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Real Talk With Gary - Real Estate Investing

Gary Hibbert is a Full Time Real Estate Investor, Licenced Real Estate Agent, achieving various Realtor awards and an Educator. In 2008, he purchased his first investment property and through hard work and dedication, left the regiment of the corporate world to become a Full Time Entrepreneur in 2014. Gary has helped hundreds of clients with creating a wealth strategy plan through public speaking, online webinars and even has his own podcast channel dedicated to inspire and educate anyone willing to change their mindset. He continues to play an active role in his community by attending corporate, private and school events to educate adults and especially children. Gary’s inspiration and hard work comes from his passion in helping others and wanting to make a difference in their lives. “Being able to design a lifestyle of your choice is not an easy feat, however, it’s attainable as long as you have passion and know what your ‘why’ is. “ - Gary Hibbert
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Now displaying: Page 6
Sep 23, 2021

#131: Adelaide & Renate Carriere - Never Too Young, Never Too Late

On this week’s show Gary chats with Adelaide Carriere and her grandmother Renate, who bought their first investment property together. This episode is for new investors, or those considering getting into it. If you’re 18 or 60, this show talks about the basics and fundamentals of investing, searching for a property, screening, property management and more! Adelaide started as the admin at Smart Home Choice, and became interested in becoming a real estate investor by asking a lot of questions, and deciding to invest at age 18!

WHAT YOU’LL LEARN:

  • How did Adelaide start out and become interested in real estate
  • The books she read at age 12, and books her grandmother read as well
  • Why they chose to invest together
  • How they researched for a property
  • Where they chose to invest
  • The issues with the property and maintenance
  • How they divide duties for joint ownership
  • The tenant screening process
  • Some of their favourite quotes
  • And MORE!

Adelaide’s Bio

Adelaide Carriere is a 20-year-old entrepreneur, real estate agent & real estate investor on a mission to lead with intent, inspire people, and innovate.

As a young girl, Adelaide loved to read books and would take any opportunity to learn from the people around her. At age 12, Adelaide picked up 2 books that would change how she saw the world & reshape her mindset. The Secret by Rhonda Byrne and Rich Dad, Poor Dad by Robert Kiyosaki taught her the importance of financial literacy and a positive mindset. After reading both books several times, Adelaide knew her purpose was something greater than she’d imagined but didn’t know where to start. 

Adelaide was accepted into university but decided to pursue real estate instead and completed the Humber Real Estate Salesperson program in 2021. Her initial interest in real estate began in March 2019 while employed at Smart Home Choice. One day Adelaide asked at what age she could begin investing and Gary revealed that she could start now if she wanted to. The conversation propelled her on a journey of determination to see if it was true that she could own property despite being young, financially unstable, and unable to qualify for a mortgage.

October 2019 while at an event featuring the world’s best motivational speaker, Les Brown, Adelaide was introduced to Mathew Frederick, a real estate investor with over 30 years of experience and many mentees. After a little persistence, Mathew agreed to mentor Adelaide as well.

With the support and encouragement of her mentors, Adelaide convinced her grandparents to take a chance and invest with her. Now, she and her grandmother Renate, are on a mission together to create generational wealth and encourage others to do the same. Their goals are to show people under 30 that they don’t necessarily need to follow what society says and should feel comfortable taking a chance, while showing people over 30 the importance of building generational wealth for their families.

 

In March 2020 during the Covid-19 pandemic, Adelaide & Renate partnered to purchase their first investment property in Pembroke, Ontario.

 

Renate Carriere was born in the Czech Republic and was 13 years old when her family immigrated to what they called “the land of opportunities,” bringing only a suitcase and being unable to speak the English language. As her family attempted to establish a new life in Canada, Renate watched how her parents purchased land near water to build a cottage, purchased their primary home, and then several rental properties. Renate saw it, but never knew HOW it was done.

Growing into a young and curious adult, she became an entrepreneur and this spirit followed Renate throughout her life. She’s had businesses from cleaning, pizza takeout, to owning a working farm.

Aside from her parents, Renate’s first experience investing in real estate began when she and her husband purchased land and built a home in Pickering, Ontario. The home consisted of one 2-level main unit, and 2 lower basement units one under the other (as the home was on a hill.)  After considering the benefits of her own previous real estate investment, she decided to take a chance (now 37 years later) and invest with Adelaide as she trusted that Adelaide had the knowledge and tools that could contribute to a successful partnership. Renate plans to grow their portfolio and educate the rest of her grandchildren on the benefits of real estate investing.

Website/contact info for guest

Instagram: callmeadey

Web: https://www.workwithadelaide.com

Resources:

The Secret

Rich Dad Poor Dad

This episode proudly sponsored by AGHI Home Inspections and Brian Daley.

Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years!

 

Contact http://www.bookahomeinspection.com  or call (416) 526-7482

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Sep 15, 2021

#130: Austin Yeh - How To Retire From Your 9-5 in Under 3 Years

On this week’s show Gary chats Austin Yeh, a young investor who has made great progress in under 3 years as an investor! He went from 1 property to 17 to 40 units in a short time, and has tried wholesaling, BRRRR, flips and many other strategies in his short career. He left is 9-5 and is now a ‘retired’ investor at age 26, instead of his 50’s as he originally planned! LOTS of fantastic advice and lessons learned in this do-not-miss episode!

WHAT YOU’LL LEARN:

  • How did Austin start out?
  • How much money had he saved to start investing
  • What important lessons did he learn along the way
  • Where and why he chose to buy his first property
  • A laundry list of mistakes he made - “I made every mistake in the book!”
  • Why YOU shouldn’t panic if you make a mistake
  • He acts instead of suffering ‘analysis paralysis’
  • His philosophy on “Cash for Keys”
  • How his RISE network helps its 6000 members
  • He now has a wholesaling business
  • His original plan for retiring
  • And MORE!

Austin’s Bio

Austin Yeh is a 26 year old real estate investor and entrepreneur. Since closing on his first property in October 2018, Austin has since grown his portfolio to over 40 units, founded one of the largest online real estate communities in Ontario (RISE Network) with over 5.5k members, and also retired from his full-time corporate job. He primarily focuses on the BRRRR strategy, joint ventureships, and raising private money to scale his portfolio.

More recently, Austin is focused into growing a 7-figure wholesaling business, called Ontario Property Deals, with his business partner. Currently they’re on track to surpass their goal in their first year of operation.

Website/contact info for guest

Instagram: https://www.instagram.com/austinyeh6/?hl=en Facebook: https://www.facebook.com/groups/340680876607406

Resources:

Brandon Turn the book on investing in rental properties

Fix & Flip

Renos To Riches

Rich Dad Poor Dad

This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you’re planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises., including a legal bill you didn’t expect.

Find them at: https://www.mcmurter.com

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Sep 9, 2021

#129: Brian Daley - Protecting Your Real Estate Investment For The Long Term

On this week’s show Gary chats with good friend and trusted home inspector for SmartHomeChoice, Brian Daley. Gary has personally been using Brian’s/AGHI services for over 10 years. AGHI helps investors make sure they are buying the best property for them, but also protecting their assets for the long term. Brian has personally built several homes and renovated others, so he has a detailed knowledge of the inner workings of properties. During this informative and fun conversation, Brian shares some information that even Gary was unaware of about home inspections!

WHAT YOU’LL LEARN:

 

  • Why the outside of a property is critical for investors
  • A review of vents, soffits, cracks, etc and their importance
  • What types of insulation might be in a home, and are any of them harmful
  • A discussion of mold and should you be afraid
  • Plumbing fixtures and piping and which ones are BANNED
  • What red flags you should be worried about
  • The home structure and its importance
  • What’s behind the wall?
  • And MORE!

