Info

Real Talk With Gary - Real Estate Investing

Gary Hibbert is a Full Time Real Estate Investor, Licenced Real Estate Agent, achieving various Realtor awards and an Educator. In 2008, he purchased his first investment property and through hard work and dedication, left the regiment of the corporate world to become a Full Time Entrepreneur in 2014. Gary has helped hundreds of clients with creating a wealth strategy plan through public speaking, online webinars and even has his own podcast channel dedicated to inspire and educate anyone willing to change their mindset. He continues to play an active role in his community by attending corporate, private and school events to educate adults and especially children. Gary’s inspiration and hard work comes from his passion in helping others and wanting to make a difference in their lives. “Being able to design a lifestyle of your choice is not an easy feat, however, it’s attainable as long as you have passion and know what your ‘why’ is. “ - Gary Hibbert
RSS Feed Subscribe in Apple Podcasts
Real Talk With Gary - Real Estate Investing
2021
July
June
May
April
March
February
January


2020
December
November
October
September
August
July
June
May
April
March
February
January


2019
December
November
October
September
August
July
June
May
April
March
February
January


Categories

All Episodes
Archives
Categories
Now displaying: Page 1
Jul 22, 2021

#122 (Archives): Self Made Confessions w/Stefan Aarnio

In this archive episode, Gary spoke in 2017 with the late Stefan Aarnio, who was a real estate investor with many years of experience.  Stefan had flipped thousands of properties, but also had experience with currency investing, is a historical and current currency expert, and award winning entrepreneur & a published author. Stefan always spoke with no filter, and whatever he was thinking usually came out. Stefan’s main motto was ‘Respect The Grind’.

What you'll learn

  • How Gary worked through a traumatic life event
  • Bubble in 2017
  • Market in 2018
  • Best strategy for beginning investors
  • Bitcoin
  • Avoid analysis paralysis
  • Why Stefan mentors people to choose a flip for their first few investments rather than buy & hold
  • And MORE!

Bio

Stefan Aarnio is an Award-Winning real estate Investor, Entrepreneur, Author and winner of the 2014 Rich Dad International Hall of Fame award. Starting with only $1200, Stefan has built a Multi-Million Dollar portfolio for himself and his partners and has been recognized on The Self-Made List.

Stefan runs a Podcast called “Respect The Grind” which is a series of interviews with elite people in various industries. The interviews are all about how it takes 10 years and 10 000 hours to achieve mastery in any practice and industry, and you must respect the grind!

Website/contact info for guest

Amazon: https://www.amazon.ca/s?k=stefan+aarnio&i=stripbooks&ref=nb_sb_noss 

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Jul 14, 2021

#121: Mortgages, The Middle Class and the Life of an Entrepreneur w/Daniel Patton

On this week’s show Gary chats with good friend Daniel Patton, cofounder of BM Select mortgage broker. He and his lifelong friend Dave Butler started in the mortgage business before Daniel knew what a mortgage was! Their award winning business has helped thousands of people buy investment properties, while growing the business at a record breaking pace. What has Daniel learned over the years that benefits his clients?

WHAT YOU’LL LEARN:

  • How Daniel and Dave Butler started in the mortgage business, which is BM select
  • Why he got into mortgages, even though he didn’t know what a mortgage was
  • Some of the mistakes they made along the way
  • The hardest part of the RE transaction
  • Interest rates and where they are going
  • Inflation
  • Market predictions
  • Joint ventures and what the banks don’t like to see
  • What the middle class don’t see coming
  • Private lending
  • The pivotal point that brought Daniel to where he is today
  • The role of leadership, and how he transitioned into one
  • Mortgage structures, debt ratios and tax implications
  • Refinancing
  • Why being debt free and mortgage free is good, but what is your money doing for you?
  • What ‘smart’ money is doing these days
  • And MORE!

Daniel’s Bio

After graduating college with high honors, Daniel Patton teamed up with his childhood friend Dave Butler and in 2004 they began their careers together in the mortgage business. After winning the "National Rookie of The Year award" in their first year as Mortgage Agents they quickly translated that success into growing a Top 5 ranked team at Mortgage Intelligence where they started. 

In 2011 they formed Butler Mortgage. Daniel specializes in Mortgages for real estate investors and clients looking for long-term strategic planning.  He routinely ranks amongst the top 20 mortgage agents in Canada (as per CMP magazine), and his team was responsible for funding over $400,000,000.00 in mortgage volume in 2019 and $503,000,000.00 in 2020.

Website/contact info for guest

Web: https://bmselect.ca

Instagram: @BMSelect

Facebook: https://www.facebook.com/BMSelect

This episode proudly sponsored by BM Select - https://bmselect.ca

Are you looking to become a millionaire through real estate investing? Then BM Select is for you!

BM Select has helped more people become millionaires over the past 15 years than ANY OTHER mortgage broker in Canada!

BM Select focuses on working with Real Estate Investors who are looking to begin or expand their portfolio, as well as specializing in working with customers that are engaged with our host of Realtor contacts across Canada. At BM Select we offer strategic mortgage solutions with dedicated Agent Support along with leading-edge Underwriting and Fulfillment Services that allow you to sleep well knowing your mortgage transactions are being handled by top quality professionals.

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Jul 8, 2021

#120:  Health & Wellness Under Any Circumstances w/ Dr. Du La, ND

On this week’s show Gary chats with Dr. Du La, a Toronto-based Naturopathic Doctor registered in Traditional Chinese medicine, where naturopathic care treats the entire person, not just the symptom they are complaining about. Dr. La’s parents instilled in her a hard work ethic, and since she grew up in a family with not much money, her parents got creative in putting healthy food on their table.

WHAT YOU’LL LEARN:

  • Why it doesn’t take a lot of money to eat well
  • Why Naturopathic doctors believe the body has an innate ability to heal itself
  • When it can’t, they use natural therapies to supplement the immune system
  • Why NDs don’t apply ‘band aid’ solutions, but targeted therapies to get to the root cause
  • Then root cause of many health issues today
  • How meditation can help get rid of ‘monkey brain’
  • How mindfulness can help keep distracting thoughts away
  • The role of mindset and why it’s 90% important
  • What are Dr. La’s ‘non-negotiables’
  • How self talk should be conscientious, not perfect
  • How her practice changed during the pandemic, including acupuncture
  • What are the 5 pillars - sleep, movement, nutrition, mindset, community and how they work
  • Traditional Chinese energy meridians
  • What is the ‘blue zone’ and why some people live longer than others
  • And MORE!

Dr. La’s Bio

Du (Yo) La is a Toronto-based naturopathic doctor, registered traditional Chinese Medicine doctor and acupuncturist and an experienced birth doula. She is a co-founder and co-owner of Toronto Centre for Naturopathic Medicine established in 2004, a multi- disciplinary wellness clinic located in her home, in Riverdale, Toronto. She is a mom to two young girls (aged 9 and 12), an avid runner, nature enthusiast, conservationist and enjoys travel and cooking.

Website/contact info for guest

Web: www.torontonaturopathicmedicine.ca

Instagram: www.instagram.com/dula.nd/

Facebook: //www.facebook.com/DrDuLa.ND

This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/

Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property.

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Jul 1, 2021

#119: Are You Richer Than You Think w/ Jordan Bress

On this week’s show Gary chats with Jordan Bress from Scotiabank, Senior Managers of Sales for Durham Region. Many SmartHomeChoice investors have had their properties mortgaged by Scotia, and with their rental program, they will allow up to 10 properties to be mortgaged, including your primary residence! They talked about corporations and mortgages, ‘drive til you qualify’, his view on the market, and MUCH more!

WHAT YOU’LL LEARN:

  • Why you may have to ‘drive til you qualify’
  • Corporations and mortgages
  • Jordan and Scotiabank’s roadmap view of the market in the next 6, 12 and 18 months
  • What Jordan thinks about mortgage rates
  • The stress test and the impact
  • Interest rates
  • How appraisals are working in COVID
  • The programs Scotia offers for first time buyers and why they are unique
  • Jordan’s morning routine
  • And MORE!

