#110:  Straight From The Streets

On this week’s show Gary chats with his partners Quinton Cordick and Christopher Hummell about their journeys as real estate agents and investors. They’ve had a lot of fun building up SmartHomeChoice to be able to serve thousands of investors build their portfolios, while making the process as stress-free as possible. They talked about the market and what’s happening on the streets, as the headlines in the media don’t always tell the complete story. Who’s driving the market - experienced investors, new investors? They also discussed where to invest - Peterborough, outside of Peterborough…

WHAT YOU’LL LEARN:

• Why comparable listings from months back are basically useless these days because the market is moving so quickly
• Why some houses are receiving multiple offers and some aren’t
• Is every house these days appraising at its value
• Why you shouldn’t worry these days if houses are on the market for 2 weeks
• Will the 10% month over month growth continue
• Why it’s harder to predict what a property will close at
• Why Quinton and Chris are calling agents to check what owners want for a property, before showing it and preparing offers, to not waste their clients’ time
• Some properties are being listed at a price, but the owner wants double
• Why an agent that works in the area is way more effective than of market agents
• It doesn’t matter if we are at the peak of the market, if the numbers make sense
• Why they respect the client’s comfort level
• What type of properties are being purchased now
• Anything in the news is ‘news’, it’s not what’s happening now
• Where are the opportunities now - Peterborough, further afield?
• Why there will ALWAYS be renters 
• And MORE!

Quinton’s Bio

Quinton is an established Real Estate agent with 10+ years of solid experience. He recognizes every real estate transaction is a major financial event in his client’s lives. He prides himself on careful attention to each client’s unique set of needs by delivering the services required to fully represent his clients with honesty and integrity. After graduating from York University with a Bachelor’s degree in Mass Communications, Quinton went on to work in the field of Communications. It is there where he honed his interpersonal and communication skills which he has carried forward into the world of real estate and investments. Quinton enjoys staying active through playing baseball and basketball. He is also a dedicated husband and father to his two children.

Christopher’s Bio

Chris has been investing in rental properties for near a decade.  He is a full time investor and a full time real estate agent.  Over this period Chris has contributed to various projects and has worked with some of the best in the industry.  Having won several real estate awards himself and being profiled in several RE Investment magazines and articles, he continues to contribute his knowledge and experience with web articles, videos, seminars and events.

Chris has a background in sales, public speaking and marketing. He prides himself on his people skills and aspires to teaching others how to achieve their financial goals through real estate investing and taking action. One of his personal goals is to mentor disadvantaged youth to show them that anybody can be successful and achieve their dreams. He has a family with two beautiful young children whom he adores and loves to spend time with.

Website/contact info for guests

Web: https://smarthomechoice.ca/ourteam/

Facebook: https://www.facebook.com/smarthomechoice

Instagram: http://www.instagram.com/smarthomechoiceinc

This episode proudly sponsored by AGHI Home Inspections and Brian Daley. Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years!

Contact http://www.bookahomeinspection.com or call (416) 526-7482

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Tags: #peterborough, #investing, #real estate, #success, #entrepreneur, #joint ventures, #market, #intention, #gratitude, #mindset, #garden suites, #Ontario,

#109:  The Intimacy of Real Estate Investing

On this week’s show Gary chats with Krista Hope from JK Coaching. Krista and her husband Jared have gone on to purchase over 100 properties. She’s learned the importance of intention, self love and openness to embrace investing and the lifestyle that comes with it. Krista and Jared coach people to take control of their lives; how to not get caught up in the hamster wheel; and why you don’t need to be passionate about RE investing to have success!

WHAT YOU’LL LEARN:

• What are the benefits of investing coaching and mentoring and why it never ends
• How men and women view RE investing differently
• Why trust and intimacy are important parts of both relationships and investment partnerships
• How to handle pain
• Why Krista lead the way into investing, but Jared has 10x it
• How Krista always had entrepreneurial
• Why her parents taught her to take control
• When you have a boss you’re not in control
• Working for yourself allows more creativity
• How they avoided bankruptcy
• Why they made a lot of poor choices, but learned along the way
• Why you can get caught up in growth of your business
• What we Krista’s ‘Aha’ moment when she got off the hamster wheel
• Why it’s not the goal, it’s enjoying life along the way
• Why coaching helped Krista and Jared realized that they were choosing the the life they were currently living, but it could be a much better life
• Why coaching is biggest gift for growth
• Why Krista and Jared’s coaching delve into personal as well as investing issues
• “Knowing who you ARE, not who you SHOULD be”
• And MORE!

Krista’s Bio

Krista combines empathy and empowerment with a holistic investment plan for all of her clients. She is an expert at helping her clients realize their path and getting them to love the process of their journey. With deep dives into habits, goals, mindsets and self exploration, she guides clients through understanding that they have all the necessary tools and potential to achieve their dreams within themselves already.