Brian’s Bio

Brian Daley is the President of AGHI Inc. He brings over 35 years of practical experience in marketing, client relations, education, and communication skills to the Home Inspection business. AGHI has provided residential home inspection services to owners of new homes and re-sale home buyers throughout Ontario since 2002. He works with top producing real estate brokerages providing trusted service to their agents and clients.

Brian has developed and taught programs to Home Inspectors providing field training and practical communication skills training. In 2021 he launched an on-line course through his publisher Orderline designed to educate consumers, trades and designers about how to inspect a house. The credit course offers participants the perfect launch for starting a career in Home Inspection.

 

Brian has written the book “Guide to Home Inspectors” through his publisher Orderline and he has published numerous articles in local and national print media that provide sound advice to consumers on home related items and the home inspection process. 

Brian has appeared as host and guest expert on numerous home related television programs on both HGTV and Investigation Discovery and is recognized as an industry leader and innovator in the field of home inspections in Canada.

He is a Registered Home Inspector (RHI) member of the Provincial (OAHI) and National (CAPHI) Home Inspection associations.

Website/contact info for guest

Web: http://www.bookahomeinspection.com

Phone: (416) 526-7482

This episode proudly sponsored by BM Select - https://bmselect.ca

Are you looking to become a millionaire through real estate investing? Then BM Select is for you!

BM Select has helped more people become millionaires over the past 15 years than ANY OTHER mortgage broker in Canada!

BM Select focuses on working with Real Estate Investors who are looking to begin or expand their portfolio, as well as specializing in working with customers that are engaged with our host of Realtor contacts across Canada. At BM Select we offer strategic mortgage solutions with dedicated Agent Support along with leading-edge Underwriting and Fulfillment Services that allow you to sleep well knowing your mortgage transactions are being handled by top quality professionals.

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Sep 1, 2021

#128: Tax Strategies, Market Trends & The Life Of An Entrepreneur w/Daniel Dimanno

On this week’s show Gary chats with good friend and trusted accountant for SmartHomeChoice Daniel Dimanno. Daniel has experience in both the public and private accounting sectors, and has been assisting clients for many years. He counsels clients on business structure, tax strategies and good business practices that WON’T get you into trouble with tax authorities.

WHAT YOU’LL LEARN:

  • Whether you need to or should incorporate as a real estate investor
  • If you incorporate, is the corporation’s money YOUR money?
  • How to borrow money from your corporation?
  • How to and why you would sell your personal properties to your corporation
  • What about dividends and profits?
  • Why an accountant and bookkeeper are essential
  • How to put family members on payroll
  • Should you pay off your investment properties
  • The difference between renovations and repairs
  • What you CAN and CANNOT write-off
  • Inflation right now
  • CRA tax situations
  • Setting up your own business
  • And MORE!

Daniel’s Bio

Daniel DiManno holds a wealth of experience and knowledge developed through years of working in the business and financial market place. His experience includes positions held with one of Canada’s largest public accounting firms, where he worked with both large publicly traded companies and small to medium sized privately held businesses. He has experience both as a public and private accountant, working as an auditor and business advisor as well as holding accounting roles within the private sector.

Daniel also has experience as an investment advisor, focusing on wealth management under the guidance and mentorship of senior investment advisors from one of Canada’s top ranked investment banks.

Specialties: Business Consulting, Tax Compliance, Financial Statement Preparation, Review and Audit engagement services for Manufacturing, Distribution, Real estate, property management, retail, logistics and financial services businesses.

Website/contact info for guest

Daniel DiManno, CPA, CA  | Capstone LLP
Phone: 416-551-0760
email: daniel@capstonellp.ca
Website: capstonellp.ca

This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/

Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property.

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Aug 25, 2021

#127: (From The Archives) The Different Stages of Real Estate Investing w/Mathew Frederick

On this week’s show Gary chats with friend and longtime investor Mathew Frederick. Mathew has thrived in real estate in many ways, including new builds. He got his first property at age 19 (NINETEEN!) and continues to look out for deals. He’s a JV master, and in this podcast he shares many of his unique strategies for creating deals!

WHAT YOU’LL LEARN:

  • How Mathew bought his first investment property at the age of 19!
  • Why he believes commercial investors should residential, and residential should understand commercial
  • The different stages of investing and how you transition between them
  • How to create deals by understanding someone else’s pain point
  • The ‘art’ of the joint venture conversation
  • What he’s learned from single family, multi family and self storage investing
  • He’s bought land and become a developer
  • Mathew has also invested in many parts of the world including Belize
  • This podcast is for NEW and experienced investors looking to add some new tools and strategies to their skill set
  • And MORE!

Mathew’s Bio

At 19 years of age Mathew purchased his first investment property, and to this day still continues to look for deals.

“I speak to businesses, networking groups and associations on the how to create wealth through land development investing. As a Real Estate Investment facilitator, I have spoken to over 100,000 Canadians over the past 8 years about Lease Options, Tax Sales, Buy/Fix Sales, Foreclosures.

I help bring industry-leading expertise and judgment to each step in the real estate land development investing process.”

  • Specialties: Land Development Investing
  • Real Estate Investing
  • Author and TV Personality
  • Professional Speaker
  • Mentoring

Website/contact info for guest

Web: watermarkintl.ca 

LinkedIn: linkedin.com/in/mathewfrederick

Twitter: mathewfrederick

This episode proudly sponsored by AGHI Home Inspections and Brian Daley.

Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years!

Contact http://www.bookahomeinspection.com or call (416) 526-7482

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Aug 19, 2021

#126: Build Back Better - Real Estate Investing Forecast 2021

On this week’s show Gary chats with friend and longtime investor Frank Taylor. Frank purchases his first property during the  1987-1988 boom (just like 20/21), then the market crashed in 1990, leading to a recession. He’s being going strong since then, with no signs of slowing down!

He believes in buy and hold, and putting equity into his properties so that they are part of his retirement, and will be lasting assets for his children. Check below for all the great details of what you can learn!

WHAT YOU’LL LEARN:

  • How buying in a boom, like now, can still get you valuable assets
  • How he navigated the recession of 1990, during the first Gulf War
  • Why his first mortgage interest rates were 10 or 12%
  • Why the banks got more cautious during the recession and locked LOCs!
  • Why Frank believes that putting money into his assets is the way to go
  • Why Frank develops great relationships with owners on all sides of his investment properties
  • “Treat your tenants like gold, because they are your clients!”
  • Why you should under promise and over deliver
  • Why 50% of his clients that left real estate investing, called him back after leaving to get back in the game
  • Why Frank ALWAYS buys for cash flow -‘cash flow will always be the fundamental part of investing’
  • Why the current stress tests are designed to mimic a crash
  • Why Frank considers himself an historical restoration expert
  • Why his buildings lease quickly, and the tenant class is above average
  • Why he believes ‘the world is dying, and a green economy is required to save it’
  • And MORE!

Frank’s Bio

At 18 years of age I started my first company, CanClean, which specialized in commercial steam cleaning and restoration services throughout Toronto, Peel and Halton region. The company provided services to some of the largest commercial office space providers and several multi-residential rental asset firms as well as service calls for Leon’s Furniture, based from their Burlington location.

At 20, I began to invest in real estate for the future of my children's post secondary education and for retirement, purchasing older homes in Hamilton and converting them into duplexes and triplexes. I taught myself the ins and outs of total restoration as I engaged in rebuilding those properties. In 1992, having discovered that my true passion lay in the real estate, I divested from CanClean and became a licensed realtor who specialized in multi- residential and mixed-use commercial holdings. My business ranged widely, from single family flips to rebuilding older / historical multi-unit residential buildings of scale. Clients were able to take advantage of my background in reconstruction, as I offered project management services that included multiple million dollar restorations of many properties of distinction in Hamilton and Burlington. Over the span of 36 years as a multi-res / mixed use specialist, I was involved in the sale, acquisition, property management and full restorations of commercial and residential real estate worth hundreds of millions of dollars. 

I retired from organized real estate to open Frank Taylor Consulting Ltd in August 2020. 

Of course, my most rewarding job has been as a full-time father to three amazing adult children - Ryan, Sierra, and Mathison. I reside in downtown Toronto.

Website/contact info for guest

Web: https://www.franktaylorconsulting.ca 

Facebook: https://www.facebook.com/franktaylorconsulting

Instagram: https://www.instagram.com/frank.taylor.consulting 

This episode proudly sponsored by AGHI Home Inspections and Brian Daley.

Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years!

Contact http://www.bookahomeinspection.com or call (416) 526-7482

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Aug 12, 2021

#125: How It All Started - Christopher Hummel Interviews Gary

On this week’s show the tables are turned - Gary is interviewed by Chris Hummell! They dig deep into the past, how SHC started, and where it’s headed in the future! They talked about how Gary and Darlene started the business many years ago, and how Chris and Quinton joined the growing business.

WHAT YOU’LL LEARN:

  • * How SHC become one of the leading investor clubs
  • * Why Gary left a safe and secure 9-5 for the wilds of entrepreneurship
  • * The types of investing Gary tried
  • * Why he initially screened ALL his tenants
  • * Where SHC sees itself in the future
  • * Inflation and the future
  • * Market predictions
  • * What gets Gary out of bed
  • * Gary’s Morning routine
  • * What drives Gary and motivates him
  • * And MORE!

Chris & Gary’s Bio

Chris’s Bio

Chris has been investing in rental properties for near a decade.  He is a full time investor and a full time real estate agent.  Over this period Chris has contributed to various projects and has worked with some of the best in the industry.  Having won several real estate awards himself and being profiled in several RE Investment magazines and articles, he continues to contribute his knowledge and experience with web articles, videos, seminars and events.

Chris has a background in sales, public speaking and marketing. He prides himself on his people skills and aspires to teaching others how to achieve their financial goals through real estate investing and taking action. One of his personal goals is to mentor disadvantaged youth to show them that anybody can be successful and achieve their dreams. He has a family with two beautiful young children whom he adores and loves to spend time with.

Gary’s Bio

Gary Hibbert is a full-time Real Estate Investor, licensed and award-winning Real Estate Agent, Author, and Educator. In 2008, he made a decision that would be life-changing by purchasing his first investment property. Through hard work and dedication, Gary left the corporate world to become a full-time entrepreneur in 2014. Today, not only does he have a remarkable Real Estate Investing Portfolio and successful businesses, Gary continually inspires the same change that transformed his life, into others.

In the beginning, Gary lived pay cheque to pay cheque as many others do. He had been accustomed to the reality that at the end of the month, there was more month than money. Realizing that there must be another way to make ends meet, he became determined to educate himself and make a change. However, at that point, he hadn’t yet realized that by changing his own life, it would enable him to help 100’s of future investors to their path to finding financial freedom. In 2010, Gary launched Smart Home Choice, a company dedicated to educating new and experienced investors through a focus on SMART goals in order to allow them to make informed decisions in their investing strategies. Currently, Smart Home Choice is one of Durham Region’s largest groups of Real Estate Investors and although the company is continually growing, it offers networking, mentoring, and self-improvement opportunities to its members.

In addition to Smart Home Choice, Gary is the owner of a private investment company called Deep Pockets and most recently has joined in a partnership of ownership of a real estate brokerage; Our Neighbourhood Realty. Gary attributes his success to his focus on improving his mindset, rather than improving his skillset and most importantly discovering his “why”. He is also dedicated to helping others realize their “why”, because that is the realization that led Gary to where he is today.

“Being able to design a lifestyle of your choice is not an easy feat, however it’s attainable as long as you have passion and know what your ‘why’ is”. - Gary Hibbert

Website/contact info for guest

Web: http://SmartHomeChoice.ca

Instagram: https://www.instagram.com/smarthomechoiceinc/

This episode proudly sponsored by AGHI Home Inspections and Brian Daley.

Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years!

Contact http://www.bookahomeinspection.com or call (416) 526-7482

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Aug 4, 2021

#124: The Last 8%: Why Avoiding The Difficult Is Keeping You Stuck w/Dr. JP Pawliw-Fry

On this week’s show Gary chats with New York Times bestselling author Dr. JP Pawliw-Fry. He’s consulted with large corporations such as IBM, Sony, Goldman Sachs, has coached Olympic, NBA and  NFL athletes! JP also hosts his own podcast called The Last 8%, and Gary highly recommends it. He explains his BIG strategy, his book club and the value of mindfulness!

WHAT YOU’LL LEARN:

  • The power of meditation and how to properly do it
  • How self awareness translates into success
  • Are your thoughts REALLY yours?
  • How JP has helped world class athletes banish self- doubting voices in your head
  • The role of isolation in the past year and how to cope with the fallout
  • How to live a more courageous life
  • How emotions keep us up at night
  • The more we practice mindfulness the more we see there’s us and our thoughts
  • The more space between you and your thoughts leads you to “I don’t need to believe every thought!”
  • His morning routine to avoid burnout and setting your day up for success!
  • And MORE!

JP’s Bio

New York Times bestselling author Dr. JP Pawliw-Fry taught at a world class business school (Kellogg), has been an award-winning entrepreneur (Profit Magazine’s Fastest growing companies), and works with Olympic and NFL and NBA teams and many of the world’s top organizations such as Rolls Royce, Goldman Sachs, IBM, Johnson Controls, Airbus, BMW, Intel to perform and lead under pressure. His organization surveys over 40,000 people a year offers practical tools to help be better in your most difficult moments, what are known as Last 8% situations.

 

Website/contact info for guest

 

Web: https://last8percent.com/pages/academy

Facebook: https://www.facebook.com/last8project

Instagram: https://www.instagram.com/last8percent/

Resources: Performing Under Pressure - Dr. JP Pawliw-Fry

This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/

Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property.

 

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Jul 29, 2021

#123: Pitfalls & Mistakes Lawyers Can Save You From w/Brian McMurter

On this week’s show Gary chats with good friend and Gary’s personal real estate lawyer for many years, Brian McMurter. He’s been in the business for 40 years, and June 2021 was his busiest month, EVER! He says everyone he’s ever known AND their children seem to be buying or selling right now! He’s built a solid team of professionals to help assist home buyers and sellers protect their interests and assets, for likely one of the biggest financial transactions of their lives. They had a wide-ranging discussion about current situations, and plain advice that never grows old.

WHAT YOU’LL LEARN:

  • Do you even NEED a lawyer to close a property in Ontario
  • Should you close a property in your own name, a corporation or a 3-tiered corp?
  • Who does the lawyer represent - you, the bank or both?
  • What types of delays happen upon closing, and how they affect many other properties down the line
  • Types of clauses and buyer protection YOU should be adding into real estate contracts
  • Types of clauses Brian thinks should be added
  • Challenges and rewards of private lending
  • How the pandemic has changed how McMurter does business
  • How personal marijuana growth at home is affected
  • Brian’s opinions on future market conditions
  • And MORE!

Brian’s Bio

Brian C. McMurter is a Whitby-based lawyer, specializing in Real Estate and Wills & Estates and also providing Notary services, having come to law following an extremely successful career in the banking industry.

With firm roots in the Durham Region in Ontario, Brian’s client base extends from Scarborough through to Clarington, and all the cities in between (Pickering/Ajax, Whitby, Oshawa, Bowmanville, Newcastle). Brian’s policy of “No Surprises” has made him a popular choice among residents and real estate professionals alike.

He actively supports his community as a member of the Chamber of Commerce, participates in the Durham Networking Association, and is a frequent speaker in the community on topics relating to real estate and wills.

Website/contact info for guest

Web: https://www.mcmurter.com

Facebook: https://www.facebook.com/Brian-C-McMurter-208879189123996

This episode proudly sponsored by AGHI Home Inspections and Brian Daley.

Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years!

Contact http://www.bookahomeinspection.com or call (416) 526-7482

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Jul 22, 2021

#122 (Archives): Self Made Confessions w/Stefan Aarnio

In this archive episode, Gary spoke in 2017 with the late Stefan Aarnio, who was a real estate investor with many years of experience.  Stefan had flipped thousands of properties, but also had experience with currency investing, is a historical and current currency expert, and award winning entrepreneur & a published author. Stefan always spoke with no filter, and whatever he was thinking usually came out. Stefan’s main motto was ‘Respect The Grind’.

What you'll learn

  • How Gary worked through a traumatic life event
  • Bubble in 2017
  • Market in 2018
  • Best strategy for beginning investors
  • Bitcoin
  • Avoid analysis paralysis
  • Why Stefan mentors people to choose a flip for their first few investments rather than buy & hold
  • And MORE!

Bio

Stefan Aarnio is an Award-Winning real estate Investor, Entrepreneur, Author and winner of the 2014 Rich Dad International Hall of Fame award. Starting with only $1200, Stefan has built a Multi-Million Dollar portfolio for himself and his partners and has been recognized on The Self-Made List.

Stefan runs a Podcast called “Respect The Grind” which is a series of interviews with elite people in various industries. The interviews are all about how it takes 10 years and 10 000 hours to achieve mastery in any practice and industry, and you must respect the grind!

Website/contact info for guest

Amazon: https://www.amazon.ca/s?k=stefan+aarnio&i=stripbooks&ref=nb_sb_noss 

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Jul 14, 2021

#121: Daniel Patton - Mortgages, The Middle Class & the Life of an Entrepreneur

On this week’s show Gary chats with good friend Daniel Patton, cofounder of BM Select mortgage broker. He and his lifelong friend Dave Butler started in the mortgage business before Daniel knew what a mortgage was! Their award winning business has helped thousands of people buy investment properties, while growing the business at a record breaking pace. What has Daniel learned over the years that benefits his clients?

WHAT YOU’LL LEARN:

  • How Daniel and Dave Butler started in the mortgage business, which is BM select
  • Why he got into mortgages, even though he didn’t know what a mortgage was
  • Some of the mistakes they made along the way
  • The hardest part of the RE transaction
  • Interest rates and where they are going
  • Inflation
  • Market predictions
  • Joint ventures and what the banks don’t like to see
  • What the middle class don’t see coming
  • Private lending
  • The pivotal point that brought Daniel to where he is today
  • The role of leadership, and how he transitioned into one
  • Mortgage structures, debt ratios and tax implications
  • Refinancing
  • Why being debt free and mortgage free is good, but what is your money doing for you?
  • What ‘smart’ money is doing these days
  • And MORE!

Daniel’s Bio

After graduating college with high honors, Daniel Patton teamed up with his childhood friend Dave Butler and in 2004 they began their careers together in the mortgage business. After winning the "National Rookie of The Year award" in their first year as Mortgage Agents they quickly translated that success into growing a Top 5 ranked team at Mortgage Intelligence where they started. 

In 2011 they formed Butler Mortgage. Daniel specializes in Mortgages for real estate investors and clients looking for long-term strategic planning.  He routinely ranks amongst the top 20 mortgage agents in Canada (as per CMP magazine), and his team was responsible for funding over $400,000,000.00 in mortgage volume in 2019 and $503,000,000.00 in 2020.

Website/contact info for guest

Web: https://bmselect.ca

Instagram: @BMSelect

Facebook: https://www.facebook.com/BMSelect

This episode proudly sponsored by BM Select - https://bmselect.ca

Are you looking to become a millionaire through real estate investing? Then BM Select is for you!

BM Select has helped more people become millionaires over the past 15 years than ANY OTHER mortgage broker in Canada!

BM Select focuses on working with Real Estate Investors who are looking to begin or expand their portfolio, as well as specializing in working with customers that are engaged with our host of Realtor contacts across Canada. At BM Select we offer strategic mortgage solutions with dedicated Agent Support along with leading-edge Underwriting and Fulfillment Services that allow you to sleep well knowing your mortgage transactions are being handled by top quality professionals.

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Jul 8, 2021

#120:  Health & Wellness Under Any Circumstances w/ Dr. Du La, ND

On this week’s show Gary chats with Dr. Du La, a Toronto-based Naturopathic Doctor registered in Traditional Chinese medicine, where naturopathic care treats the entire person, not just the symptom they are complaining about. Dr. La’s parents instilled in her a hard work ethic, and since she grew up in a family with not much money, her parents got creative in putting healthy food on their table.

WHAT YOU’LL LEARN:

  • Why it doesn’t take a lot of money to eat well
  • Why Naturopathic doctors believe the body has an innate ability to heal itself
  • When it can’t, they use natural therapies to supplement the immune system
  • Why NDs don’t apply ‘band aid’ solutions, but targeted therapies to get to the root cause
  • Then root cause of many health issues today
  • How meditation can help get rid of ‘monkey brain’
  • How mindfulness can help keep distracting thoughts away
  • The role of mindset and why it’s 90% important
  • What are Dr. La’s ‘non-negotiables’
  • How self talk should be conscientious, not perfect
  • How her practice changed during the pandemic, including acupuncture
  • What are the 5 pillars - sleep, movement, nutrition, mindset, community and how they work
  • Traditional Chinese energy meridians
  • What is the ‘blue zone’ and why some people live longer than others
  • And MORE!

Dr. La’s Bio

Du (Yo) La is a Toronto-based naturopathic doctor, registered traditional Chinese Medicine doctor and acupuncturist and an experienced birth doula. She is a co-founder and co-owner of Toronto Centre for Naturopathic Medicine established in 2004, a multi- disciplinary wellness clinic located in her home, in Riverdale, Toronto. She is a mom to two young girls (aged 9 and 12), an avid runner, nature enthusiast, conservationist and enjoys travel and cooking.

Website/contact info for guest

Web: www.torontonaturopathicmedicine.ca

Instagram: www.instagram.com/dula.nd/

Facebook: //www.facebook.com/DrDuLa.ND

This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/

Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property.

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Jul 1, 2021

#119: Are You Richer Than You Think w/ Jordan Bress

On this week’s show Gary chats with Jordan Bress from Scotiabank, Senior Managers of Sales for Durham Region. Many SmartHomeChoice investors have had their properties mortgaged by Scotia, and with their rental program, they will allow up to 10 properties to be mortgaged, including your primary residence! They talked about corporations and mortgages, ‘drive til you qualify’, his view on the market, and MUCH more!

WHAT YOU’LL LEARN:

  • Why you may have to ‘drive til you qualify’
  • Corporations and mortgages
  • Jordan and Scotiabank’s roadmap view of the market in the next 6, 12 and 18 months
  • What Jordan thinks about mortgage rates
  • The stress test and the impact
  • Interest rates
  • How appraisals are working in COVID
  • The programs Scotia offers for first time buyers and why they are unique
  • Jordan’s morning routine
  • And MORE!