Jordan’s Bio

Jordan has held several senior roles including Senior Manager Business and Personal for Royal bank managing 250 relationships during his tenure in the role.

In 2010 Jordan accepted the role as Senior Relationship Manager for Ontario North and East for Public Sector with RBC. He was responsible for managing clients such as Municipalities, Hospitals, Universities, and Colleges etc.  He also managed Request for Proposals ( RFP ) responses during this time. Managing a book of 500 Million in assets and lending requirements.

In 2015 Jordan joined Scotiabank as the Senior Manager of sales for Durham Region, managing a team of Mortgage specialists. In 2016 Jordan assumed the Ontario Central East region to align with his Durham territory. In 2017 he was awarded the Achiever trip Nationally for Senior Manager of Sales.

Jordan resides in Lindsay Ontario with his wife Morgan and his two daughters Olivia, Avery and Hudson

Website/contact info for guest

Web: http://scotiabank.com
Email: Jordan.bress@scotiabank.com
Phone: 289-928-9146

This episode proudly sponsored by AGHI Home Inspections and Brian Daley. Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years!

Contact http://www.bookahomeinspection.com or call (416) 526-7482

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Jun 24, 2021

#118:  Covering All Your Bases With Property Insurance w/ Todd O’Donnell

On this week’s show Gary chats with Todd O’Donnell from Desjardins Insurance. Gary has most of his insurance needs covered by Todd and his team - car, home, investment properties and yet this was the first time they had met face to face! They touched on replacement cost vs. Resale prices; whether you *need* home insurance in Canada, and many more things!

WHAT YOU’LL LEARN:

  • Replacement costs vs. Resale prices, why the difference?
  • What to do when tenants leave with your insurance to make sure you’re covered
  • Do you need to let your insurer know if you go from single family to multi unit?
  • What to do if you are in the middle or about to start a renovation
  • Do your rates go up with making claims?
  • Umbrella insurance, what it is and how you use it
  • Flood protection and premiums
  • Content insurance for tenants, can you demand it or force them to have it
  • Cottage insurance and coverages
  • Do you *need* home insurance in Canada, and the answer may surprise you!
  • Why you should drive by your property every month, and enter the property every 3 months
  • Mindset of being an entrepreneur
  • And MORE!

Todd’s Bio

With two offices in Ontario, Todd and his team of 12 have over 60 years of combined experience in the insurance industry. His offices offer home, auto, investment property, business and life and health insurance products.

Todd lives in Kitchener and is supported by his amazing wife Tara and two teenage boys, Ryan & Cole.

Website/contact info for guest

Facebook: https://www.facebook.com/InsuranceTodd

Instagram: https://www.instagram.com/insurance_todd/

Web: www.insurancetodd.com

Resources:

This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca

If you’re look to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.

As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses.

To find out more, visit the website or email hello@deep-pockets.ca

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Jun 17, 2021

#117:  Free & Clear: How To Make $100K yearly w/ Russell Westcott

On this week’s show Gary chats with real estate investor Russell Westcott, an early mentor of Gary’s, partially due to his energy, excitement and confidence when speaking in front of large crowds at RE events! They touched on Russell’s story that he’s never told; the importance of looking after yourself; Russell’s battle with depression; market cycles and MORE, in this not-to-be-missed fun and informative UNSCRIPTED chat!

WHAT YOU’LL LEARN:

  • Russell’s story that he’s NEVER shared before
  • Russell’s battle with depression and how he got himself out
  • The importance of looking after yourself
  • Market cycles and what YOU need to be careful of
  • “Free & Clear” - make $90,000 - $100,000 a year
  • How to find a good mentor
  • “Sometimes you have to chisel your gifts out of you”
  • How watching Robert Kyosaki on Oprah at age 30 started him down the path when he was lost
  • The TWO pivotal moments in high school that changed his outlook
  • “If you’ve had a blessed life, you need to be a blessing to others.”
  • And MORE!

Russell’s Bio

Helping Real Estate Investors start, grow & scale the Real Estate portfolio of their dreams.

Russell’s presentations have been called passionate, entertaining, educational, and inspirational. At his core, he is a teacher, a master communicator, and has moved more than 250,000 people with his books, audio programs, YouTube videos, online & offline presentations, interviews, and podcasts.

He has built his first million-dollar real estate portfolio within his first year of leaping real estate investing and continues to expand and manage his real estate portfolio.

Russell has co-authored two best-selling Canadian real estate books; 97 Tips for Canadian

Real Estate Investors and Joint Ventures: The Canadian Investors Guide to Raising Money and Getting Deals Done.

Website/contact info for guest

Facebook: httpwww.facebook.com/RussellAllenWestcott/
Instagram: https://www.instagram.com/russellwestcott/
Web: www.russellwestcott.com
YouTube: https://www.youtube.com/russellwestcott
Podcast: https://russellwestcott.podbean.com/ 

Resources:

Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!

Real Estate Joint Ventures: The Canadian Investor's Guide to Raising Money and Getting Deals Done - Russell Westcott

The 5 Second Rule - Mel Robbins

This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you’re planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises., including a legal bill you didn’t expect. Find them at: https://www.mcmurter.com

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Jun 9, 2021

#116:  Take Bold Steps, Follow Big Money w/ Todor Yordanov

On this week’s show Gary chats with Todor Yordanov, someone Gary looked up to when he first got into investing, and met at the Real Estate Investor Forum. Todor already had his own investor club, but took great interest in what Gary and Darlene were doing. They’ve had many conversations over the years, and his insights into many things make for an educational listen.

WHAT YOU’LL LEARN:

  • Why you can “NEVER outsave the real estate market!”
  • What are Todor’s insights into inflation
  • His thoughts on the printing of money
  • Where Todor thinks the market is going
  • What’s happening in the condo market, both for rentals and sales, especially in downtown Toronto
  • They touch on conspiracy theories and the great reset
  • The role of AI (artificial intelligence) and what role it will play in RE investing
  • Bitcoin
  • Canada as a whole, and how we compare to the world according to Todor
  • People who are always successful adapt the fastest, because change is inevitable
  • Real Estate is always a good investment as it’s one of the basic needs
  • Real estate investing gives Todor the lifestyle he wants, when we he travel again
  • Has he bought any properties in any location he travels to
  • Why you can be more aggressive with investing when younger, and transition into asset protection
  • And MORE!

Todor’s Bio

Todor started investing in real Estate few years after coming to Canada. His first purchase was a 2 units in-row townhouse in Toronto at Parliament and Richmond in 1995. What follows is a journey of hard work, many trials and errors through setting up property management company, renovations company, multiple properties purchases in different areas in GTA and eventually focusing on new construction condos and home in downtown and around GTA.

An avid student of business and trends, Todor keeps close relationships with the big builders as an insight to where BIG Money is invested and where the trends are moving to and delivers intel and profitable opportunities to his clients.

Website/contact info for guest

Facebook: https://www.facebook.com/todor.yordanov.real.estate

Instagram: https://www.instagram.com/insider_condo_access/

Web: InsiderCondoAccess.com

Resources:

The Snowball: Warren Buffett and the Business of Life

Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!

This episode proudly sponsored by BM Select - https://bmselect.ca

Are you looking to become a millionaire through real estate investing? Then BM Select is for you!

BM Select has helped more people become millionaires over the past 15 years than ANY OTHER mortgage broker in Canada!

BM Select focuses on working with Real Estate Investors who are looking to begin or expand their portfolio, as well as specializing in working with customers that are engaged with our host of Realtor contacts across Canada. At BM Select we offer strategic mortgage solutions with dedicated Agent Support along with leading-edge Underwriting and Fulfillment Services that allow you to sleep well knowing your mortgage transactions are being handled by top quality professionals.

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Tags: #real estate, #property, #suites, #garden suites, #secondary unit, #permit, #build, #design, #investing, #refinance,

Jun 2, 2021

#115:  How The Middle Class Could Lose Everything w/ Marcin Drozdz

On this week’s show Gary chats with Marcin Drozdz, an investor Gary first met while still working at TD. Marcin was talking about raising millions of dollars even back then, which piqued Gary’s curiosity. In this podcast, they chatted about raising money as Marcin is an expert at that; the market and where big money is moving; the ‘easy’ method, is inflation here or is it coming soon and more!

WHAT YOU’LL LEARN:

  • What is stagflation, and can it happen in Canada?
  • What is the ‘easy’ method that Marcin uses?
  • His methods for raising MILLIONS of dollars for investment
  • Where is the ‘big money’ moving to
  • What you should be doing RIGHT NOW as an investor
  • What is the tax on the middle class that they cannot see
  • Why governments don’t want inflation
  • The advantage government has for paying off debt
  • Why hard assets can help you survive crashes
  • Why hard assets are better than cash - FIAT currencies
  • And MORE!

Marcin’s Bio

Marcin is an active real estate investor and a partner on a several hundred unit portfolio in the US. He got his start in real estate through Private Equity and has sourced over $250,000,000 for several business ventures. Marcin is the creator of The Infinite Cash Flow System based on his 15 years of experience in creating wealth through cash flow real estate. When he’s not working with investors or mentoring students he enjoys inspiring entrepreneurs, business owners, and those just starting to explore living life on their own terms. Outside of real estate, Marcin is the host of the Podcast “The Game”. A platform where he interviews some of the top minds in business, sports, and life.

Website/contact info for guest

Facebook: https://www.facebook.com/realmarcindrozdz

Instagram: https://www.instagram.com/realmarcindrozdz/

Web: www.marcindrozdz.com

This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/

Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property.

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

May 26, 2021

#114:  Garden Suites: The Future of RE Investing w/ Ronald De Coteau

On this week’s show Gary chats with Ronald De Coteau, founder and President of Property Pathways Inc. They dug deep into Garden Suites, a new-ish way of having tenants or family live close, but independently. It is the future real estate. With the pandemic, many people are looking at maximizing their real estate investments, and getting the best use.

WHAT YOU’LL LEARN:

  • What is a garden suite (SDU - Secondary Dwelling Unit) and is it permanent?
  • The legal ramifications of a garden suite
  • Do different municipalities have different laws and rules?
  • The costs of creating one
  • Do the numbers work?
  • Bill 108 and garden suites
  • How are separate utilities (hydro, gas, etc) handled
  • Why the provincial government started pushing municipal governments to explore unconventional rental housing
  • How big of a lot do you need to do this?
  • How much of my lot can I use for this?
  • How many units can be created
  • Are there different configurations of garden suites?
  • Apartment buildings take YEARS from planning to completion, garden suites can be build much faster
  • And MORE!

Ronald’s Bio

Ronald is the founder and president of Property Pathways and delivers on his promise to pioneer an enriched design and construction experience for real estate investors.

He started investing in real estate in 2016 and was surprisingly challenged to find a design or contractor that could explain the legal process of secondary suite renovations. He set out to become the subject matter expert and a valuable resource to real estate investors throughout Ontario.

By leveraging his education and experience gained in the commercial construction sector, he created a hybrid service specific to real estate investors, who focus on the creation of long term wealth by buying and holding or BRRR real estate.

He works with real estate investors and their realtors to identify Suite-Able properties and has the battle scars and relationships in municipalities throughout Ontario, to prove it. Navigating the bylaw and building code requirements for a legal secondary suite bridges the gap and creates a pathway between the problems associated with converting properties and the profit that awaits the investors.

Our service is predicated on the belief that the building permitting process for real estate investors should be uniquely tailored and we achieve this through our four-phase design process that produces the detailed and easy to interpret permit drawings for a worry free construction process.

Website/contact info for guest

Facebook: https://www.facebook.com/propertypathways

Instagram: https://www.instagram.com/propertypathways

Web: www.propertypathways.ca

Email: accounts@propertypathways.ca

This episode proudly sponsored by AGHI Home Inspections and Brian Daley. Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years!

Contact http://www.bookahomeinspection.com or call (416) 526-7482

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

May 20, 2021

#113:  Millionaire Mindset w/ Shawn Rea

On this week’s show Gary chats with Shawn Rea, real estate investor, realtor and father of 3. Shawn shares his journey towards real estate investing; travelling to Belize during COVID, and building many new homes; how he got into house hacking, and finally how relatives and friends questioned his decision to sell his primary residence to finance a duplex!

WHAT YOU’LL LEARN:

  • What Shawn wrote on a piece of paper a few years ago that changed his life
  • The book that also changed his life
  • How friends and family questioned his decision to buy a duplex and live with strangers
  • How to find Joint Ventures
  • What is the *right* joint venture
  • Buying and building properties in Belize
  • What was involved with travelling to Belize during the pandemic
  • What are the ‘golden handcuffs’ and how it relates to freedom
  • He was working overtime and working more, but taking home less
  • What it was like to buy and live with someone else in a Duplex
  • Why he was broke and needed to get 2 secondary jobs
  • Shawn’s opinion of mindset
  • How he hacked his house
  • Why he’s had a ‘mini retirement’ from his 9-5 and why he’ll likely go back to his 9-5!
  • And MORE!

Shawn’s Bio

Father of 3

Real Estate Investor

Realtor

Website/contact info for guest

Instagram: https://www.facebook.com/shawn.rea

Facebook: https://www.instagram.com/shawnrea

Web: https://reaig.com/ 

Resources:

Rich Dad Poor Dad - Robert Kiyosaki

This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you’re planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises., including a legal bill you didn’t expect. Find them at: https://www.mcmurter.com

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

May 13, 2021

#112:  Redefining Success During Covid

On this week’s show Gary chats with investor, philanthropist, author and Dragon’s Den alumnus. He has built extensive holdings in the power generation, hydrocarbon production, real estate development, cannabis, agriculture, sports and entertainment industries, and he shares his insights on how covid has impacted life for investors. They also touch on Brett’s health issues, especially his cancer battle numerous times, and what he learned from it. He shares his number 1 golden rule in life, and how we get back to some sort of normalcy.

WHAT YOU’LL LEARN:

  • The SIX priorities are important to him in life
  • Why marketing is completely overlooked as a skill or discipline
  • His views on masks, lockdowns and vaccinations
  • What is ’essential’?
  • Why all his businesses are COVID compliance
  • What he learned from his 3 dances with cancer
  • What is work/life balance for Brett - the more he worked, the more he made, the more he worked
  • His family relationships suffered
  • Why his book should have been subtitled - Redefining Success - In A Wealth Obsessed World
  • Why his daughter asked ‘Why can’t we define success by the size of the smile?’
  • Brett’s opinion on ‘How much is enough’ - Musk, Bezos, etc
  • Why education is important - ‘you have to better yourself’
  • “If wealth is all you care about, don’t worry about your health, don’t worry about your family, just chase wealth” (sarcasm)
  • Why the study of entrepreneurship is so valuable
  • Why charity is a huge part of his ‘business’
  • ‘A good business that is marketed well uses community as its point of engagement’
  • And MORE!

Brett’s Bio

Father, Entrepreneur & Philanthropist

W. Brett Wilson is best known as a “Dragon Emeritus” from 3 seasons on CBC’s hit reality TV show Dragons’ Den. He has built extensive holdings in the power generation, hydrocarbon production, real estate development, cannabis, agriculture, sports and entertainment industries.  

His business and philanthropic leadership have brought him considerable recognition including the Order of Canada (2011) and the Saskatchewan Order of Merit (2012).  Brett continues to simplify and organize his life to focus on what is most important - his family, friends and health.  

His  semi-autobiography “Redefining Success: Still Making Mistakes” is an all-time best selling business book in Canada.

Website/contact info for guest

Instagram: http://instagram/wbrettwilson

Facebook: https://www.facebook.com/WBrettWilsonFan

Resources:

Redefining Success: Still Making Mistakes - W. Brett Wilson

This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca

If you’re look to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.

As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses.

To find out more, visit the website or email hello@deep-pockets.ca

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

May 5, 2021

#111:  Drugs, Crime & Real Estate Investing

On this week’s show Gary chats Edward Fajardo, an investor on the path to greatness, it was an inspiring and sometimes dark conversation. Growing up in Parkdale, Edward was exposed to crime, drugs and a seemingly hopeless future, but got himself out, after using and selling drugs, robbing others, etc. He eventually turned to RE investing, but made a ton of rookie mistakes. This is a story that shows you can start no matter where you came from, or where you are in your life, it’s a matter of CHOICE. Edward still has his 9-5 job, and wanted to share his story about his beginnings in real estate.

