5% for repairs
• Why she started the “No Money Down Academy” during COVID
• Why Sadhana says, ‘If a female immigrant with no prior knowledge or post-secondary education can do it, anyone can’
• Why her superpower is number crunching
• Why she’s worried about hard times ahead, and rising house prices
• And MORE!

Sadhana’s Bio

I am a single mother with three sons, a full-time law clerk, and an enthusiastic real estate investor. Over the past decade of investing in real estate, I have bought and sold over 35 different properties, including single family homes, duplexes, four-plex, a five-plex, a six-plex, and eight-unit buildings.

I enjoy positive cash flow from my properties and l look forward to investing in more. My specialty is buying undervalued properties that need work, fixing them up, and then refinancing them in order to get the newly-gained equity out of the property; I then continue as owner in order to rent them out to tenants, who provide me with an ongoing positive return on my investment.

I have also been called the "No Money Down Queen", as I have built up my portfolio of properties with none or little of my own money. I love to invest through "recycled" money and also by creative financing strategies, including: traditional bank financing, lines of credit, financing from private lenders, borrowing from family, credit cards, as well as joint venture partners who provide initial funds for down payments.  

I am a native of India who came to Canada with my family at the age of fourteen. My name Sadhana means "meditation". I am a spiritual person who believes in nurturing relationships and helping others attain their goals.

This is why I have created my "No Money Down Academy" online course on investing with creative resources, showing other how everything you need to know to go from beginner to professional real estate investor. I am more than happy to assist anyone who wishes to invest in real estate or would be interested in one-on-one coaching or joint ventures with me!

Resources:

Website/contact info for guest

Web: www.thenomoneydownacademy.com or http://www.singlemommillionaire.com/
Facebook: https://www.facebook.com/singlemommillionaireofficial 
Instagram: https://www.instagram.com/singlemommillionaireofficial/

This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/

Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property.

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Tags: #investing, #mindset, #single parent, #mentoring, #investmentclub, #mentor, #DIY, #investorlife, #learning, #lifestyle, #passiveincome, #richdadpoordad, #noexcuses

Gary chats this week with Jared Hope of JK Coaching, an investor with over 16 years in the trenches, and he’s developed a no-BS approach to real estate investing! Jared has owns over 150 properties and has performed over 500+ transactions all across Canada. Jared and his wife Krista are a power team, and have learned the right and wrong way to invest, making many mistakes! Jared is also a coach and podcast host, and this chat with Gary details his struggles AND successes as an investor, and will appeal to both new and seasoned investors!

WHAT YOU’LL LEARN:

• What made his wife Krista suggest they get into real estate investing
• What Jared’s and Krista’s parents approach to life and work impacted them
• What Jared thought of his first real estate investing seminar with Don Campbell of REIN
• Why he skipped the last day but his wife stuck around, and how that changed everything
• Why an investment club CRUSHED their investment goals
• Why his ‘judgement’ of others at these clubs CHANGED everything
• Rich Dad, Poor Dad is the key
• His first house was a disaster, SO many mistakes
• He bought 3 houses his first year, 11 in the second year, and 64 in the third year!
• Why it’s important to vet your mentors - many are coaches or mentors and have NO properties of their own
• Why his dad turned him down for a Joint Venture, and why Jared did it anyway!
• Why trust is everything, and why he failed as a salesperson initially until he started BUILDING relationships, NOT selling
• Why coaches and mentors help to REDUCE fear in new investors
• Why his first coaching client was sold on his services and offered $750,000 for investment cash for 10 or 11 JV properties
• Why this JV experienced issues, and how Jared and Krista bought out the investors
• Why the recession of 2008-2009 caused him to lose $18,000 a month!
• You MUST be clear on WHY you’re getting into investing
• ROI vs. ROT = Return on Investment morphed into Return on Time, build a quality life
• Why Jared challenged his ‘Upper Limit Thinking’
• What lead Jared to be driving a $110,000 Porsche 911 but have a $140 grocery bill declined on THREE cards!
• How Jared and Krista AVOIDED bankruptcy, tore down and rebuilt their portfolio for properties they wanted, not what were told to buy
• What is Jared’s BIGGEST FEAR!
• And MORE!

Jared’s Bio

With over sixteen years of in-the-trenches experience, Jared has developed a no bullsh*t approach to real estate investing that makes it simple for anyone to own money-making income properties. His serious wealth of expertise comes from extensive ownership of over 100 properties and 400+ real estate transactions across Canada. Together with Krista, he has learned all about the right and wrong properties to invest in by making every mistake in the book. 

For his clients, Jared gives practical, relevant and action-focused advice that they actually understand and can use when making investment decisions. Jared throws the cookie-cutter textbook approach out the window by personally digging into each client’s portfolio and investment hang ups.

Resources:

The Big Leap: Conquer Your Hidden Fear and Take Your Life to the Next Life - Gay Hendricks

Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!- Robert T. Kiyosaki

Website/contact info for guest

Web: https://jkcoaching.ca/

Facebook: https://www.facebook.com/jaredandkrista

Instagram: https://www.instagram.com/1bitcoin.ca/

This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/

Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property.

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Tags: #investing, #mindset, #bitcoin, #mentoring, #investmentclub, #mentor, #DIY, #investorlife, #learning, #lifestyle, #passiveincome, #richdadpoordad, #bankruptcy

Gary chats this week with Jacob Asparian, real estate broker and investor, as well as President of Bitcoin Capital Ventures, a Bitcoin company that offers consulting services as well as directly investing in companies that bring Bitcoin services directly to the public. He’s been a Bitcoin investor for many years, and enjoys helping others get started with investing in Bitcoin, and his passion for the technology is evident. Listen and learn why Bitcoin can be a valuable hard asset for your investing portfolio!

WHAT YOU’LL LEARN:

• What is Bitcoin and digital currencies
• An overview of how Bitcoin was created, and how it’s traded or spent
• Why digital currencies are here to stay, and will be the future
• How long has it been in existence
• Has Bitcoin ever been hacked
• Is it easy to transfer Bitcoin to someone else
• Where can you use Bitcoin
• The misconceptions of how Bitcoin is used
• The role of inflation on Bitcoin
• As of the podcast release day, 1 Bitcoin is worth CDN $64,555
• Why and how you can buy small amounts
• The process of buying Bitcoin
• Is it too late to invest in Bitcoin
• It’s been suggested that Bitcoin may go as high as $400,000
• Where Jacob sees the market going
• And MORE!

Jacob’s Bio

Jacob is a real estate broker, investor and business owner or President of Bitcoin Capital Ventures, a Bitcoin company that offers consulting services as well as directly investing in companies that bring Bitcoin services directly to the public.

Website/contact info for guest

Web: https://www.1bitcoin.ca/
Facebook: https://www.facebook.com/1Bitcoin.ca
Instagram: https://www.instagram.com/1bitcoin.ca/

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Tags: #investing, #mindset, #bitcoin, #cryptocurrency, #digitalcurrency, #consulting, #DIY, #investorlife, #learning, #lifestyle, #passiveincome, #digitalwallet,