Jordan’s Bio

Jordan has held several senior roles including Senior Manager Business and Personal for Royal bank managing 250 relationships during his tenure in the role.

In 2010 Jordan accepted the role as Senior Relationship Manager for Ontario North and East for Public Sector with RBC. He was responsible for managing clients such as Municipalities, Hospitals, Universities, and Colleges etc.  He also managed Request for Proposals ( RFP ) responses during this time. Managing a book of 500 Million in assets and lending requirements.

In 2015 Jordan joined Scotiabank as the Senior Manager of sales for Durham Region, managing a team of Mortgage specialists. In 2016 Jordan assumed the Ontario Central East region to align with his Durham territory. In 2017 he was awarded the Achiever trip Nationally for Senior Manager of Sales.

Jordan resides in Lindsay Ontario with his wife Morgan and his two daughters Olivia, Avery and Hudson

Website/contact info for guest

Web: http://scotiabank.com
Email: Jordan.bress@scotiabank.com
Phone: 289-928-9146

This episode proudly sponsored by AGHI Home Inspections and Brian Daley. Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years!

Contact http://www.bookahomeinspection.com or call (416) 526-7482

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Jun 24, 2021

#118:  Covering All Your Bases With Property Insurance w/ Todd O’Donnell

On this week’s show Gary chats with Todd O’Donnell from Desjardins Insurance. Gary has most of his insurance needs covered by Todd and his team - car, home, investment properties and yet this was the first time they had met face to face! They touched on replacement cost vs. Resale prices; whether you *need* home insurance in Canada, and many more things!

WHAT YOU’LL LEARN:

  • Replacement costs vs. Resale prices, why the difference?
  • What to do when tenants leave with your insurance to make sure you’re covered
  • Do you need to let your insurer know if you go from single family to multi unit?
  • What to do if you are in the middle or about to start a renovation
  • Do your rates go up with making claims?
  • Umbrella insurance, what it is and how you use it
  • Flood protection and premiums
  • Content insurance for tenants, can you demand it or force them to have it
  • Cottage insurance and coverages
  • Do you *need* home insurance in Canada, and the answer may surprise you!
  • Why you should drive by your property every month, and enter the property every 3 months
  • Mindset of being an entrepreneur
  • And MORE!

Todd’s Bio

With two offices in Ontario, Todd and his team of 12 have over 60 years of combined experience in the insurance industry. His offices offer home, auto, investment property, business and life and health insurance products.

Todd lives in Kitchener and is supported by his amazing wife Tara and two teenage boys, Ryan & Cole.

Website/contact info for guest

Facebook: https://www.facebook.com/InsuranceTodd

Instagram: https://www.instagram.com/insurance_todd/

Web: www.insurancetodd.com

Resources:

This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca

If you’re look to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.

As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses.

To find out more, visit the website or email hello@deep-pockets.ca

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Jun 17, 2021

#117:  Free & Clear: How To Make $100K yearly w/ Russell Westcott

On this week’s show Gary chats with real estate investor Russell Westcott, an early mentor of Gary’s, partially due to his energy, excitement and confidence when speaking in front of large crowds at RE events! They touched on Russell’s story that he’s never told; the importance of looking after yourself; Russell’s battle with depression; market cycles and MORE, in this not-to-be-missed fun and informative UNSCRIPTED chat!

WHAT YOU’LL LEARN:

  • Russell’s story that he’s NEVER shared before
  • Russell’s battle with depression and how he got himself out
  • The importance of looking after yourself
  • Market cycles and what YOU need to be careful of
  • “Free & Clear” - make $90,000 - $100,000 a year
  • How to find a good mentor
  • “Sometimes you have to chisel your gifts out of you”
  • How watching Robert Kyosaki on Oprah at age 30 started him down the path when he was lost
  • The TWO pivotal moments in high school that changed his outlook
  • “If you’ve had a blessed life, you need to be a blessing to others.”
  • And MORE!

Russell’s Bio

Helping Real Estate Investors start, grow & scale the Real Estate portfolio of their dreams.

Russell’s presentations have been called passionate, entertaining, educational, and inspirational. At his core, he is a teacher, a master communicator, and has moved more than 250,000 people with his books, audio programs, YouTube videos, online & offline presentations, interviews, and podcasts.

He has built his first million-dollar real estate portfolio within his first year of leaping real estate investing and continues to expand and manage his real estate portfolio.

Russell has co-authored two best-selling Canadian real estate books; 97 Tips for Canadian

Real Estate Investors and Joint Ventures: The Canadian Investors Guide to Raising Money and Getting Deals Done.

Website/contact info for guest

Facebook: httpwww.facebook.com/RussellAllenWestcott/
Instagram: https://www.instagram.com/russellwestcott/
Web: www.russellwestcott.com
YouTube: https://www.youtube.com/russellwestcott
Podcast: https://russellwestcott.podbean.com/ 

Resources:

Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!

Real Estate Joint Ventures: The Canadian Investor's Guide to Raising Money and Getting Deals Done - Russell Westcott

The 5 Second Rule - Mel Robbins

This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you’re planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises., including a legal bill you didn’t expect. Find them at: https://www.mcmurter.com

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Jun 9, 2021

#116:  Take Bold Steps, Follow Big Money w/ Todor Yordanov

On this week’s show Gary chats with Todor Yordanov, someone Gary looked up to when he first got into investing, and met at the Real Estate Investor Forum. Todor already had his own investor club, but took great interest in what Gary and Darlene were doing. They’ve had many conversations over the years, and his insights into many things make for an educational listen.

WHAT YOU’LL LEARN:

  • Why you can “NEVER outsave the real estate market!”
  • What are Todor’s insights into inflation
  • His thoughts on the printing of money
  • Where Todor thinks the market is going
  • What’s happening in the condo market, both for rentals and sales, especially in downtown Toronto
  • They touch on conspiracy theories and the great reset
  • The role of AI (artificial intelligence) and what role it will play in RE investing
  • Bitcoin
  • Canada as a whole, and how we compare to the world according to Todor
  • People who are always successful adapt the fastest, because change is inevitable
  • Real Estate is always a good investment as it’s one of the basic needs
  • Real estate investing gives Todor the lifestyle he wants, when we he travel again
  • Has he bought any properties in any location he travels to
  • Why you can be more aggressive with investing when younger, and transition into asset protection
  • And MORE!

Todor’s Bio

Todor started investing in real Estate few years after coming to Canada. His first purchase was a 2 units in-row townhouse in Toronto at Parliament and Richmond in 1995. What follows is a journey of hard work, many trials and errors through setting up property management company, renovations company, multiple properties purchases in different areas in GTA and eventually focusing on new construction condos and home in downtown and around GTA.

An avid student of business and trends, Todor keeps close relationships with the big builders as an insight to where BIG Money is invested and where the trends are moving to and delivers intel and profitable opportunities to his clients.

Website/contact info for guest

Facebook: https://www.facebook.com/todor.yordanov.real.estate

Instagram: https://www.instagram.com/insider_condo_access/

Web: InsiderCondoAccess.com

Resources:

The Snowball: Warren Buffett and the Business of Life

Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!

This episode proudly sponsored by BM Select - https://bmselect.ca

Are you looking to become a millionaire through real estate investing? Then BM Select is for you!

BM Select has helped more people become millionaires over the past 15 years than ANY OTHER mortgage broker in Canada!

BM Select focuses on working with Real Estate Investors who are looking to begin or expand their portfolio, as well as specializing in working with customers that are engaged with our host of Realtor contacts across Canada. At BM Select we offer strategic mortgage solutions with dedicated Agent Support along with leading-edge Underwriting and Fulfillment Services that allow you to sleep well knowing your mortgage transactions are being handled by top quality professionals.

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Tags: #real estate, #property, #suites, #garden suites, #secondary unit, #permit, #build, #design, #investing, #refinance,

Jun 2, 2021

#115:  How The Middle Class Could Lose Everything w/ Marcin Drozdz

On this week’s show Gary chats with Marcin Drozdz, an investor Gary first met while still working at TD. Marcin was talking about raising millions of dollars even back then, which piqued Gary’s curiosity. In this podcast, they chatted about raising money as Marcin is an expert at that; the market and where big money is moving; the ‘easy’ method, is inflation here or is it coming soon and more!

WHAT YOU’LL LEARN:

  • What is stagflation, and can it happen in Canada?
  • What is the ‘easy’ method that Marcin uses?
  • His methods for raising MILLIONS of dollars for investment
  • Where is the ‘big money’ moving to
  • What you should be doing RIGHT NOW as an investor
  • What is the tax on the middle class that they cannot see
  • Why governments don’t want inflation
  • The advantage government has for paying off debt
  • Why hard assets can help you survive crashes
  • Why hard assets are better than cash - FIAT currencies
  • And MORE!

Marcin’s Bio

Marcin is an active real estate investor and a partner on a several hundred unit portfolio in the US. He got his start in real estate through Private Equity and has sourced over $250,000,000 for several business ventures. Marcin is the creator of The Infinite Cash Flow System based on his 15 years of experience in creating wealth through cash flow real estate. When he’s not working with investors or mentoring students he enjoys inspiring entrepreneurs, business owners, and those just starting to explore living life on their own terms. Outside of real estate, Marcin is the host of the Podcast “The Game”. A platform where he interviews some of the top minds in business, sports, and life.

Website/contact info for guest

Facebook: https://www.facebook.com/realmarcindrozdz

Instagram: https://www.instagram.com/realmarcindrozdz/

Web: www.marcindrozdz.com

This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/

Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property.

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

May 26, 2021

#114:  Garden Suites: The Future of RE Investing w/ Ronald De Coteau

On this week’s show Gary chats with Ronald De Coteau, founder and President of Property Pathways Inc. They dug deep into Garden Suites, a new-ish way of having tenants or family live close, but independently. It is the future real estate. With the pandemic, many people are looking at maximizing their real estate investments, and getting the best use.

WHAT YOU’LL LEARN:

  • What is a garden suite (SDU - Secondary Dwelling Unit) and is it permanent?
  • The legal ramifications of a garden suite
  • Do different municipalities have different laws and rules?
  • The costs of creating one
  • Do the numbers work?
  • Bill 108 and garden suites
  • How are separate utilities (hydro, gas, etc) handled
  • Why the provincial government started pushing municipal governments to explore unconventional rental housing
  • How big of a lot do you need to do this?
  • How much of my lot can I use for this?
  • How many units can be created
  • Are there different configurations of garden suites?
  • Apartment buildings take YEARS from planning to completion, garden suites can be build much faster
  • And MORE!

Ronald’s Bio

Ronald is the founder and president of Property Pathways and delivers on his promise to pioneer an enriched design and construction experience for real estate investors.

He started investing in real estate in 2016 and was surprisingly challenged to find a design or contractor that could explain the legal process of secondary suite renovations. He set out to become the subject matter expert and a valuable resource to real estate investors throughout Ontario.

By leveraging his education and experience gained in the commercial construction sector, he created a hybrid service specific to real estate investors, who focus on the creation of long term wealth by buying and holding or BRRR real estate.

He works with real estate investors and their realtors to identify Suite-Able properties and has the battle scars and relationships in municipalities throughout Ontario, to prove it. Navigating the bylaw and building code requirements for a legal secondary suite bridges the gap and creates a pathway between the problems associated with converting properties and the profit that awaits the investors.

Our service is predicated on the belief that the building permitting process for real estate investors should be uniquely tailored and we achieve this through our four-phase design process that produces the detailed and easy to interpret permit drawings for a worry free construction process.

Website/contact info for guest

Facebook: https://www.facebook.com/propertypathways

Instagram: https://www.instagram.com/propertypathways

Web: www.propertypathways.ca

Email: accounts@propertypathways.ca

This episode proudly sponsored by AGHI Home Inspections and Brian Daley. Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years!

Contact http://www.bookahomeinspection.com or call (416) 526-7482

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

May 20, 2021

#113:  Millionaire Mindset w/ Shawn Rea

On this week’s show Gary chats with Shawn Rea, real estate investor, realtor and father of 3. Shawn shares his journey towards real estate investing; travelling to Belize during COVID, and building many new homes; how he got into house hacking, and finally how relatives and friends questioned his decision to sell his primary residence to finance a duplex!

WHAT YOU’LL LEARN:

  • What Shawn wrote on a piece of paper a few years ago that changed his life
  • The book that also changed his life
  • How friends and family questioned his decision to buy a duplex and live with strangers
  • How to find Joint Ventures
  • What is the *right* joint venture
  • Buying and building properties in Belize
  • What was involved with travelling to Belize during the pandemic
  • What are the ‘golden handcuffs’ and how it relates to freedom
  • He was working overtime and working more, but taking home less
  • What it was like to buy and live with someone else in a Duplex
  • Why he was broke and needed to get 2 secondary jobs
  • Shawn’s opinion of mindset
  • How he hacked his house
  • Why he’s had a ‘mini retirement’ from his 9-5 and why he’ll likely go back to his 9-5!
  • And MORE!

Shawn’s Bio

Father of 3

Real Estate Investor

Realtor

Website/contact info for guest

Instagram: https://www.facebook.com/shawn.rea

Facebook: https://www.instagram.com/shawnrea

Web: https://reaig.com/ 

Resources:

Rich Dad Poor Dad - Robert Kiyosaki

This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you’re planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises., including a legal bill you didn’t expect. Find them at: https://www.mcmurter.com

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

May 13, 2021

#112:  Redefining Success During Covid

On this week’s show Gary chats with investor, philanthropist, author and Dragon’s Den alumnus. He has built extensive holdings in the power generation, hydrocarbon production, real estate development, cannabis, agriculture, sports and entertainment industries, and he shares his insights on how covid has impacted life for investors. They also touch on Brett’s health issues, especially his cancer battle numerous times, and what he learned from it. He shares his number 1 golden rule in life, and how we get back to some sort of normalcy.

WHAT YOU’LL LEARN:

  • The SIX priorities are important to him in life
  • Why marketing is completely overlooked as a skill or discipline
  • His views on masks, lockdowns and vaccinations
  • What is ’essential’?
  • Why all his businesses are COVID compliance
  • What he learned from his 3 dances with cancer
  • What is work/life balance for Brett - the more he worked, the more he made, the more he worked
  • His family relationships suffered
  • Why his book should have been subtitled - Redefining Success - In A Wealth Obsessed World
  • Why his daughter asked ‘Why can’t we define success by the size of the smile?’
  • Brett’s opinion on ‘How much is enough’ - Musk, Bezos, etc
  • Why education is important - ‘you have to better yourself’
  • “If wealth is all you care about, don’t worry about your health, don’t worry about your family, just chase wealth” (sarcasm)
  • Why the study of entrepreneurship is so valuable
  • Why charity is a huge part of his ‘business’
  • ‘A good business that is marketed well uses community as its point of engagement’
  • And MORE!

Brett’s Bio

Father, Entrepreneur & Philanthropist

W. Brett Wilson is best known as a “Dragon Emeritus” from 3 seasons on CBC’s hit reality TV show Dragons’ Den. He has built extensive holdings in the power generation, hydrocarbon production, real estate development, cannabis, agriculture, sports and entertainment industries.  

His business and philanthropic leadership have brought him considerable recognition including the Order of Canada (2011) and the Saskatchewan Order of Merit (2012).  Brett continues to simplify and organize his life to focus on what is most important - his family, friends and health.  

His  semi-autobiography “Redefining Success: Still Making Mistakes” is an all-time best selling business book in Canada.

Website/contact info for guest

Instagram: http://instagram/wbrettwilson

Facebook: https://www.facebook.com/WBrettWilsonFan

Resources:

Redefining Success: Still Making Mistakes - W. Brett Wilson

This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca

If you’re look to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.

As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses.

To find out more, visit the website or email hello@deep-pockets.ca

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

May 5, 2021

#111:  Drugs, Crime & Real Estate Investing

On this week’s show Gary chats Edward Fajardo, an investor on the path to greatness, it was an inspiring and sometimes dark conversation. Growing up in Parkdale, Edward was exposed to crime, drugs and a seemingly hopeless future, but got himself out, after using and selling drugs, robbing others, etc. He eventually turned to RE investing, but made a ton of rookie mistakes. This is a story that shows you can start no matter where you came from, or where you are in your life, it’s a matter of CHOICE. Edward still has his 9-5 job, and wanted to share his story about his beginnings in real estate.

WHAT YOU’LL LEARN:

  • How your CHOICES can radically change your life, no matter how old you are
  • His early lifestyle was not about ego, but simply survival
  • Some have said 90% mindset and 10% skills
  • Cory McKinnon said 70% mindset, 20% environment, 10% skill set
  • How Edward’s two lives were colliding - personal and work
  • He describes himself as a ‘functioning’ addict
  • How he realized if he didn’t stop drugs he’d lose everything
  • He began a path of self discovery - how where he came from influenced him, but it was NOT his future, and it began with the Joe Rogan podcast
  • He then began listening to health and wellness podcasts, then RE podcasts
  • He went broke from RE investing initially and then got into debt again
  • Why he got a SECOND job to pay debt off, to WORK MORE TO PAY OFF THE BILLS
  • Working weekends, nights, not seeing his family
  • When a coworker mentioned investing for passive income with none of her own money, Edward was interested!
  • His first property was buy/hold with tenants in place
  • Why reserves are important on new buys
  • Tenants didn’t pay rent
  • Why he hired a property manager after 3 months
  • Why he moved to the BRRRR strategy
  • And MORE!

Edward’s Bio

Edward has goals and aspirations of changing the trajectory of his family’s legacy. As a second-generation Filipino-Canadian born in Parkdale, Toronto Ontario he struggles with self-limiting beliefs of identity and worthiness. Faced with environmental conditions that are more suitable for a life of drugs and crime, Edward battled addiction and perceived feelings of inadequacies.

It wasn’t until his environment changed did he understand that his learnt behaviour was not permanent. This led him on a path of personal-development and a self-directed learning approach. Fast forward to present, with his new understanding of good debt vs bad debt, assets vs liabilities, Edward has carved a niche for himself as a self-proclaimed ‘late bloomer’. He is utilizing the powerful tools of real estate investing alongside his new skillset of trading Stock Options to engineer his lifestyle.

Scaling his real estate portfolio through personal and joint ventures partnerships, Edward uses a combination of BRRRR and buy and hold strategies to help others create generational wealth and improve ROT (return on time).

Website/contact info for guest

Instagram: http://instagram.com/edwardjfajardo

Email: Edward.Fajardo21@gmail.com

Resources:

Rich Dad Poor Dad - Robert Kiyosaki

Think & Grow Rich - Napoleon Hill

7 Habits of Highly Effective People - Steven R. Covey

This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/

Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property.

 

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

 

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Apr 29, 2021

#110:  Straight From The Streets

On this week’s show Gary chats with his partners Quinton Cordick and Christopher Hummell about their journeys as real estate agents and investors. They’ve had a lot of fun building up SmartHomeChoice to be able to serve thousands of investors build their portfolios, while making the process as stress-free as possible. They talked about the market and what’s happening on the streets, as the headlines in the media don’t always tell the complete story. Who’s driving the market - experienced investors, new investors? They also discussed where to invest - Peterborough, outside of Peterborough…

WHAT YOU’LL LEARN:

  • Why comparable listings from months back are basically useless these days because the market is moving so quickly
  • Why some houses are receiving multiple offers and some aren’t
  • Is every house these days appraising at its value
  • Why you shouldn’t worry these days if houses are on the market for 2 weeks
  • Will the 10% month over month growth continue
  • Why it’s harder to predict what a property will close at
  • Why Quinton and Chris are calling agents to check what owners want for a property, before showing it and preparing offers, to not waste their clients’ time
  • Some properties are being listed at a price, but the owner wants double
  • Why an agent that works in the area is way more effective than of market agents
  • It doesn’t matter if we are at the peak of the market, if the numbers make sense
  • Why they respect the client’s comfort level
  • What type of properties are being purchased now
  • Anything in the news is ‘news’, it’s not what’s happening now
  • Where are the opportunities now - Peterborough, further afield?
  • Why there will ALWAYS be renters 
  • And MORE!

Quinton’s Bio

Quinton is an established Real Estate agent with 10+ years of solid experience. He recognizes every real estate transaction is a major financial event in his client’s lives. He prides himself on careful attention to each client’s unique set of needs by delivering the services required to fully represent his clients with honesty and integrity. After graduating from York University with a Bachelor’s degree in Mass Communications, Quinton went on to work in the field of Communications. It is there where he honed his interpersonal and communication skills which he has carried forward into the world of real estate and investments. Quinton enjoys staying active through playing baseball and basketball. He is also a dedicated husband and father to his two children.

Christopher’s Bio

Chris has been investing in rental properties for near a decade.  He is a full time investor and a full time real estate agent.  Over this period Chris has contributed to various projects and has worked with some of the best in the industry.  Having won several real estate awards himself and being profiled in several RE Investment magazines and articles, he continues to contribute his knowledge and experience with web articles, videos, seminars and events.

Chris has a background in sales, public speaking and marketing. He prides himself on his people skills and aspires to teaching others how to achieve their financial goals through real estate investing and taking action. One of his personal goals is to mentor disadvantaged youth to show them that anybody can be successful and achieve their dreams. He has a family with two beautiful young children whom he adores and loves to spend time with.

Website/contact info for guests

Web: https://smarthomechoice.ca/ourteam/

Facebook: https://www.facebook.com/smarthomechoice

Instagram: http://www.instagram.com/smarthomechoiceinc

This episode proudly sponsored by AGHI Home Inspections and Brian Daley. Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years!

Contact http://www.bookahomeinspection.com or call (416) 526-7482

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Tags: #peterborough, #investing, #real estate, #success, #entrepreneur, #joint ventures, #market, #intention, #gratitude, #mindset, #garden suites, #Ontario,

Apr 21, 2021

#109:  The Intimacy of Real Estate Investing

On this week’s show Gary chats with Krista Hope from JK Coaching. Krista and her husband Jared have gone on to purchase over 100 properties. She’s learned the importance of intention, self love and openness to embrace investing and the lifestyle that comes with it. Krista and Jared coach people to take control of their lives; how to not get caught up in the hamster wheel; and why you don’t need to be passionate about RE investing to have success!

WHAT YOU’LL LEARN:

  • What are the benefits of investing coaching and mentoring and why it never ends
  • How men and women view RE investing differently
  • Why trust and intimacy are important parts of both relationships and investment partnerships
  • How to handle pain
  • Why Krista lead the way into investing, but Jared has 10x it
  • How Krista always had entrepreneurial
  • Why her parents taught her to take control
  • When you have a boss you’re not in control
  • Working for yourself allows more creativity
  • How they avoided bankruptcy
  • Why they made a lot of poor choices, but learned along the way
  • Why you can get caught up in growth of your business
  • What we Krista’s ‘Aha’ moment when she got off the hamster wheel
  • Why it’s not the goal, it’s enjoying life along the way
  • Why coaching helped Krista and Jared realized that they were choosing the the life they were currently living, but it could be a much better life
  • Why coaching is biggest gift for growth
  • Why Krista and Jared’s coaching delve into personal as well as investing issues
  • “Knowing who you ARE, not who you SHOULD be”
  • And MORE!

Krista’s Bio

Krista combines empathy and empowerment with a holistic investment plan for all of her clients. She is an expert at helping her clients realize their path and getting them to love the process of their journey. With deep dives into habits, goals, mindsets and self exploration, she guides clients through understanding that they have all the necessary tools and potential to achieve their dreams within themselves already.

From her experience of starting a family, realizing her own dreams and working with Jared while owning over 100 properties – Krista has learned the intention, self-love and openness required to enjoy real wealth in a fulfilling partnership. Learn to love the journey and get in the mindset of gaining (and keeping) true prosperity with Krista’s help.


Website/contact info for guest

Web: https://jkcoaching.ca/

Facebook: https://www.facebook.com/jaredandkrista

Instagram: https://www.instagram.com/1bitcoin.ca/

This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you’re planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises., including a legal bill you didn’t expect. Find them at: https://www.mcmurter.com

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Tags: #intimacy, #investing, #realestate, #success, #entrepreneur, #powercouple, #coaching, #mentoring, #intention, #selflove, #gratitude, #mindset, #detox

Apr 14, 2021

#108:  Health & Nutrition - What’s the BIG Deal?!

On this week’s show Gary chats with Certified Health & Nutrition coach Maxine Choy! This show is about wealth, health and everything in between! People are willing to spend thousands on upkeep and maintenance for their cars or homes, but for their most precious possession, their bodies, it’s either DIY or nothing at all. Some wait until they have health challenges to even consider wellness caching. Nutritional coaching can save time and money, and help you plan to feed your body with superior nutrition, giving you a higher quality of life.

WHAT YOU’LL LEARN:

  • What are the benefits of nutritional coaching?
  • What’s a juice cleanse and what can it do for your body
  • Detoxing
  • The role of essential oils
  • Fasting and intermittent fasting, and do they help
  • The difference between being a vegetarian and a vegan
  • Why diets DON’T work
  • The 10-10-10 routine
  • Why Maxine focussed on longevity at a young age
  • Why prevention is better then intervention
  • Why she’s fearless and left a 9-5 for entrepreneurship
  • It’s not that people CAN’T or don’t want to change, they are victims of conditioning
  • Why do most people fail at wellness changes
  • The role of MINDSET
  • The challenges: reward, punishment, emotional attachment to food, boredom, depression…
  • How you can monitor/journal what you eat and how you feel
  • Why nutrition has to be highly personalized
  • Why planning meals leads to success
  • Why it’s a process and not an overnight change
  • And MORE!

Maxine’s Bio

Maxine is a Certified Health & Nutrition Coach working with women to assist them in achieving attainable health and fitness goals by practicing mindfulness, consistency and accountability. She is also a Yoga and Pilates teacher, providing online classes, either in groups or one-on-one.

She believes that maintaining a balanced life is more important for your personal health and well-being, especially in the fast-paced, modern world we are living in. She works directly with her clients to guide them through simple technique to help them sustain a balanced diet, alongside personal fitness, with a goal to improve and stabilize their overall health and well-being.

Being in the Health and Wellness industry since 2014, she has witnessed the need for women to get out of their own way and start setting real intentions, making serious commitments and putting direct action in place in order for them to see any results.

She is a proud mother to her teenage daughter, an avid writer and loves photography. She is also a published Author who recently launched her 12 Week Gratitude Journal and is part of the series of 365 Empowering Stories Book, released in September 2019 and is available on Amazon.

She has hosted Wellness Retreats for women, participated in workshops, forums and entrepreneur empowerment meet-ups sharing her passion about wellness and the importance of self-care.

She believes that when you live a balanced life, you can easily offset any negative events or emotions with positive ones. She believes we all have the power to make better choices, it's what our minds tell us that stops us.

Website/contact info for guest

Web: www.livewellwithmaxine.com

Facebook @livewellwithmaxine

Email: maxine@livewellwithmaxine.com

Instagram: @livewellwithmaxine

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca 

Tags: #health, #wellness, #weight, #noscale, #wellness, #nutrition, #wellbeing, #fitness, #healthyeating, #diet, #gratitude, #mindset, #detox

Apr 8, 2021

#107:  H.U.G. Hand Me Up Generational Wealth

On this week’s show Gary chats with friend and personal mentor Mathew Frederick.  Mathew has over 30 years experience in real estate investing, residential, multi-family, new family and now mentorship for new investors. He’s built 250 homes, 3 x 50 unit condo buildings, restaurants, wellness clinics, building a triplex in Belize, and more! He created a brand strategy called the H.U.G. strategy, that he wanted to share. They also chatted with Joint Ventures, how to find them and how to structure them, EVEN if you don’t have any money.

WHAT YOU’LL LEARN:

  • * What is the H.U.G. strategy and how it can help
  • * Why his brother handing a leather jacket down to Mathew inspired this strategy
  • * What he’s learned in his 30 years of investing
  • * Why he invests in the US, Alberta and the East Coast to ride out market specific downturns
  • * The effect of racism on his belief system and how long it took to reprogram his beliefs
  • * Why the sandwich generation has the income and money to invest in properties, but not the time to manage the property
  • * How multigenerational investors can pool their resources to purchase and manage properties
  • * How Gen X can JV with millennials or younger to manage the property
  • * How the splits can be 50/50 or 60/40, and the cash flow can be directed to education, depending on the JV agreement
  • * How to use investing to pay for post secondary education or private school
  • * How older generations can qualify for mortgages, and younger might provide a downpayment or vice versa
  • * Many people want to be investors, but can’t qualify
  • * His unique formula that allows Doctors to invest and take days off
  • * Why a coach or mentor can take you through the process
  • * Why some people don’t use a mentor or coach
  • * What is his hottest/favourite market
  • * Why he’s adding a 3rd unit to rental properties
  • * The BIGGEST mistake investors make according to Mathew
  • * What timeframe should a new investor take action in
  • * And MORE!

Mathew’s Bio

Mathew has 30 years of experience in real estate investing in residential, multi-family, new development & mentorship.  

While building 240 houses, and 3 50-unit condo buildings he founded a number of restaurants, wellness clinics, and a light manufacturing company.

Currently Mathew is building a 3 story triplex in Belize and coaching investors toward scaling-up their portfolio & considering multi-family.

Resources:

Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!- Robert T. Kiyosaki


Website/contact info for guest

Web: RCCSOL.COM

Facebook:  https://www.facebook.com/groups/3244429258965874/

Email: mathew.f@rccsol.com

Instagram: https://www.instagram.com/rccsol.investor/

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca

To learn more about Gary’s mentorship program, visit https://garyhibbert.ca

Tags: #investing, #property management, #mentor, #DIY, #investorlife, #learning, #lifestyle, #passiveincome, #richdadpoordad, #coaching,

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