WHAT YOU’LL LEARN:

  • How your CHOICES can radically change your life, no matter how old you are
  • His early lifestyle was not about ego, but simply survival
  • Some have said 90% mindset and 10% skills
  • Cory McKinnon said 70% mindset, 20% environment, 10% skill set
  • How Edward’s two lives were colliding - personal and work
  • He describes himself as a ‘functioning’ addict
  • How he realized if he didn’t stop drugs he’d lose everything
  • He began a path of self discovery - how where he came from influenced him, but it was NOT his future, and it began with the Joe Rogan podcast
  • He then began listening to health and wellness podcasts, then RE podcasts
  • He went broke from RE investing initially and then got into debt again
  • Why he got a SECOND job to pay debt off, to WORK MORE TO PAY OFF THE BILLS
  • Working weekends, nights, not seeing his family
  • When a coworker mentioned investing for passive income with none of her own money, Edward was interested!
  • His first property was buy/hold with tenants in place
  • Why reserves are important on new buys
  • Tenants didn’t pay rent
  • Why he hired a property manager after 3 months
  • Why he moved to the BRRRR strategy
  • And MORE!

Edward’s Bio

Edward has goals and aspirations of changing the trajectory of his family’s legacy. As a second-generation Filipino-Canadian born in Parkdale, Toronto Ontario he struggles with self-limiting beliefs of identity and worthiness. Faced with environmental conditions that are more suitable for a life of drugs and crime, Edward battled addiction and perceived feelings of inadequacies.

It wasn’t until his environment changed did he understand that his learnt behaviour was not permanent. This led him on a path of personal-development and a self-directed learning approach. Fast forward to present, with his new understanding of good debt vs bad debt, assets vs liabilities, Edward has carved a niche for himself as a self-proclaimed ‘late bloomer’. He is utilizing the powerful tools of real estate investing alongside his new skillset of trading Stock Options to engineer his lifestyle.

Scaling his real estate portfolio through personal and joint ventures partnerships, Edward uses a combination of BRRRR and buy and hold strategies to help others create generational wealth and improve ROT (return on time).

Website/contact info for guest

Instagram: http://instagram.com/edwardjfajardo

Email: Edward.Fajardo21@gmail.com

Resources:

Rich Dad Poor Dad - Robert Kiyosaki

Think & Grow Rich - Napoleon Hill

7 Habits of Highly Effective People - Steven R. Covey

This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/

Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property.

 

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

 

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Apr 29, 2021

#110:  Straight From The Streets

On this week’s show Gary chats with his partners Quinton Cordick and Christopher Hummell about their journeys as real estate agents and investors. They’ve had a lot of fun building up SmartHomeChoice to be able to serve thousands of investors build their portfolios, while making the process as stress-free as possible. They talked about the market and what’s happening on the streets, as the headlines in the media don’t always tell the complete story. Who’s driving the market - experienced investors, new investors? They also discussed where to invest - Peterborough, outside of Peterborough…

WHAT YOU’LL LEARN:

  • Why comparable listings from months back are basically useless these days because the market is moving so quickly
  • Why some houses are receiving multiple offers and some aren’t
  • Is every house these days appraising at its value
  • Why you shouldn’t worry these days if houses are on the market for 2 weeks
  • Will the 10% month over month growth continue
  • Why it’s harder to predict what a property will close at
  • Why Quinton and Chris are calling agents to check what owners want for a property, before showing it and preparing offers, to not waste their clients’ time
  • Some properties are being listed at a price, but the owner wants double
  • Why an agent that works in the area is way more effective than of market agents
  • It doesn’t matter if we are at the peak of the market, if the numbers make sense
  • Why they respect the client’s comfort level
  • What type of properties are being purchased now
  • Anything in the news is ‘news’, it’s not what’s happening now
  • Where are the opportunities now - Peterborough, further afield?
  • Why there will ALWAYS be renters 
  • And MORE!

Quinton’s Bio

Quinton is an established Real Estate agent with 10+ years of solid experience. He recognizes every real estate transaction is a major financial event in his client’s lives. He prides himself on careful attention to each client’s unique set of needs by delivering the services required to fully represent his clients with honesty and integrity. After graduating from York University with a Bachelor’s degree in Mass Communications, Quinton went on to work in the field of Communications. It is there where he honed his interpersonal and communication skills which he has carried forward into the world of real estate and investments. Quinton enjoys staying active through playing baseball and basketball. He is also a dedicated husband and father to his two children.

Christopher’s Bio

Chris has been investing in rental properties for near a decade.  He is a full time investor and a full time real estate agent.  Over this period Chris has contributed to various projects and has worked with some of the best in the industry.  Having won several real estate awards himself and being profiled in several RE Investment magazines and articles, he continues to contribute his knowledge and experience with web articles, videos, seminars and events.

Chris has a background in sales, public speaking and marketing. He prides himself on his people skills and aspires to teaching others how to achieve their financial goals through real estate investing and taking action. One of his personal goals is to mentor disadvantaged youth to show them that anybody can be successful and achieve their dreams. He has a family with two beautiful young children whom he adores and loves to spend time with.

Website/contact info for guests

Web: https://smarthomechoice.ca/ourteam/

Facebook: https://www.facebook.com/smarthomechoice

Instagram: http://www.instagram.com/smarthomechoiceinc

This episode proudly sponsored by AGHI Home Inspections and Brian Daley. Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years!

Contact http://www.bookahomeinspection.com or call (416) 526-7482

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Tags: #peterborough, #investing, #real estate, #success, #entrepreneur, #joint ventures, #market, #intention, #gratitude, #mindset, #garden suites, #Ontario,

Apr 21, 2021

#109:  The Intimacy of Real Estate Investing

On this week’s show Gary chats with Krista Hope from JK Coaching. Krista and her husband Jared have gone on to purchase over 100 properties. She’s learned the importance of intention, self love and openness to embrace investing and the lifestyle that comes with it. Krista and Jared coach people to take control of their lives; how to not get caught up in the hamster wheel; and why you don’t need to be passionate about RE investing to have success!

WHAT YOU’LL LEARN:

  • What are the benefits of investing coaching and mentoring and why it never ends
  • How men and women view RE investing differently
  • Why trust and intimacy are important parts of both relationships and investment partnerships
  • How to handle pain
  • Why Krista lead the way into investing, but Jared has 10x it
  • How Krista always had entrepreneurial
  • Why her parents taught her to take control
  • When you have a boss you’re not in control
  • Working for yourself allows more creativity
  • How they avoided bankruptcy
  • Why they made a lot of poor choices, but learned along the way
  • Why you can get caught up in growth of your business
  • What we Krista’s ‘Aha’ moment when she got off the hamster wheel
  • Why it’s not the goal, it’s enjoying life along the way
  • Why coaching helped Krista and Jared realized that they were choosing the the life they were currently living, but it could be a much better life
  • Why coaching is biggest gift for growth
  • Why Krista and Jared’s coaching delve into personal as well as investing issues
  • “Knowing who you ARE, not who you SHOULD be”
  • And MORE!

Krista’s Bio

Krista combines empathy and empowerment with a holistic investment plan for all of her clients. She is an expert at helping her clients realize their path and getting them to love the process of their journey. With deep dives into habits, goals, mindsets and self exploration, she guides clients through understanding that they have all the necessary tools and potential to achieve their dreams within themselves already.

From her experience of starting a family, realizing her own dreams and working with Jared while owning over 100 properties – Krista has learned the intention, self-love and openness required to enjoy real wealth in a fulfilling partnership. Learn to love the journey and get in the mindset of gaining (and keeping) true prosperity with Krista’s help.


Website/contact info for guest

Web: https://jkcoaching.ca/

Facebook: https://www.facebook.com/jaredandkrista

Instagram: https://www.instagram.com/1bitcoin.ca/

This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you’re planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises., including a legal bill you didn’t expect. Find them at: https://www.mcmurter.com

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Tags: #intimacy, #investing, #realestate, #success, #entrepreneur, #powercouple, #coaching, #mentoring, #intention, #selflove, #gratitude, #mindset, #detox

Apr 14, 2021

#108:  Health & Nutrition - What’s the BIG Deal?!

On this week’s show Gary chats with Certified Health & Nutrition coach Maxine Choy! This show is about wealth, health and everything in between! People are willing to spend thousands on upkeep and maintenance for their cars or homes, but for their most precious possession, their bodies, it’s either DIY or nothing at all. Some wait until they have health challenges to even consider wellness caching. Nutritional coaching can save time and money, and help you plan to feed your body with superior nutrition, giving you a higher quality of life.

WHAT YOU’LL LEARN:

  • What are the benefits of nutritional coaching?
  • What’s a juice cleanse and what can it do for your body
  • Detoxing
  • The role of essential oils
  • Fasting and intermittent fasting, and do they help
  • The difference between being a vegetarian and a vegan
  • Why diets DON’T work
  • The 10-10-10 routine
  • Why Maxine focussed on longevity at a young age
  • Why prevention is better then intervention
  • Why she’s fearless and left a 9-5 for entrepreneurship
  • It’s not that people CAN’T or don’t want to change, they are victims of conditioning
  • Why do most people fail at wellness changes
  • The role of MINDSET
  • The challenges: reward, punishment, emotional attachment to food, boredom, depression…
  • How you can monitor/journal what you eat and how you feel
  • Why nutrition has to be highly personalized
  • Why planning meals leads to success
  • Why it’s a process and not an overnight change
  • And MORE!

Maxine’s Bio

Maxine is a Certified Health & Nutrition Coach working with women to assist them in achieving attainable health and fitness goals by practicing mindfulness, consistency and accountability. She is also a Yoga and Pilates teacher, providing online classes, either in groups or one-on-one.

She believes that maintaining a balanced life is more important for your personal health and well-being, especially in the fast-paced, modern world we are living in. She works directly with her clients to guide them through simple technique to help them sustain a balanced diet, alongside personal fitness, with a goal to improve and stabilize their overall health and well-being.

Being in the Health and Wellness industry since 2014, she has witnessed the need for women to get out of their own way and start setting real intentions, making serious commitments and putting direct action in place in order for them to see any results.

She is a proud mother to her teenage daughter, an avid writer and loves photography. She is also a published Author who recently launched her 12 Week Gratitude Journal and is part of the series of 365 Empowering Stories Book, released in September 2019 and is available on Amazon.

She has hosted Wellness Retreats for women, participated in workshops, forums and entrepreneur empowerment meet-ups sharing her passion about wellness and the importance of self-care.

She believes that when you live a balanced life, you can easily offset any negative events or emotions with positive ones. She believes we all have the power to make better choices, it's what our minds tell us that stops us.

Website/contact info for guest

Web: www.livewellwithmaxine.com

Facebook @livewellwithmaxine

Email: maxine@livewellwithmaxine.com

Instagram: @livewellwithmaxine

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca 

Tags: #health, #wellness, #weight, #noscale, #wellness, #nutrition, #wellbeing, #fitness, #healthyeating, #diet, #gratitude, #mindset, #detox

Apr 8, 2021

#107:  H.U.G. Hand Me Up Generational Wealth

On this week’s show Gary chats with friend and personal mentor Mathew Frederick.  Mathew has over 30 years experience in real estate investing, residential, multi-family, new family and now mentorship for new investors. He’s built 250 homes, 3 x 50 unit condo buildings, restaurants, wellness clinics, building a triplex in Belize, and more! He created a brand strategy called the H.U.G. strategy, that he wanted to share. They also chatted with Joint Ventures, how to find them and how to structure them, EVEN if you don’t have any money.

WHAT YOU’LL LEARN:

  • * What is the H.U.G. strategy and how it can help
  • * Why his brother handing a leather jacket down to Mathew inspired this strategy
  • * What he’s learned in his 30 years of investing
  • * Why he invests in the US, Alberta and the East Coast to ride out market specific downturns
  • * The effect of racism on his belief system and how long it took to reprogram his beliefs
  • * Why the sandwich generation has the income and money to invest in properties, but not the time to manage the property
  • * How multigenerational investors can pool their resources to purchase and manage properties
  • * How Gen X can JV with millennials or younger to manage the property
  • * How the splits can be 50/50 or 60/40, and the cash flow can be directed to education, depending on the JV agreement
  • * How to use investing to pay for post secondary education or private school
  • * How older generations can qualify for mortgages, and younger might provide a downpayment or vice versa
  • * Many people want to be investors, but can’t qualify
  • * His unique formula that allows Doctors to invest and take days off
  • * Why a coach or mentor can take you through the process
  • * Why some people don’t use a mentor or coach
  • * What is his hottest/favourite market
  • * Why he’s adding a 3rd unit to rental properties
  • * The BIGGEST mistake investors make according to Mathew
  • * What timeframe should a new investor take action in
  • * And MORE!

Mathew’s Bio

Mathew has 30 years of experience in real estate investing in residential, multi-family, new development & mentorship.  

While building 240 houses, and 3 50-unit condo buildings he founded a number of restaurants, wellness clinics, and a light manufacturing company.

Currently Mathew is building a 3 story triplex in Belize and coaching investors toward scaling-up their portfolio & considering multi-family.

Resources:

Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!- Robert T. Kiyosaki


Website/contact info for guest

Web: RCCSOL.COM

Facebook:  https://www.facebook.com/groups/3244429258965874/

Email: mathew.f@rccsol.com

Instagram: https://www.instagram.com/rccsol.investor/

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Tags: #investing, #property management, #mentor, #DIY, #investorlife, #learning, #lifestyle, #passiveincome, #richdadpoordad, #coaching,

Apr 1, 2021

Before this week’s show, Gary answers a question he’s getting a lot - is NOW the time to flip my property?

Gary chats this week with Kayla Andrade from OLW, Ontario Landlord Watch. A big topic discussed was COVID and can you evict tenants during these times; can the landlord move in; the owner sells the propter and the new owner wants to move in; the different forms used for eviction; Bill 184 and what was in it; cash for keys; and the landlord credit bureau! If you’re a new or potential investor this is a MUST listen!

WHAT YOU’LL LEARN:

  • The correct procedure for evicting a tenant for owner occupation during covid times
  • Why you must give tenants leaving one month credit
  • How hearing dates for evictions are taking place
  • Why Zoom landlord/tenant hearings are here to stay
  • How OLW came to me after a municipality decided to make landlords responsible for delinquent tenant utility payments
  • Why their biggest priority is the backlog in landlord/tenant board
  • Why they want the Residential Tenancy Act needs to be overhauled
  • Why tenant screening is incredibly important
  • If you screen in good tenants, the LTB is of less concern
  • Why non-payment of rent is the biggest issue why new investors avoid the market
  • The landlord credit bureau helps landlords report tenant rent payments, and helps build tenant credit
  • You can also report damage to rental units
  • You can check with other landlords on the bureau about tenants as part of screening
  • Why landlords must attempt payment arrangements with tenants before eviction
  • You don’t need permission to record delinquent rent, but do need permission to report on time payments
  • Making sure you do a routine maintenance check / inspection on your properties
  • Why you have to use the standard lease for new rentals
  • Why January 2022 will be rent increase day in Ontario!
  • What is the N4 form and why you should use it
  • What is the N11 and what is ‘cash for keys’?
  • Mistakes landlords make
  • Kayla’s biggest mistake!
  • And MORE!

Kayla’s Bio

Kayla Andrade is a wife, a mother, a landlord and now, an advocate. She prefers actions with tangible results rather than sitting back and ignoring the issues. Ms. Andrade has a long record of successfully guiding local and provincial landlords through the many issues and policies and where many have taken notice of her motivation and skills in advocacy.

This strong commitment and dedication is how Ontario Landlords Watch was born, finally providing an avenue where Landlords could share their experiences and struggles. Over the years, this grassroots advocacy organization has built a solid foundation of supporters through their supportive services involving the rental housing market, the Residential Tenancies Act and the Landlord and Tenant Board legislation. This strong team has evolved to fight not only for the rights of Landlords but also for the plight of good Tenants and the heavily burdened Taxpayer. They seize every opportunity to meet with elected Officials, Taxpayers, Landlords and tenants to discuss solutions to the Housing Crisis.

Kayla began her endeavours at the young age of 18 where she purchased her first rental property. Since that time, she has become a seasoned landlord and expanded her rentals to include a 5 plex, 6 plex, 2 triplexes and a single family home - 18 doors in total. Her dream is to empower a team of Private Sector Housing Advocates in each city, to work together, to provide fair and balanced rules and regulations that benefit all members of society.

Website/contact info for guest

Web: http://ontariolandlordswatch.com/

Facebook Group: https://www.facebook.com/groups/818378618219840 

Facebook Public Page: https://www.facebook.com/OntarioLandlordsWatch
Email: action@investormeldave.com

Instagram: https://www.instagram.com/ontlandlordswatch

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Mar 25, 2021

Gary chats this week with Mel and Dave Dupuis, who have become famous for buying 12 properties in 12 months, using other people’s money and creative financing! They think outside the box with marketing videos, and have embraced Tik Tok and Instagram and created some amazingly creative videos. The car crash they were involved in, in 2018 completely changed their lives. They knew about real estate investing and had a coupe of rental properties separately, but Dave was a full time firefighter and Mel was working at a college part time. Even thought they picked up odd jobs to get more money to invest, they realized they were trading time for money, and at best would be able to buy 1 property per year.

WHAT YOU’LL LEARN:

  • How Rich Dad Poor Dad changed their lives and lead to them buying 12 properties in 12 months!
  • This purchase was for 56 apartments
  • They have NEVER done a JV (Joint Venture)
  • They’ve mentored hundreds of people to get into real estate investing
  • “The Rich don’t work for money” & “Debt makes you rich”
  • Why 2020 was their best year, purchasing 119 apartments
  • The more you do it, the easier it gets!
  • Their use of creative financing - seller financing, RRSPs, promissory notes
  • Why they studied people that had large portfolios and lost it all, and the lessons they learned
  • Why Dave was confident, and why Mel was scared
  • Their last deal was an 8 plex, 3 commercial units and 5 residential tenants on the second floor in North Bay
  • What was their worst mistake in investing, and Mel owns up to it!
  • The secrets they’ve learned to a successful marriage/work partnership
  • Why they’ve ‘picked a lane’ for responsibilities within the partnership
  • How success changed personal relationships including friends
  • Why they still hustle, even on weekends
  • Why work/life balance is important
  • Why “The Secret” really impacted Mel’s life as a single mom
  • How their horrific accident was life changing, they wrote a book and started mentoring others
  • Why the best advice comes from those that have been an investor
  • And MORE!

Mel and Dave’s Bio

Melanie and Dave Dupuis, also known as Investor Mel & Dave, are innovative real estate investors who have SOLELY acquired over 200 apartments in just a few short years. Using creative and successful strategies, they have been able to increase their portfolio significantly without using any of their own money. They impressively have 100% ownership of these properties, which means they keep 100% of the equity, appreciation, and cashflow.

Investor Mel & Dave are proof that as long as you don't let anything stop you, success can be yours. Following a horrific life-changing highway crash in 2018, they wrote a Real Estate Investing book "Real Estate Investing Secrets - A NO-B.S. Guide to Creating Wealth & Freedom" that achieved Amazon #1 Best Seller status very early into their launch. Mel is also co-author of "The Only Woman in the Room - Knowledge and Inspiration from 20 Women Real Estate Investors that was recently launched and also achieved Best Seller status.

With over 20 years of combined experience in real estate investing, property ownership and management, this self-made couple understands the ins and outs of building a business and of acquiring wealth through real estate. In 2019, they won the "Small Business of the Year" Award, in North Bay, have won the 2020 Canadian Business Award as Leading Experts in Real Estate Investing and have also won the 2021 Canadian Business Award as Top Real Estate Mentors. They are dedicated to helping others create their own time, location and financial freedoms.

They are both speakers and mentors throughout North America and have mentored hundreds of people on how to use creative financing and other people's money (OPM) to change their lives. Their online presence is impressive, with over 175,000 followers. You can find them on Instagram, Facebook, TikTok and YouTube under their user name Investor Mel & Dave and on their website at www.investormeldave.com

Free Creative Financing Masterclass: (How We Bought 12 Properties in Less Than 12 Months using OPM) www.bought12in12.com

Resources:

Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!- Robert T. Kiyosaki

The Secret - Rhonda Byrne


Website/contact info for guest

Web: https://www.bought12in12.com/ or www.investormeldave.com

Facebook: https://www.facebook.com/InvestorMelDave  or www.facebook.com/DupuisPropertiesWelcomeHome
Email: action@investormeldave.com

Instagram: https://www.instagram.com/singlemommillionaireofficial/

YouTube: https://bit.ly/SubscribeToMelDave

This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/

Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property.

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Tags: #investing, #mindset, #powercouple, #mentoring, #mentor, #DIY, #investorlife, #learning, #lifestyle, #passiveincome, #richdadpoordad, #singlemom

Mar 18, 2021

Gary chats this week with Sadhana Sabharwal, THE Single Mom MILLIONAIRE! She came to Canada at age 14, faced her fears of moving to a new country; got married at 19; had 3 kids before her 26th birthday; and then found herself a single mom and being divorced at 34. How could she provide for her kids and herself on ONE income? She eventually found real estate investing when she worked in a law office, and a client’s mortgage payment was LESS than her car payment! Sadhana challenged the myth that single people, or large families cannot find the money to invest in real estate! If you get creative with VTBs, or hard money lenders, YOU TOO can find a way to get into the lucrative investment market. Sadhana also tells Gary about some very important strategies that she used that will be useful for listeners. She doesn’t invest in one geographic market, she says as long as the numbers work, you can invest anywhere!

WHAT YOU’LL LEARN:

  • How a client’s lower mortgage payment than Sadhana’s car payment made the light bulb go off for investing
  • Her first real estate club experience
  • Her first property was a JV with her client on a cottage
  • How she bought a 2 bedroom bungalow in a tax sale, for $5000!
  • Her next one was a tax sale for $11,000
  • Her next one was $32,000
  • How she ended up owning 18 properties at one time, most bought with no/low money down
  • She bought a 10-plex where the SELLER LOANED HER MONEY for the down payment and closing costs!
  • How’s she’s borrowed money from many sources
  • She was doing BRRRR and hard lenders before they were called that!
  • Why when the numbers work in her favour, she’ll invest almost anywhere
  • Why she puts away 5% for vacancy and 5% for repairs
  • Why she started the “No Money Down Academy” during COVID
  • Why Sadhana says, ‘If a female immigrant with no prior knowledge or post-secondary education can do it, anyone can’
  • Why her superpower is number crunching
  • Why she’s worried about hard times ahead, and rising house prices
  • And MORE!

Sadhana’s Bio

I am a single mother with three sons, a full-time law clerk, and an enthusiastic real estate investor. Over the past decade of investing in real estate, I have bought and sold over 35 different properties, including single family homes, duplexes, four-plex, a five-plex, a six-plex, and eight-unit buildings.

I enjoy positive cash flow from my properties and l look forward to investing in more. My specialty is buying undervalued properties that need work, fixing them up, and then refinancing them in order to get the newly-gained equity out of the property; I then continue as owner in order to rent them out to tenants, who provide me with an ongoing positive return on my investment.

I have also been called the "No Money Down Queen", as I have built up my portfolio of properties with none or little of my own money. I love to invest through "recycled" money and also by creative financing strategies, including: traditional bank financing, lines of credit, financing from private lenders, borrowing from family, credit cards, as well as joint venture partners who provide initial funds for down payments.  

I am a native of India who came to Canada with my family at the age of fourteen. My name Sadhana means "meditation". I am a spiritual person who believes in nurturing relationships and helping others attain their goals.