From her experience of starting a family, realizing her own dreams and working with Jared while owning over 100 properties – Krista has learned the intention, self-love and openness required to enjoy real wealth in a fulfilling partnership. Learn to love the journey and get in the mindset of gaining (and keeping) true prosperity with Krista’s help.

Website/contact info for guest

Web: https://jkcoaching.ca/

Facebook: https://www.facebook.com/jaredandkrista

Instagram: https://www.instagram.com/1bitcoin.ca/

This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you’re planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises., including a legal bill you didn’t expect. Find them at: https://www.mcmurter.com

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Tags: #intimacy, #investing, #realestate, #success, #entrepreneur, #powercouple, #coaching, #mentoring, #intention, #selflove, #gratitude, #mindset, #detox

#108:  Health & Nutrition - What’s the BIG Deal?!

On this week’s show Gary chats with Certified Health & Nutrition coach Maxine Choy! This show is about wealth, health and everything in between! People are willing to spend thousands on upkeep and maintenance for their cars or homes, but for their most precious possession, their bodies, it’s either DIY or nothing at all. Some wait until they have health challenges to even consider wellness caching. Nutritional coaching can save time and money, and help you plan to feed your body with superior nutrition, giving you a higher quality of life.

WHAT YOU’LL LEARN:

• What are the benefits of nutritional coaching?
• What’s a juice cleanse and what can it do for your body
• Detoxing
• The role of essential oils
• Fasting and intermittent fasting, and do they help
• The difference between being a vegetarian and a vegan
• Why diets DON’T work
• The 10-10-10 routine
• Why Maxine focussed on longevity at a young age
• Why prevention is better then intervention
• Why she’s fearless and left a 9-5 for entrepreneurship
• It’s not that people CAN’T or don’t want to change, they are victims of conditioning
• Why do most people fail at wellness changes
• The role of MINDSET
• The challenges: reward, punishment, emotional attachment to food, boredom, depression…
• How you can monitor/journal what you eat and how you feel
• Why nutrition has to be highly personalized
• Why planning meals leads to success
• Why it’s a process and not an overnight change
• And MORE!

Maxine’s Bio

Maxine is a Certified Health & Nutrition Coach working with women to assist them in achieving attainable health and fitness goals by practicing mindfulness, consistency and accountability. She is also a Yoga and Pilates teacher, providing online classes, either in groups or one-on-one.

She believes that maintaining a balanced life is more important for your personal health and well-being, especially in the fast-paced, modern world we are living in. She works directly with her clients to guide them through simple technique to help them sustain a balanced diet, alongside personal fitness, with a goal to improve and stabilize their overall health and well-being.

Being in the Health and Wellness industry since 2014, she has witnessed the need for women to get out of their own way and start setting real intentions, making serious commitments and putting direct action in place in order for them to see any results.

She is a proud mother to her teenage daughter, an avid writer and loves photography. She is also a published Author who recently launched her 12 Week Gratitude Journal and is part of the series of 365 Empowering Stories Book, released in September 2019 and is available on Amazon.

She has hosted Wellness Retreats for women, participated in workshops, forums and entrepreneur empowerment meet-ups sharing her passion about wellness and the importance of self-care.

She believes that when you live a balanced life, you can easily offset any negative events or emotions with positive ones. She believes we all have the power to make better choices, it's what our minds tell us that stops us.

Website/contact info for guest

Web: www.livewellwithmaxine.com

Facebook @livewellwithmaxine

Email: maxine@livewellwithmaxine.com

Instagram: @livewellwithmaxine

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca 

Tags: #health, #wellness, #weight, #noscale, #wellness, #nutrition, #wellbeing, #fitness, #healthyeating, #diet, #gratitude, #mindset, #detox

#107:  H.U.G. Hand Me Up Generational Wealth

On this week’s show Gary chats with friend and personal mentor Mathew Frederick.  Mathew has over 30 years experience in real estate investing, residential, multi-family, new family and now mentorship for new investors. He’s built 250 homes, 3 x 50 unit condo buildings, restaurants, wellness clinics, building a triplex in Belize, and more! He created a brand strategy called the H.U.G. strategy, that he wanted to share. They also chatted with Joint Ventures, how to find them and how to structure them, EVEN if you don’t have any money.