This is why I have created my "No Money Down Academy" online course on investing with creative resources, showing other how everything you need to know to go from beginner to professional real estate investor. I am more than happy to assist anyone who wishes to invest in real estate or would be interested in one-on-one coaching or joint ventures with me!

Resources:

Website/contact info for guest

Web: www.thenomoneydownacademy.com or http://www.singlemommillionaire.com/
Facebook: https://www.facebook.com/singlemommillionaireofficial 
Instagram: https://www.instagram.com/singlemommillionaireofficial/

This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/

Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property.

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Tags: #investing, #mindset, #single parent, #mentoring, #investmentclub, #mentor, #DIY, #investorlife, #learning, #lifestyle, #passiveincome, #richdadpoordad, #noexcuses

Mar 10, 2021

Gary chats this week with Jared Hope of JK Coaching, an investor with over 16 years in the trenches, and he’s developed a no-BS approach to real estate investing! Jared has owns over 150 properties and has performed over 500+ transactions all across Canada. Jared and his wife Krista are a power team, and have learned the right and wrong way to invest, making many mistakes! Jared is also a coach and podcast host, and this chat with Gary details his struggles AND successes as an investor, and will appeal to both new and seasoned investors!

WHAT YOU’LL LEARN:

  • What made his wife Krista suggest they get into real estate investing
  • What Jared’s and Krista’s parents approach to life and work impacted them
  • What Jared thought of his first real estate investing seminar with Don Campbell of REIN
  • Why he skipped the last day but his wife stuck around, and how that changed everything
  • Why an investment club CRUSHED their investment goals
  • Why his ‘judgement’ of others at these clubs CHANGED everything
  • Rich Dad, Poor Dad is the key
  • His first house was a disaster, SO many mistakes
  • He bought 3 houses his first year, 11 in the second year, and 64 in the third year!
  • Why it’s important to vet your mentors - many are coaches or mentors and have NO properties of their own
  • Why his dad turned him down for a Joint Venture, and why Jared did it anyway!
  • Why trust is everything, and why he failed as a salesperson initially until he started BUILDING relationships, NOT selling
  • Why coaches and mentors help to REDUCE fear in new investors
  • Why his first coaching client was sold on his services and offered $750,000 for investment cash for 10 or 11 JV properties
  • Why this JV experienced issues, and how Jared and Krista bought out the investors
  • Why the recession of 2008-2009 caused him to lose $18,000 a month!
  • You MUST be clear on WHY you’re getting into investing
  • ROI vs. ROT = Return on Investment morphed into Return on Time, build a quality life
  • Why Jared challenged his ‘Upper Limit Thinking’
  • What lead Jared to be driving a $110,000 Porsche 911 but have a $140 grocery bill declined on THREE cards!
  • How Jared and Krista AVOIDED bankruptcy, tore down and rebuilt their portfolio for properties they wanted, not what were told to buy
  • What is Jared’s BIGGEST FEAR!
  • And MORE!

Jared’s Bio

With over sixteen years of in-the-trenches experience, Jared has developed a no bullsh*t approach to real estate investing that makes it simple for anyone to own money-making income properties. His serious wealth of expertise comes from extensive ownership of over 100 properties and 400+ real estate transactions across Canada. Together with Krista, he has learned all about the right and wrong properties to invest in by making every mistake in the book. 

For his clients, Jared gives practical, relevant and action-focused advice that they actually understand and can use when making investment decisions. Jared throws the cookie-cutter textbook approach out the window by personally digging into each client’s portfolio and investment hang ups.

Resources:

The Big Leap: Conquer Your Hidden Fear and Take Your Life to the Next Life - Gay Hendricks

Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!- Robert T. Kiyosaki

Website/contact info for guest

Web: https://jkcoaching.ca/

Facebook: https://www.facebook.com/jaredandkrista

Instagram: https://www.instagram.com/1bitcoin.ca/

This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/

Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property.

 

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Tags: #investing, #mindset, #bitcoin, #mentoring, #investmentclub, #mentor, #DIY, #investorlife, #learning, #lifestyle, #passiveincome, #richdadpoordad, #bankruptcy

Mar 3, 2021

Gary chats this week with Jacob Asparian, real estate broker and investor, as well as President of Bitcoin Capital Ventures, a Bitcoin company that offers consulting services as well as directly investing in companies that bring Bitcoin services directly to the public. He’s been a Bitcoin investor for many years, and enjoys helping others get started with investing in Bitcoin, and his passion for the technology is evident. Listen and learn why Bitcoin can be a valuable hard asset for your investing portfolio!

WHAT YOU’LL LEARN:

  • What is Bitcoin and digital currencies
  • An overview of how Bitcoin was created, and how it’s traded or spent
  • Why digital currencies are here to stay, and will be the future
  • How long has it been in existence
  • Has Bitcoin ever been hacked
  • Is it easy to transfer Bitcoin to someone else
  • Where can you use Bitcoin
  • The misconceptions of how Bitcoin is used
  • The role of inflation on Bitcoin
  • As of the podcast release day, 1 Bitcoin is worth CDN $64,555
  • Why and how you can buy small amounts
  • The process of buying Bitcoin
  • Is it too late to invest in Bitcoin
  • It’s been suggested that Bitcoin may go as high as $400,000
  • Where Jacob sees the market going
  • And MORE!

Jacob’s Bio

Jacob is a real estate broker, investor and business owner or President of Bitcoin Capital Ventures, a Bitcoin company that offers consulting services as well as directly investing in companies that bring Bitcoin services directly to the public.

Website/contact info for guest

Web: https://www.1bitcoin.ca/
Facebook: https://www.facebook.com/1Bitcoin.ca
Instagram: https://www.instagram.com/1bitcoin.ca/

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Tags: #investing, #mindset, #bitcoin, #cryptocurrency, #digitalcurrency, #consulting, #DIY, #investorlife, #learning, #lifestyle, #passiveincome, #digitalwallet,

Feb 24, 2021

Gary chats this week with Darcy Marler, a real estate investor having success since 2001, and author of 4 books. Darcy has owned 92 properties and 240 doors worth 44m over the years, he’s done flips, land development, new builds, long term rentals, BRRRR before it was called BRRRR, condos, land parcelling, and has now transitioned into mentoring! It made him successful, but also depressed…tune in to find out HOW! This conversation is great for both new investors, and seasoned investors that want to take their portfolio to the next level.

WHAT YOU’LL LEARN:

  • How Darcy was able to scale his business from 1 property to 92!
  • How to understand your Joint Venture (JV) partner
  • How to raise money
  • The circumstances that brought on his depression
  • Darcy shares some of the biggest mistakes investors are making in the beginning
  • His journey with depression after building a real estate empire
  • How investors get caught up trying to get as many doors as possible
  • How the first real estate book from his dad at age 15 changed his life
  • How he created his own spreadsheet program to crunch investment numbers
  • Why he was a millionaire, but couldn’t afford to buy GROCERIES!
  • Why cash flow is KING!
  • Why he says he gets bored easily, but suggests most investors stick with a strategy
  • Darcy says ‘knowledge is key’ to success, and avoid failure
  • Why JV’s are ‘selling yourself’, not selling the property
  • His 1st book looks at investment strategies, and helping you figure out which is for you
  • Understand your “Why” that you are investing, then choose your strategy
  • If you’re not happy with one strategy try another
  • Why it’s OK to fail as long as you learn from it
  • Why Darcy, like Gary, doesn’t really enjoy being a landlord
  • Why Darcy initially did everything himself, now hires others
  • 3 critical steps to self growth according to Darcy
  • And MORE!

Darcy’s Bio

Full time R/E investor since 2001; have owned 92 properties / 240 doors, worth $44m; have done flips / land development / new construction / long term rentals / BRRRR / commercial / condo conversions / land parceling

Website/contact info for guest

Web: https://www.hrrealestatementors.com/books
Facebook: https://www.facebook.com/sabanabooks15 Instagram: https://www.instagram.com/sabanabooks15/
Email: darcy@huttonradway.com

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Tags: #investing, #mindset, #rebuild, #coaching, #personalgrowth, #DIY, #investorlife, #depression, #failure, #learning, #lifestyle

Feb 17, 2021

Gary chats this week with Mark Smith, the host of the 7-2 Mindset Investor Podcast. Mark had the kind of life some people dream of, but it did NOT lead to happiness for him. From $6000 suits to a jail cell, his life took a dramatic turn. After a conversation with his son, it started him on the path to rebuilding, redemption and personal development, which you will hear in this not-to-be-missed podcast, Real Talk With Gary!

WHAT YOU’LL LEARN:

  • How Mark came up with the name “7-2 Mindset Investor”
  • Why he’s thriving even during the pandemic and the role of mindset
  • How $6000 suits, box seats to sporting events and expensive bottles of wine did NOT make him happy
  • Why his health suffered as well
  • How jail changed him
  • The steps to rebuilding - personal development, reading, mentorship groups, mentors, personal coaches, real estate coaches, and good health
  • Why he feels coaching is a marathon, not a sprint
  • How the former ‘people pleaser’ now focuses on internal happiness
  • Why Mark says the real asset is YOU, not the real estate, so invest in yo u
  • What real estate strategies he uses
  • How he’s now created the lifestyle of his dreams
  • Why his mindset is ‘what can I give’ vs. ‘what can I receive’
  • The benefits of a mastermind group
  • Some of his favourite and life-changing books including the NUMBER ONE book they should read
  • Why working for someone else creates a false sense of security
  • Mark answers when is the best time to invest
  • “The days become turbulent because we didn’t have a smooth takeoff or landing”
  • And MORE!

Mark’s Bio

Mark is a real estate investor known as the The 7-2 Mindset Investor. He’s also a motivational speaker and a strategic mindset architect. His investment strategy is as an off market apartment specialist. He has pledged to himself that he will spend $1 Million dollars on personal development, and is a big believer in Mind, Body, Spirit!

Website/contact info for guest

Web: https://youtube.com/c/The72MindsetInvestor
Facebook: https://www.facebook.com/72mindsetinvestor
Instagram: @72mindsetinvestor or @the72apartmentguy

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Tags: #investing, #mindset, #rebuild, #coaching, #personalgrowth, #DIY, #investorlife

Feb 9, 2021

Gary chats this week with Angelo DeTorres, one of the owners of Steps Dance Studio, and a real estate investor. Why are we talking dance on this show? Health, wealth and everything in between. Dance was introduced into Angelo’s life at a young age, but didn’t turn back to it for 15 years, after an ACL injury cancelled his NBA dreams. His passion for dance was reignited at a chance encounter in Cuba. Angelo had moved from the Philippines to Toronto, and got involved with Steps Dance Studio as a customer as a way to express himself, then ended up co-owning the business! Angelo relays experiences of seeing seniors dancers prolong their lives with movement! And, how his dance partner became his life partner, with two kids!

WHAT YOU’LL LEARN:

  • Who recommended that Angelo read “Rich Dad, Poor Dad”
  • He was working at Bell, Steps and real estate investing
  • How his growing family played into his lifestyle choices
  • Why in 2016 he decided to leave 9-5 and what it was like
  • His first house was $286,000 and he still owns it
  • What the steps were to transition from 9-5 to full time entrepreneur
  • From 500 members to 50 due to the pandemic
  • What the lockdown has done to his business, how he stayed resilient and kept moving forward
  • How they’ve moved business at Steps to go fully virtual, and were the first studio to do so
  • They have daily courses online
  • They got some members back before the 2nd lockdown
  • How they will create online courses to allow people to learn 24/7
  • How he’s repurposed his dance space during the pandemic
  • His feelings on Big Box stores vs small retailers and service providers
  • Why he initially ignored dance and what he would tell his younger self
  • And MORE!

Angelo’s Bio

As a co-owner of Steps Dance Studio, Angelo is a full time instructor, choreographer and performer. He is currently managing all of the Steps performance teams, and is choreographing for couples as well as competitors.

Angelo is a professional competitor having won the Canada Salsa and Bachata Congress as well as the Chim Pum Callao Salsa Congress in the professional Bachata division. He also coaches and competes in Pro-Am showcase and heated divisions at local and international Congresses. 

Angelo has trained with multiple world-renowned artists such as Tito Ortos, Tamara Livolsi, Anya Katsevman, Billy Fajardo, Katie Marlow, Nelson Flores, Adriano Ieropoli, Samantha Scali, Grupo Alafia and Raul Santiago. He has completed the Salsa Certification course with Tito Ortos in both 2017 and 2018.

Angelo has taught and performed with the Steps Professional team in various Salsa Congresses and events including Mambo Nights in Bermuda, the New York Salsa Congress, Hustle & Salsa Festival in Puerto Rico, the Montreal Salsa Convention, the Canada Salsa & Bachata Congress, the International Hustle & Salsa Competition in Miami and the Ottawa Salsa Congress. 

His love for Latin dance is reflected in his teaching technique. He is truly passionate about sharing his knowledge and in return seeing growth and advancement in his students. 

Website/contact info for guest

Web: https://www.stepsdancestudio.com/

Facebook: https://www.facebook.com/StepsDanceStudioToronto

Instagram: https://www.instagram.com/stepsdancestudiotoronto/

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Feb 3, 2021

Gary starts off the show by answering the question if NOW is a good time to invest; how to invest; and why ‘cash is trash’ and hard assets are the safest place to be RIGHT.NOW.

Gary chats this week with Edna Keep, a real estate investor for 13 years with an incredible story. Currently, Edna has 600 doors, and will be adding 84 more soon. She became a single mom at 16, living in subsidized housing, and daughter was in subsidized daycare. Fast forward to today, she is a now multi-millionaire investor, coach and inspires others with her story. Her main strategy is long time, buy/hold apartment buildings. Her claim to fame is a $65 million dollar portfolio with OPM - other people’s money. She invests primarily in Canada, but has properties in the US as well. And you can too…

WHAT YOU’LL LEARN:

  • Why Edna determined that she would be a success through MINDSET
  • Why ‘IMPERFECT action is way better than perfect’
  • Why it’s not ‘live within your means’, or ‘you need to budget’
  • Why she wanted to be wealthy
  • How as a financial planner she would see how well her clients were doing with RE investing
  • How Robert Kiyosaki’s training helped her
  • Why some financial planners ‘don’t know everything’
  • She initially started with her husband, but moved on to JV/partnerships
  • How vendor take back mortgages quickly allowed her to buy more properties
  • Why upkeep expenses (roofs, heating, plumbing) initially made her focus on condos
  • What is the biggest mistake Edna has seen in the multi family market by investors
  • Your first investment will be your hardest, but it gets easier
  • Why she’s purchased ‘turn key’ and fixer uppers
  • Who is Edna getting financing from
  • How she has helped her students set up REITs
  • The role of DUE DILIGENCE on the purchase process
  • WHERE Edna finds co-investors
  • Her best advice on how to scale to multi family investment properties
  • Why you have to ‘think differently’ when you are using other people’s money and doing multi family
  • Why continuing education/learning is VITAL for success
  • Edna believes ‘If you’re going through hell, keep going!”
  • Why she tells her students you ’can study (investing) until the cows come home, but there’s nothing like a real, live deal!’ TAKE ACTION
  • Why Edna offers free Real Estate Coaching Fridays, and Mindset Mondays to her members!
  • And MORE!

Edna’s Bio

Edna Keep’s journey from single mom at age 16 – living in subsidized housing with a daughter in subsidized daycare - to multi-millionaire Real Estate Entrepreneur and Coach inspires others. Her major operations are longterm buy-and-hold rentals apartment buildings.

Her claim to fame is a $65 Million real estate portfolio built with “Other People’s Money.”

A proponent of education and inspiration, Edna offers live training with her Free Real Estate Coaching Fridays and Mindset Monday live events on Facebook each week.

Website/contact info for guest

Web: https://ednakeep.com  or https://ednakeep.com/90daysto5k
Facebook: https://www.facebook.com/coachednakeep 

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca 

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca 

hashtags for this episode

#realestateinvesting, #poverty, #success, #mindset, #mentoring, #coaching, #millionaire, #multifamilyhomes, #RobertKiyosaki

1 2 3 4 Next »