WHAT YOU’LL LEARN:

• * What is the H.U.G. strategy and how it can help
• * Why his brother handing a leather jacket down to Mathew inspired this strategy
• * What he’s learned in his 30 years of investing
• * Why he invests in the US, Alberta and the East Coast to ride out market specific downturns
• * The effect of racism on his belief system and how long it took to reprogram his beliefs
• * Why the sandwich generation has the income and money to invest in properties, but not the time to manage the property
• * How multigenerational investors can pool their resources to purchase and manage properties
• * How Gen X can JV with millennials or younger to manage the property
• * How the splits can be 50/50 or 60/40, and the cash flow can be directed to education, depending on the JV agreement
• * How to use investing to pay for post secondary education or private school
• * How older generations can qualify for mortgages, and younger might provide a downpayment or vice versa
• * Many people want to be investors, but can’t qualify
• * His unique formula that allows Doctors to invest and take days off
• * Why a coach or mentor can take you through the process
• * Why some people don’t use a mentor or coach
• * What is his hottest/favourite market
• * Why he’s adding a 3rd unit to rental properties
• * The BIGGEST mistake investors make according to Mathew
• * What timeframe should a new investor take action in
• * And MORE!

Mathew’s Bio

Mathew has 30 years of experience in real estate investing in residential, multi-family, new development & mentorship.  

While building 240 houses, and 3 50-unit condo buildings he founded a number of restaurants, wellness clinics, and a light manufacturing company.

Currently Mathew is building a 3 story triplex in Belize and coaching investors toward scaling-up their portfolio & considering multi-family.

Resources:

Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!- Robert T. Kiyosaki


Website/contact info for guest

Web: RCCSOL.COM

Facebook:  https://www.facebook.com/groups/3244429258965874/

Email: mathew.f@rccsol.com

Instagram: https://www.instagram.com/rccsol.investor/

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Tags: #investing, #property management, #mentor, #DIY, #investorlife, #learning, #lifestyle, #passiveincome, #richdadpoordad, #coaching,

Before this week’s show, Gary answers a question he’s getting a lot - is NOW the time to flip my property?

Gary chats this week with Kayla Andrade from OLW, Ontario Landlord Watch. A big topic discussed was COVID and can you evict tenants during these times; can the landlord move in; the owner sells the propter and the new owner wants to move in; the different forms used for eviction; Bill 184 and what was in it; cash for keys; and the landlord credit bureau! If you’re a new or potential investor this is a MUST listen!

WHAT YOU’LL LEARN:

• The correct procedure for evicting a tenant for owner occupation during covid times
• Why you must give tenants leaving one month credit
• How hearing dates for evictions are taking place
• Why Zoom landlord/tenant hearings are here to stay
• How OLW came to me after a municipality decided to make landlords responsible for delinquent tenant utility payments
• Why their biggest priority is the backlog in landlord/tenant board
• Why they want the Residential Tenancy Act needs to be overhauled
• Why tenant screening is incredibly important
• If you screen in good tenants, the LTB is of less concern
• Why non-payment of rent is the biggest issue why new investors avoid the market
• The landlord credit bureau helps landlords report tenant rent payments, and helps build tenant credit
• You can also report damage to rental units
• You can check with other landlords on the bureau about tenants as part of screening
• Why landlords must attempt payment arrangements with tenants before eviction
• You don’t need permission to record delinquent rent, but do need permission to report on time payments
• Making sure you do a routine maintenance check / inspection on your properties
• Why you have to use the standard lease for new rentals
• Why January 2022 will be rent increase day in Ontario!
• What is the N4 form and why you should use it
• What is the N11 and what is ‘cash for keys’?
• Mistakes landlords make
• Kayla’s biggest mistake!
• And MORE!

Kayla’s Bio

Kayla Andrade is a wife, a mother, a landlord and now, an advocate. She prefers actions with tangible results rather than sitting back and ignoring the issues. Ms. Andrade has a long record of successfully guiding local and provincial landlords through the many issues and policies and where many have taken notice of her motivation and skills in advocacy.

This strong commitment and dedication is how Ontario Landlords Watch was born, finally providing an avenue where Landlords could share their experiences and struggles. Over the years, this grassroots advocacy organization has built a solid foundation of supporters through their supportive services involving the rental housing market, the Residential Tenancies Act and the Landlord and Tenant Board legislation. This strong team has evolved to fight not only for the rights of Landlords but also for the plight of good Tenants and the heavily burdened Taxpayer. They seize every opportunity to meet with elected Officials, Taxpayers, Landlords and tenants to discuss solutions to the Housing Crisis.

Kayla began her endeavours at the young age of 18 where she purchased her first rental property. Since that time, she has become a seasoned landlord and expanded her rentals to include a 5 plex, 6 plex, 2 triplexes and a single family home - 18 doors in total. Her dream is to empower a team of Private Sector Housing Advocates in each city, to work together, to provide fair and balanced rules and regulations that benefit all members of society.

Website/contact info for guest

Web: http://ontariolandlordswatch.com/

Facebook Group: https://www.facebook.com/groups/818378618219840 

Facebook Public Page: https://www.facebook.com/OntarioLandlordsWatch
Email: action@investormeldave.com

Instagram: https://www.instagram.com/ontlandlordswatch

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca